How to Borrow Airtime/Recharge card from MTN Nigeria

MTN Nigeria leading Telecom operator has provide XtraTime which allow subscribers borrow Airtime when they run out of call card and pay back later.This service has really help especially when your credit run out of airtime at odd time and unable  to recharge.

MTN XTRATIME is a service that allows MTN customers  borrow  and payback later. You must have spent at least N200 monthly for 3 months for you to qualify for this service

The Process has made all MTN user feel less worried when they run out of call card  because they can now borrow airtime and pay back in next recharge.

Let take a look on how subscribers can borrow Airtime any time and any day. ….go get a cup of tea and relax why i walk you through.

Please note: You will be charged a service fee of 15.36% on ALL lending bands EXCEPT the N25 lending band, which charges 20.48% service fee . The service charge will be deducted before the airtime loaned is credited into your XtraTime account.

Also read: How To Borrow Data From MTN Network know as MTN XtraByte

Who Can Use The MTN XtraTime Service?

According to MTN telecom company, MTN XtraTime is available to only  MTN Prepaid customers that are eligible for the service.

How  can I check if I am eligible for MTN borrow me credit?

You can check if you are eligible for MTN borrow me credit known as XtraTime service by;

1.Dialling *606#, clicking on ‘My Account’ and selecting ‘1’ to ‘Check eligibility’.
2.Sending SMS keyword: STATUS to 606
3.Dialling 606 then follow the voice prompt to confirm if you are eligible or not.

Who is eligible for MTN borrow me credit known as XtraTime

1.You must be a Prepaid customer

2.You must have registered your number

3.You must have been on the MTN network for more than 3 months

4.You must have  spent at least N200 monthly for 3 months

5.Between N0 and N12 in your main account

6.Paid up any outstanding XtraTime loan request

How To Borrow MTN Airtime.

There are two methods that is enable by MTN to borrow Airtime once you have confirmed  as a subscriber that you are eligible for the service they are:

Method 1

How to borrow Airtime from MTN Using  *606# Menu:

1.Simply dial *606# and select XtraTime

2. Then select your preferred amount from the list

3. After selecting your preferred amount, the system will then send you a message with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.

4. Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.

Also read: List Of All MTN Nigeria USSD Codes to check account balance, borrow data/airtime and buy any data

Method 2

How to Borrow MTN Airtime using  606 IVR:

1.To borrow airtime from MTN  simply Dial 606 and the system will play an announcement for you to select your preferred language, either English, Igbo Hausa or Yoruba.

2.Then selecting your preferred language, you will be required to select either XtraTime or XtraByte.

3.Once you select XtraTime, the system will then play out all the airtime amount that you can borrow.

4.You can then select your preferred amount from the list

5.After selecting your preferred amount, the system will then play an announcement with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.

6.Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.

MTN Xtratime airtime can be used for the following chargeable activities

1.Voice calls
2.SMS
3.MMS
4.Prepaid Data Bundles
5.Premium rated services
6.BlackBerry from MTN
7.MTN BackUp
8.MTN Caller Tunez
9.MTN Play

You can also read: How To Borrow Data From MTN Network know as MTN XtraByte

How to subscribed for MTN Data plan & prices in Nigeria

Source: MTN