Last Updated on October 8, 2025 by admin
Buying airtime with Zenith Bank offers a convenient and seamless experience for its customers. As mobile phones continue to be an essential part of our daily lives, ensuring that we have enough airtime for calls and data is crucial.
Zenith Bank understands this need and provides its customers with an efficient way to purchase airtime directly from their bank accounts. Whether you need to recharge your phone on the go or from the comfort of your home, Zenith Bank’s airtime purchase options are designed to suit your lifestyle.
With Zenith Bank, you can easily buy airtime for yourself or send it to friends and family, regardless of your location or the time of day.
This service is accessible through various channels, including mobile banking apps, USSD codes, and internet banking platforms. This variety of options ensures that you can choose the most convenient method based on your preferences and situation.
The process is user-friendly, minimizing any potential challenges you might encounter. By integrating technology with customer needs, Zenith Bank empowers its customers with a reliable and hassle-free way to manage their airtime requirements efficiently.
Read: Zenith bank customer care :Phone number,Email,whatsapp
To purchase airtime using Zenith Bank’s Airtime Service—whether through WhatsApp Banking (ZiVA), USSD, or the mobile app—you’ll need just a few basic things in place. Here’s a quick checklist:
1. Zenith Bank Account
- You must have an active account with Zenith Bank.
2. Linked Phone Number
- The phone number you’re using must be registered with Zenith Bank (i.e., the one receiving transaction alerts).
3. Sufficient Account Balance
- Ensure your account has enough funds to cover the airtime amount.
4. Access to a Transaction ChannelYou can buy airtime through any of these:
- WhatsApp Banking (ZiVA): Chat with +234 704 000 4422 and type “Buy airtime”.
- USSD Code: Dial *966*amount*phone number# (e.g.,* 966*500*08012345678#).
- Zenith Mobile App: Log in and navigate to Airtime Purchase.
- Internet Banking: Use the Airtime Recharge option under Payments.
5. PIN or OTP
- You’ll need your transaction PIN or a One-Time Password (OTP) to authorize the purchase.
How to Buy airtime from Zenith account
To buy airtime from your Zenith Bank account, you have a couple of convenient options:
Using the USSD Code:
- Dial:
*966*amount*phone number#Example:*966*500*08012345678#to buy ₦500 airtime for that number. - Confirm the transaction and enter your PIN.
Works on any mobile phone—no internet needed.
Method 2: Using WhatsApp (ZiVA)
- Save +234 704 000 4422 to your contacts.
- Open WhatsApp and send “Hi”.
- Type “Buy airtime” and follow the prompts:
- Choose network and amount
- Enter your PIN to confirm
Works 24/7 and supports all major networks.
Method 3: Zenith Mobile App
- Log in to the app.
- Go to “Airtime Purchase”.
- Select:
- Your account
- Network provider
- Amount
- Phone number
- Confirm with your PIN or biometric.
Great for managing multiple accounts and viewing history.
Also Read: How to use Zenith Bank Whatsapp Banking ZiVA
How To Transfer Money From Zenith Bank
Transferring money from your Zenith Bank account is simple and can be done through multiple channels depending on your preference. Here’s a full guide:
Method 1: USSD Transfer (*966#)
- Dial:
*966*Amount*Account Number#Example:*966*5000*0123456789#to send ₦5,000. - Select the bank of the recipient.
- Confirm the name and enter your PIN.
Works on any mobile phone—no internet needed.
Method 2: WhatsApp Banking (ZiVA)
- Save +234 704 000 4422 to your contacts.
- Open WhatsApp and send “Hi”.
- Type “Transfer money” and follow the prompts:
- Enter recipient details
- Confirm amount
- Authenticate with your PIN
Available 24/7 and supports transfers to any Nigerian bank.
Method 3: Zenith Mobile App
- Log in to the app.
- Tap “Transfers”.
