How to Borrow Airtime from MTN XtraTime in Nigeria

MTN Nigeria, a South African telcom company, introduces what is known as MTN XtraTime is a service that enables you to borrow airtime on credit when you run out of airtime and pay back on your next recharge.

Who Can Use The MTN XtraTime Service?
MTN XtraTime is available to ONLY MTN Prepaid customers that are eligible for the service.

To be eligible for XtraTime service, you MUST:

• Be a Prepaid customer
• Have registered your number
• Have been on the MTN network for more than 3 months
• Have spent at least N200 monthly for 3 months
• Have between N0 and N12 in your main account
• Paid up any outstanding XtraTime loan request

How To Borrow Airtime.

Once you have confirmed that you are eligible for the service, you can then follow either of the below steps to borrow airtime:

Borrowing via *606# Menu:

• Dial *606# and select XtraTime
• You can then select your preferred amount from the list
• After selecting your preferred amount, the system will then send you a message with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
• Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.

Borrowing via 606 IVR:

• Dial 606 and the system will play an announcement for you to select your preferred language, either English, Igbo Hausa or Yoruba.
• Upon selecting your preferred language, you will be required to select either XtraTime or XtraByte.
• Once you select XtraTime, the system will then play out all the airtime amount that you can borrow.
• You can then select your preferred amount from the list
• After selecting your preferred amount, the system will then play an announcement with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
• Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.

Note: You will be charged a service fee of 15% on every amount you borrow.

Source: MTN