How To Borrow Airtime on Airtel -Extra Credit

Last Updated on December 21, 2024 by admin

In today’s fast-paced world, staying connected is more important than ever, and running out of airtime at a critical moment can be incredibly frustrating. Airtel, a leading telecommunications provider in Nigeria, offers a convenient solution with its Airtime Borrowing Service, which allows you to take a loan for phone calls, data, and SMS.

This service provides subscribers with a lifeline in times of need. Whether you need to make an urgent call or send an important message, borrowing call credit ensures you remain connected without any interruptions.

We all know how frustrating it can be to run out of airtime during an emergency call. The good news is that Airtel Nigeria offers a quick and easy way to borrow airtime when you need it and pay it back later.

This article will explain how to borrow airtime from Airtel, the eligibility requirements to qualify, and the repayment process.

How to borrow Data and Airtime from Airtel Nigeria

Eligibility requirements to borrow airtime from airtel

To borrow airtime from Airtel, you need to meet the following eligibility requirements:

1.You must have a registered SIM.
2.Your line must have been active for at least three months.
3.You should have a good usage history on your monthly recharge
4. it is important that you recharge at least N250 per month.
5.You must not have any outstanding loans that are in a pending from your previous loan

By meeting these criteria, you can use the Airtel Extra Credit service to borrow airtime when needed

Who is qualified to use Airtel Extra Credit?

Airtel Extra Credit has a few requirements to ensure responsible borrowing. Here’s who qualifies to use it:

•  Only customers with Airtel prepaid SIM cards and register with NIN can access Airtel Extra Credit.
•  You need to be an Airtel customer for at least 3 months
•  You must have a clean record of repaying any previous Airtel loans, including the principal amount and service charges.
• Airtel considers your average monthly recharge amount. You’ll likely need to maintain a minimum recharge of around

How to Check Airtel borrow me airtime Eligibility

There’s a quick and easy way to check your eligibility for Airtel borrow airtime, also known as Airtel Extra Credit:

1. Dial *303#, clicking on ‘My Account’ and selecting ‘1’ to ‘Check eligibility’.Or
2. Send SMS keyword: STATUS to 303

Following this prompt will tell you if you’re eligible to borrow and potentially the maximum amount you can borrow.

List of Airtel social media data plan

Frequently Asked Questions

Q;1. How can I request airtime credit on Airtel?

A: To request airtime credit on Airtel, follow these steps:

1. Dial *303# on your Airtel phone.
2.  Follow the prompts to choose the “Borrow Airtime” option.
3.  Select the amount of airtime you want to borrow from the available options.
4. Follow the prompts to confirm your request. The borrowed airtime will be credited to your account immediately.

You can also request airtime credit via the Airtel app:

1. Download the Airtel app from your app store.
2. Log in with your Airtel details.
3. Tap on the “Borrow Airtime” option.
4. Select the amount you want to borrow.
5. Tap “Borrow Now” to confirm.

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Q:2.How to Repayment borow airtime from Airtel

A: To repay borrowed airtime from Airtel, follow these steps:

1. Recharge Your Line by Adding credit to your Airtel line through any available recharge method (USSD, Airtel app, or physical recharge cards).
2. The amount you borrowed, along with the 15% service fee, will be automatically deducted from your next recharge.

It’s important to ensure you have enough balance to cover both the borrowed amount and the service fee to avoid any disruptions in service.

Q:3. Are there any fees associated with borrowing airtime from Airtel?

A: Airtel Nigeria charges a service fee for borrowing airtime through their Airtel Extra Credit service. This fee is a percentage of the amount you borrow and is applied at the time you borrow. Here’s the breakdown:

• Standard Charge: A 15% service charge applies to most borrowed amounts.
• Exception: There’s a slightly lower service charge for borrowing the smallest amount For N25, the service charge is 10%.

For example:

• If you borrow N100, you’ll be credited with N85 (N100 – N15 service fee). You’ll then repay N115 (N100 loan + N15 service fee) on your next recharge.
• If you borrow N25, you’ll be credited with N20 (N25 – N5 service fee) and repay N30 (N25 loan + N5 service fee) on your next recharge

Q;4. How can I check my airtime balance?

A: To check your airtime balance on Airtel, follow these simple steps:

1.  Dial *310# on your phone.
2.  You will receive an SMS with details of your remaining airtime balance.

This method provides a quick and convenient way to keep track of your airtime usage.