How to register for unity bank internet banking and mobile app

Last Updated on July 19, 2024 by admin

In today’s fast-paced world, managing your finances on-the-go is essential, and Unity Bank offers a seamless online experience to meet your banking needs. Whether you’re looking to check your account balance, transfer funds, or pay bills, Unity Bank’s digital platforms provide the tools and features to make banking easier and more efficient.

This guide will walk you through the process of registering for Unity Bank Internet Banking and Mobile App, along with highlighting key features and benefits

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features and benefits

Unity Bank offers both internet and mobile banking solutions with a range of features and benefits to cater to your financial needs.

Internet Banking Features and Benefits:

Perform transactions from the comfort of your home or office, 24/7.

View your account balances, transaction history, and download statements.
Easily transfer funds between your Unity Bank accounts or to other banks.
Pay utility bills, cable TV subscriptions, and other bills online.
Recharge your phone or buy data bundles directly from your account.
Apply for loans and track your application status.
Robust security measures to protect your transactions
Bank on the go using your smartphone or tablet.
Use your fingerprint or face ID for quick and secure login.
Make payments by scanning QR codes at participating merchants
Find the nearest Unity Bank ATM or branch.
Book flights, movie tickets, and more through the app
Access customer support directly through the app.

Overall Benefits:

Conduct transactions at your convenience, anytime and anywhere.
Avoid queues and paperwork by banking online or through your mobile device.
Easily monitor your finances and manage your accounts.
Enjoy the peace of mind that comes with secure banking platforms.
Take advantage of value-added services like bill payments, loan applications, and lifestyle offerings.

How to register for Unity bank Internet banking

To register for Unity Bank Internet Banking, you have a couple of options:

1. Online Registration:

Visit the Unity Bank website
Click on the “Internet Banking” tab or button.
Choose “Personal” or “Corporate” depending on your account type.
Click on “Sign Up.”
Fill out the registration form with your personal and account information.
Create your login credentials (username and password).
Submit the form and follow any additional instructions for verification.

2. Branch Registration:

Visit your nearest Unity Bank branch.
Inform a customer service representative that you want to register for internet banking.
They will provide you with the necessary forms to fill out and guide you through the registration process.

How to register for Unity bank Mobile Application?

Unity Bank offers a mobile banking app called Unifi, which provides convenient banking services on your smartphone. Here’s how you can register:

Option 1: For Existing Unity Bank Account Holders

Download the Unifi app from Google Play Store or Apple App Store.
Open the app and click on “Get Started.”
Select “I have a Unity Bank account” and enter your existing Unity Bank account number.
Follow the prompts to register your username, create a password, and complete the registration process.

Option 2: For New Customers

Download the Unifi app from Google Play Store or Apple App Store.
Click on “Get Started” and follow the instructions to open a new Unity Bank account directly through the app.
After successfully opening an account, you’ll be automatically guided to register for mobile banking with your new account details.

How to transfer money from Unity bank

Unity Bank offers various channels to transfer money:

*1. USSD Code (7799#):

To Unity Bank Account: Dial* 7799*1*Account NumberAmount# (e.g., *7799*1*1234567890*10000#)
To Other Banks’ Account: Dial *7799*2*Account NumberAmount# (e.g., 7799* 2*1234567890*10000#)

2. Unifi Mobile App:

Log in to the Unifi Mobile App.
Tap on “Transfers.”
Choose the recipient’s bank, enter their account number and the amount.
Confirm the details and authorize the transaction with your PIN.

3. Internet Banking:

Log in to your Unity Bank internet banking account.
Click on the “Transfer” tab.
Choose between Self Linked transfer, Unity Bank Transfers, or Other Banks Transfer.
Select the account to debit.
Fill in the beneficiary details.
Click “Next.”
Enter the 6-digit number generated on your token device.
Click “Authorize.”

4. Branch Visit:

Visit your nearest Unity Bank branch.
Fill out a transfer form with the recipient’s information (name, account number, bank) and the amount.
Submit the form with a valid ID for verification.

How to buy airtime from unity bank

Unity Bank provides several ways to buy airtime:

*1. USSD Code (7799#):

Self Top-up: Dial 7799Amount# (e.g., 77991000# for ₦1000 airtime) from your phone number linked to your Unity Bank account.
Third-party Top-up: Dial 7799Phone NumberAmount# (e.g., 7799080123456781000# to buy ₦1000 airtime for 08012345678).

2. Unifi Mobile App:

Download and install the Unifi Mobile App from your app store (Google Play or App Store).
Log in with your username and password.
Click on “Lifestyle” at the bottom of the page.
Select “Airtime & Data.”
Choose “Buy Airtime.”
Select the account to debit.
Select the network operator (MTN, Airtel, Glo, 9mobile).
Enter the phone number.
Enter the amount.
Click “Buy Airtime” to complete the transaction.

3. Internet Banking:

Log on to the Unity Bank internet banking platform.
Navigate to the “Payments & Transfers” section.
Select “Airtime Top-up.”
Follow the on-screen instructions to complete the transaction.

How do I renew my Post-Paid subscription bills?

You can renew your post-paid subscription bills with Unity Bank through their Internet Banking platform:

Log in to your Unity Bank internet banking account.
Click on “Bills.”
Choose the account you want to use for the payment.
Select “Phone Bills” under the category.
Enter your post-paid phone number under the “Bill Reference” field.
Use your token to authenticate the transaction.

Where can I view my transaction history?

