How to borrow Airtime from 9mobile(MoreCredit)

Last Updated on December 21, 2024 by admin

How to borrow Airtime from 9mobile – Have you ever found yourself in a situation where you need to make a call or send a message but your phone balance is at zero?

It happens to many of us. Fortunately, if you’re a 9mobile user, there’s a simple solution called “9mobile More Credit” that allows eligible customers to borrow airtime and repay it with their next recharge. This service is available to all prepaid customers and can be used just like regular airtime or data.

The service is designed to keep you connected, even when your balance runs low. However, not all 9mobile customers qualify for this service. Your eligibility depends on how often you recharge and your monthly spending.

This article will delve into the features and processes involved in borrowing airtime through More Credit, detailing the eligibility criteria, step-by-step instructions, repayment options, and the benefits and limitations of this service.

Read: How to check 9mobile/Etisalat airtime and Data Balance

Table of Contents

Who is Eligible To Borrow Airtime from 9mobil/ etisalat

For you to qualify for 9mobile more credit, you need to meet the following requirement since it doesn’t require any application process

You need to be an active prepaid customer on the 9mobile network. Postpaid customers are usually not eligible.
9mobile looks at your usage history. You typically need to have been using their services for a certain period, often a few months or more.
A history of regular recharges on your account demonstrates that you’re a reliable customer.
Your line must be registered and linked to NIN
Customers must not have unpaid data loan balance with 9mobile

How to Check Your Eligibility:

To check your eligibility for borrowing airtime or data from 9mobile using the MoreCredit service, follow these steps:

Dial USSD Code: Dial *303# from your 9mobile line.
Send SMS: Alternatively, you can send the word “STATUS” to 303 via SMS.

You will receive an SMS confirming your eligibility status and the amount of airtime or data you can borrow.

limitations of 9mobile(MoreCredit)

limitations of 9mobile(MoreCredit)
The 9mobile MoreCredit service is quite convenient, but there are some limitations to be aware of:
1. When you borrow airtime or data, a service fee of 15% of the borrowed amount is deducted. So, if you borrow N100 worth of airtime, you’ll receive N85, and the remaining N15 is the service fees.
2. You must meet certain criteria, such as having an active line, regular usage, and no outstanding debts.
3. There are limits on the amount of airtime or data you can borrow at once, which depends on your recharge history and usage.
4. The borrowed amount is automatically deducted from your next recharge, so you need to ensure you have enough balance to cover both the borrowed amount and the service fee.
5. Borrowed airtime or data can only be used for calls, SMS, and data services. It cannot be used for other services like mobile banking or value-added services.
You can also read: 9mobile: how to migrate from one package to another, customer care and secure my SIM card

How to borrow Airtime and data from 9mobile(MoreCredit)

Borrowing airtime and data from 9mobile using the MoreCredit service is straightforward. Here’s how you can do it:

Borrowing Airtime:

Dial *303# on your 9mobile line.
Follow the prompts to choose the “Borrow Airtime” option.
You will see a list of available amounts you can borrow. Select the desired amount.
Follow the prompts to confirm your request. The borrowed airtime will be credited to your account immediately.

Borrowing Data:

Dial *303# on your 9mobile line.
Follow the prompts to choose the “Borrow Data” option.
You will see a list of available data packages you can borrow. Select the desired data amount.
Follow the prompts to confirm your request. The borrowed data will be credited to your account immediately.

Using the 9mobile App :

Download the Ig9ite app from your app store.
Log in with your 9mobile details.
Tap on the “Borrow Airtime” or “Borrow Data” option.
Select the desired amount from the available options.
Tap “Borrow Now” to confirm.

By following these steps, you can easily borrow airtime or data whenever you need it. Note that a 15% service charge applies on every amount of airtime you borrow from 9mobile which is due upon repayment of the loan

You can also read: How to cancel 9mobile auto data renewal plan

You can also read How to change/reset or retrieve 9mobile/Etisalat Transfers PIN

How to pay back morecredit

You don’t need to actively pay back 9mobile MoreCredit. Here’s why:

Automatic Deduction When you recharge your 9mobile line, the borrowed airtime amount will automatically deducted from your new balance

Example:

You borrowed N100 MoreCredit.
The service fee is 15% (N15). 9mobile will credit your account with N85.
Your next recharge is N200.
9mobile will deduct N100 from your recharge, leaving you with a balance of N100.

FAQs

Q:How much airtime can I borrow from 9mobile more credit?

A;The 9mobile more credit is easy to use and you can borrow within the range of N50 to N2,000

Q: How do I borrow airtime from 9mobile?

A: Dial *303# on your phone and follow the on-screen prompts to select your preferred airtime amount and confirm the process.

Q: Can I borrow airtime through MoreCredit if I am a new 9mobile subscriber?

A: Before you can borrowed airtime from 9mobile you must be a subscriber for at least 3 months and use at least N200 each month

Q: What happens if I am unable to repay the borrowed airtime within the specified timeframe?

A: If you did not pay back the borrowed airtime on time you will be demoted and you can also not borrowed again in future until What happens if I am unable to repay the borrowed airtime within the specified timeframe?your loan is paid backed