How to borrow Airtime from 9mobile(MoreCredit)

Last Updated on July 1, 2024 by admin

How to borrow Airtime from 9mobile – Have you ever found yourself in a tight corner, needing to make a call or send a message but with a zero balance on your phone?

It happens to the most of us. Luckily, if you’re a 9mobile user, there’s a straightforward solution know as 9mobile More Credit” which allow eligible customers to borrow airtime and pay back on their next recharge.The service is available to all pre-paid customers and can be used in the same way as normal airtime/data.

This service is designed to ensure that you’re always connected, even when out of credit. However, not every 9mobile customer is eligible for this service. Eligibility is based on your recharge frequency and the amount you spend monthly.

This article will explores the features and processes involved in borrowing airtime through MoreCredit, outlining the eligibility criteria, step-by-step instructions, repayment options, as well as the benefits and limitations of this service.

Table of Contents

Features

Borrow Airtime: Allows you to borrow a certain amount of airtime when your balance is running low.
Automatic Repayment: The borrowed amount, plus a service fee, is automatically deducted from your next recharge.
USSD Access: Easily accessible by dialing the 665Amount# USSD code.
Variable Limits: The amount of airtime you can borrow might vary based on your eligibility and usage history with 9mobile.

Benefits

Stay Connected: Helps you stay connected for calls and texts even when you unexpectedly run out of airtime.
Convenience: Provides a quick and convenient way to get a short-term airtime boost without having to manually purchase a recharge.
No Immediate Payment: You can use the borrowed airtime immediately and pay back later when you recharge.
Potential Flexibility: Depending on your eligibility, you might have some choice in the amount of airtime you can borrow.

Who is Eligible To Borrow Airtime from 9mobil/ etisalat

For you to qualify for 9mobile more credit, you need to meet the following requirement since it doesn’t require any application process

Active Prepaid Subscriber: You need to be an active prepaid customer on the 9mobile network. Postpaid customers are usually not eligible.
Usage History: 9mobile looks at your usage history. You typically need to have been using their services for a certain period, often a few months or more.
Consistent Recharges: A history of regular recharges on your account demonstrates that you’re a reliable customer.
Your line must be registered and linked to NIN
Customers must not have unpaid data loan balance with 9mobile

How to Check Your Eligibility:

The most reliable way to know for sure if you’re eligible is to try and borrow airtime:

USSD Code: Dial *665# or *303# and navigate to the “MoreCredit” or “Borrow Airtime” options.
Customer Service: Call 9mobile customer service at 300 to inquire about your eligibility.

Important Note: Even if you meet the general requirements, eligibility is not guaranteed. 9mobile uses their own internal criteria to assess your suitability for the service.

limitations of 9mobile(MoreCredit)

Eligibility Restrictions: Not all 9mobile customers are automatically eligible for MoreCredit. Your eligibility is determined by your usage history, recharge consistency, and potentially other factors that 9mobile doesn’t explicitly disclose.
Service Fees: There’s a service charge associated with borrowing airtime through MoreCredit. This fee can make the overall cost of borrowing airtime slightly more significant.
Borrowing Limits: Even if you are eligible, the amount of airtime you can borrow on MoreCredit might be limited. These limits can change depending on your individual account standing with 9mobile.
Debt Restrictions: You cannot borrow additional airtime through MoreCredit if you have any existing unpaid balance from previous MoreCredit or DataPlus loans.
Potential Lack of Transparency: 9mobile doesn’t provide extensive public documentation about how they determine eligibility or specific borrowing limits. This might lead to some uncertainty for customers.

You can also read: How to Borrow Airtime from Glo Nigeria

How to borrow Airtime and data from 9mobile(MoreCredit)

1.USSD Code:
- Dial *303# and follow the on-screen instructions to select the desired airtime amount and confirm.
SMS:
- Send the text message “STATUS” to 303. You’ll receive instructions on how to proceed.
9mobile App:
- Open the 9mobile app.
- Look for the “MoreCredit” feature or a similar option.
- Select your preferred airtime amount and confirm the transaction.

How to Borrow Data from 9mobile

USSD Code:
- Dial *303# and select the “Borrow Data” option.
- Choose the data bundle that suits your needs.
- Follow the prompts to confirm the transaction.
9mobile App:
- Open the 9mobile app.
- Navigate to the data borrowing section (it might be within the “MoreCredit” feature).
- Select the desired data bundle and confirm the transaction.

Please note that a 15% service charge applies on every amount of airtime you borrow from 9mobile which is due upon repayment of the loan

You can also read: How To Borrow Data From Glo Nigeria”Borrow Me Data

What you need to know about 9mobil/ etisalat borrow me Airtime

1. Please note: you will pay back 15% service fee + the loan airtime amount or the cost of internet bundle

2. You must pay back the airtime loan with recharge card vouchers or an e-top up or repay the loan on your next recharge

3. The amount you can borrow ranges from N50, N100, N200, N500, N1,000 and N2000

4. The service is available via SMS and USSD

You can also read How to subscribed to Glo Nigeria Double Free Tomorrow

How to pay back morecredit

You don’t need to actively pay back 9mobile MoreCredit. Here’s why:

Automatic Deduction When you recharge your 9mobile line, the borrowed airtime amount will automatically deducted from your new balance

Example:

You borrowed N100 MoreCredit.
The service fee is 15% (N15). 9mobile will credit your account with N85.
Your next recharge is N200.
9mobile will deduct N100 from your recharge, leaving you with a balance of N100.

Important Points

Ensure Sufficient Recharge: Make sure the amount you recharge is enough to cover both the borrowed amount and the service fee.
Timely Repayment: Recharging promptly avoids potential service disruptions from being in debt.

FAQs

Q:How much airtime can I borrow from 9mobile more credit?

A;The 9mobile more credit is easy to use and you can borrow within the range of N50 to N2,000

Q: How do I borrow airtime from 9mobile?

A: Dial *303# on your phone and follow the on-screen prompts to select your preferred airtime amount and confirm the process.

Q: Can I borrow airtime through MoreCredit if I am a new 9mobile subscriber?

A: Before you can borrowed airtime from 9mobile you must be a subscriber for at least 3 months and use at least N200 each month

Q: What happens if I am unable to repay the borrowed airtime within the specified timeframe?

A: If you did not pay back the borrowed airtime on time you will be demoted and you can also not borrowed again in future untill your loan is paid backed