You have several options for viewing your Unity Bank transaction history:

Internet Banking:
- Log in to your Unity Bank internet banking account.
- Click on the “Account Statement” or “Transaction History” section.
- Select the account and date range for the transactions you want to view.
Unity Mobile App (Unifi):
- Open the Unifi mobile app and log in.
- Navigate to the “Account Statement” or “Transaction History” section.
- You can filter transactions by date, amount, or type.
ATM:
- Insert your Unity Bank debit card into any ATM.
- Enter your PIN and select “Mini Statement” or “Transaction History.”
- The ATM will display a summary of your recent transactions on the screen or print it on a receipt.
Bank Statement:
- Request a physical bank statement from your local Unity Bank branch.
- This statement will provide a detailed overview of all your transactions for a specified period.

How do I check my Unity bank account balance?

There are several ways to check your Unity Bank account balance:

1. USSD Code:

Dial 77990# from your registered mobile number.
Follow the prompts to enter your mobile banking PIN or the last four digits of your Mastercard.
Your account balance will be displayed on your screen or sent via SMS.

2. Unifi Mobile App:

Download and install the Unifi app on your smartphone (available on iOS and Android).
Log in using your username and password.
Your account balance will be displayed prominently on the dashboard.

3. Internet Banking:

Visit Unity Bank’s internet banking portal and log in using your credentials.
Your account balance will be displayed on the dashboard or under the “Account Summary” section.

4. ATM:

Insert your Unity Bank debit card into any ATM machine.
Enter your PIN and select “Balance Inquiry.”
Your account balance will be displayed on the screen, and you can choose to print a receipt.

5. Branch Visit:

Visit your nearest Unity Bank branch.
Present a valid ID to the customer service representative and request a balance inquiry.

How do I check previous transactions from unity bank?

There are several ways to check your previous transactions with Unity Bank:

Internet Banking:

Log in to your Unity Bank internet banking account.
Click on “Activity” under the accounts menu to check your transactions.
You can select the duration for the activities you wish to view.

Unity Mobile App (Unifi):

Log in to the Unifi mobile app.
Navigate to the “Account Statement” or “Transaction History” section.
View and filter your past transactions.

ATM:

Insert your Unity Bank debit card into any ATM.
Enter your PIN.
Select “Mini Statement” or “Transaction History.”
A summary of your recent transactions will be displayed on the screen or printed on a receipt.

Bank Statement:

Request a physical bank statement from your local Unity Bank branch.
This statement will provide a detailed overview of all your transactions for a specified period.

How do I download my unity bank e-statements?

To download your Unity Bank e-statements, you can follow these steps:

1. Log in to Unity Bank Internet Banking:

Visit the Unity Bank website
Click on “Internet Banking” and choose “Personal Banking” or “Corporate Banking” depending on your account type.
Enter your login credentials (User ID and Password) and click on “Login.”

2. Navigate to e-Statements:

Once you are logged in, look for a section called “e-Statements” or “Account Statements.” This might be under the “Accounts” or “Services” tab.

3. Select Statement Period:

Choose the account for which you want to download the statement.
Select the statement period (e.g., monthly, quarterly, yearly).

4. Download:

Click on the “Download” or “View” button to access your e-statement.
You can typically choose to download it in PDF format

I cannot remember my Unity bank password, what do I do?

Unity Bank provides several ways to reset your forgotten password:

1. Self-Service Option (Online/Mobile App):

Click on the “Forgot Password” link on the login page of the Unity Bank website or mobile app.
You will be asked to enter your username or registered phone number.
A temporary password will be sent to your registered email or phone number.
Use this temporary password to log in and create a new password.

2. Contact Unity Contact Centre:

Call Unity Contact Centre on 07080666000.
They will ask you some security questions to verify your identity.
Upon successful verification, they will help you reset your password.

3. Visit a Unity Bank Branch:

Go to your nearest Unity Bank branch.
Explain your situation to the customer service representative.
They will assist you in resetting your password after verifying your identity.

HOW TO BLOCK Uniy bank account

Unity Bank provides a convenient way to block your account using their USSD code:

Dial *7799*9*Phone Number# from any phone. Replace “Phone Number” with your registered phone number linked to your Unity Bank account.
Follow the prompts: You may be asked to confirm the action.
Account Blocked: Your account will be blocked instantly.

Important Note: After blocking your account through this method, you can only unblock it by visiting a Unity Bank branch.

Alternative Methods:

Visit a branch: Go to your nearest Unity Bank branch and inform the staff that you need to block your account. You’ll need to provide identification and account details.
Call customer care: Contact Unity Bank’s customer service hotline (07080666000) for assistance in blocking your account.

Unity bank POS

*7799*000*RefID# – USSD on POS

Unity bank Cardless withdrawal

Unity Bank offers a convenient cardless withdrawal service through their *7799# USSD code. This allows you to withdraw cash from a Unity Bank ATM without needing your physical debit card.

Here’s how it works:

Initiate a Cardless Withdrawal:
- Dial 77998*Amount# on your mobile phone.
- Enter a 4-digit cash-out PIN (different from your transaction PIN).
- Select the account you want to withdraw from.
- Choose whether to receive an SMS notification.
- Enter your 7799 PIN.
Receive a Paycode:
- A unique Paycode will be generated and sent to you via SMS. This code is valid for 24 hours.
Go to an ATM:
- Visit any Unity Bank ATM.
- Select the “Cardless Withdrawal” option on the screen.
- Enter the Paycode you received.
- Enter the amount you want to withdraw.
- Collect your cash and the transaction receipt.