- Choose:
- Zenith to Zenith or Zenith to Other Banks
- Enter recipient details and amount
- Confirm with your PIN or biometric
Great for managing multiple accounts and viewing history.
Method 4: Internet Banking
1. Visit zenith bank online page and log in.
- Navigate to Transfers.
- Fill in the recipient’s details and amount.
- Confirm with your token or OTP.
Ideal for larger transactions and business use.
Read; How to get zenith bank statement of account Online
How to pay bills from Zenith Bank
Paying bills from your Zenith Bank account is fast, secure, and can be done through multiple channels depending on your preference. Here’s how to do it:
Method 1: USSD (*966#)
- Dial:
*966#on your registered mobile line. - Select “Payments” from the menu.
- Choose the biller (e.g., DSTV, PHCN, etc.).
- Enter the required details (e.g., smartcard number, meter number).
- Confirm the amount and authorize with your PIN.
No internet needed—works on any mobile phone.
Method 2: WhatsApp Banking (ZiVA)
- Save +234 704 000 4422 to your contacts.
- Open WhatsApp and send “Hi”.
- Type “Pay bills” and follow the prompts:
- Select the service (e.g., electricity, TV)
- Enter account or meter details
- Confirm with your PIN
Available 24/7 and supports major billers.
Method 3: Zenith Mobile App
- Log in to the app.
- Tap “Payments” or “Bills”.
- Choose the biller and enter details:
- Smartcard/meter number
- Amount
- Service type
- Confirm with your PIN or biometric.
Great for tracking payment history and managing multiple accounts.
Method 4: Internet Banking
- Visit zenith bank online page and click login
- Go to Payments > Bills.
- Select the biller and input details.
- Confirm with your token or OTP.
Ideal for larger payments and business use.
Supported Billers
- DSTV, GOTV, Startimes
- PHCN (electricity)
- Water corporations
- WAEC, JAMB, and other exam bodies
- Tax and government payments
How to Update BVN on zenith Bank
To update your Bank Verification Number (BVN) on Zenith Bank, follow these steps:
Using the USSD Code:
- Dial *966*BVN#: Use your registered phone number to dial the Zenith Bank USSD code.
- Follow the on-screen prompts to input your BVN details correctly.
- Confirm your submission to finalize the linking process.
Using Internet Banking:
- Access your Zenith Bank Internet Banking account.
- Go to the ‘Service Request’ section from the menu options.
- Choose ‘BVN Update’ from the available service requests.
- Fill out the provided e-form with your BVN information.
- Double-check the accuracy of the details entered and submit the form.
Visiting a Branch:
- Go to your nearest Zenith Bank branch.
- Ask the teller for assistance with updating your BVN.
- Give the teller your BVN details and any other required information.
- The teller will process the BVN update for you.
Read: How to register for Zenith Bank Internet banking and Mobile app
How to Check your Zenith Bank account balance
You can check your Zenith Bank account balance using several convenient methods:
Using the USSD Code:
- Dial *966*00#: Use your registered phone number to dial the Zenith Bank USSD code.
- Your account balance will be displayed on your screen.
Using Internet Banking:
- Access your Zenith Bank Internet Banking account.
- Look for the “Account Summary” or “Account Balance” section.
- Your account balance will be displayed.
Using the Zenith Bank Mobile App:
- Launch the Zenith Bank Mobile App on your smartphone.
- Use your username and PIN to log in.
- Go to the ‘Accounts’ section from the menu.
- Your account balance will be displayed.
Via ATM:
- Go to any ATM machine.
- Insert your Zenith Bank debit card.
- Choose the option to check your balance.
- Your account balance will be displayed on the screen
Conclusion
In conclusion, buying airtime from Zenith Bank is a simple and straightforward process that can be done through various channels such as mobile banking, USSD code, branch, or ATM. By following the steps outlined in this article and exercising caution with your account information, you can enjoy a hassle-free experience and seamless top-up of airtime.









