Last Updated on October 9, 2025 by admin
GTBank, or Guaranty Trust Bank, is a well-respected Nigerian bank that provides a range of financial services, including online banking.
The bank is known for its focus on innovation and outstanding customer service. You can easily transfer money from your GTBank account to other banks in Nigeria using the *737# transfer service or through the internet banking/mobile app.
These options enable you to send funds without needing an ATM card. With GTBank’s user-friendly USSD transfer code and online platforms, you can securely transfer money to any bank in Nigeria. Select the method that best fits your needs for a smooth transaction.
These innovative banking services allow account holders to transfer money, pay bills, check account history, perform cardless withdrawals, and engage in many other financial activities using their mobile phones.
The 737 code is designed for simplicity and convenience, enabling users to execute functions such as checking account balances, transferring funds, purchasing airtime, and paying bills. By dialing *737# from their registered mobile numbers, customers access a menu of options that guide them through secure and efficient transactions.
This service is available 24/7, ensuring that banking is accessible any time of day, whether it’s during business hours or late at night.
Pay attention: How to create/register for GTBank ussd transfer code *737# and reset 4 digit PIN
What you can do with GT Bank USSD Code 737
GTBank’s *737# USSD code is a powerful tool for banking on the go—no internet required, just your mobile phone. Here’s what you can do with it:
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Check account balance — instantly view your current balance.
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Make transfers — send money to other GTBank accounts and to other Nigerian banks (interbank) using account number or saved beneficiaries.
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Buy airtime/airtime for others — recharge your phone or send airtime to any number.
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Buy data — purchase mobile data bundles.
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Pay bills — settle utilities and subscription bills (electricity, cable TV, internet, etc.).
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Mini statement / recent transactions — view the last few transactions on the account.
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Open a new account — many times you can create a basic savings account directly over USSD.
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Change/Set USSD PIN — set or change your 4‑digit USSD transaction PIN.
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Cardless withdrawals / cash pickup — generate a withdrawal code for collecting cash at a branch or ATM (where supported).
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Manage beneficiaries — add, view, or delete saved transfer recipients.
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Block or manage cards — temporarily block/unblock a debit card (availability varies).
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Buy insurance or other bank products — small insurance or loan product prompts sometimes available.
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Get account details — display or send account number and details to yourself.
How to Enroll for Gtbank ussd code
To enroll for GTBank’s USSD code, follow these steps:
- Dial *737# on your phone.
- Select “1” to register for GTBank USSD Code.
- Input your GTBank account number.
- Create a unique 4-digit PIN to secure your transactions.
- Re-enter the PIN to confirm it.
Once you’ve completed these steps, you’ll receive a confirmation message indicating that your USSD code has been successfully activated
Read: How to Check Gtbank Account Balance and Statement of account
How to Transfer from Gtbank
Here are several ways to transfer money from your GTBank account:
1. Using GTWorld or GTBank Mobile App
If you prefer using your smartphone:
- Open the GTWorld or GTBank app.
- Log in with your credentials.
- Tap Transfers.
- Choose GTBank or Other Banks.
- Enter the recipient’s details and amount.
- Confirm with your PIN or token.
2. GTBank Internet Banking:
- Visit the GTBank Internet Banking website.
- Log in to Internet Banking.
- Go to Transfers.
- Select the type of transfer.
- Fill in the details and confirm.
You can also read : How to register for GTBank internet banking and GTWorld App
3. Using GTBank USSD Code (*737#)
No internet needed—just dial from your registered phone number.
- To GTBank account: Dial
*737*1*Amount*RecipientAccountNumber#Example:*737*1*5000*0123456789# - To other banks: Dial
*737*2*Amount*RecipientAccountNumber#Example:*737*2*5000*0123456789# - Follow the prompts to confirm and enter your PIN.
You can also read: How to activate and generate Gtbank Security Token
How to Check gtbank Account balance and account number Details
To check your GTBank account balance and account number details, you can use the following methods
*Method 1: GTBank USSD Code (737#)
- From the phone number that is link to your GTBank dial the shortcode *737*6*1#
- Select the option to access account details – this may involve pressing a number indicated on screen.
- Your screen should display your account name and account number.
Method 2: GTBank Mobile App
- Open the GTBank Mobile App and log in using your credentials.
- Your account name and account number are typically displayed prominently on the main screen or within your account details section.
Method 3: GTBank Online Banking
- Log in to your GTBank Online Banking account on their website .
- Your account details, including your full name and account number, will be visible on your online banking dashboard.
Method 4: ATM
- Visit a GTBank ATM, insert your card, and enter your PIN.
- Navigate to the “Account Enquiries” or “Account Balance” section. Often your account number will be displayed briefly on the screen or printed on the receipt alongside your balance.
Quick Shortcodes For GT Bank USSD Code
| GT Bank USSD Code | Functions |
| *737*1*Amount*NUBAN Account Number# | Money Transfer To GT Bank |
| *737*2*Amount*NUBAN Account Number# | Transfer Money To Other Banks |
| *737*amount# | Buy Airtime |
| *737*4# | Buy Airtime For Other Line |
| *737*5# | Create Transaction Pin |
| *737*6*1# | Check Account Balance |
| *737*37*Amount*Decoder Number# | Startime Tv Recharge |
| *737*3*Amount# | Cardless Withdrawal |
| *737*7# | Generate OTP |
| *737*SmartCardNo# | Cable Tv |
| *737*51*74# | Account Blacklist |
| *737*52*40# | Payday Loan |
| *737*51*24# | Spend To Save |
| *737*51*1# | Enable/Disable Account Balance on GeNS |
| *737*6*3# | ATM Card Status |
| *737*6*2# | Loan Balance |
How to buy Airtime from Gtbank
There are several ways to buy airtime from GTBank:
*1. Using the 737# USSD Code:
- For self: Dial *737*Amount# (e.g., *737*500#) from your registered mobile number.
- For others: Dial *737*Amount*Phone Number# (e.g., *737*500*08012345678#).
2. GTWorld Mobile App:
- Log in to the GTWorld app on your smartphone.
- Select “Airtime” or “Buy Airtime”.
- Choose the recipient (self or others).
- Enter the amount and phone number.
- Confirm the details and complete the transaction.
3. Internet Banking:
- Log in to your GTBank internet banking account.
- Navigate to the “Airtime Top-up” section.
- Choose the recipient (self or others).
- Enter the amount and phone number.
- Confirm the details and complete the transaction.
4. GTBank ATM:
- Insert your GTBank debit card and enter your PIN.
- Select “Airtime Top-up” or a similar option.
- Choose the recipient (self or others).
- Enter the amount and phone number.
- Confirm the details and complete the transaction.
Read: GTBank Cardless : How to withdraw Money from ATM without ATM Naira debit card in Nigeria
GT Bank USSD code For Electricity
| District Service Area | USSD Code |
| Port Harcourt Prepaid | *737*50*Amount*95# |
| Port Harcourt Postpaid | *737*50*Amount*96# |
| Eko Prepaid | *737*50*Amount*151# |
| Eko Postpaid | *737*50*Amount*152# |
| Ibadan Prepaid | *737*50*Amount*137# |
| Kano Prepaid | *737*50*Amount*93# |
| Kano Postpaid | *737*50*Amount*94# |
How to open gtbank account
You can open a GTBank account instantly using your mobile phone—no paperwork, no internet needed. Here’s how:
- Dial
*737*0#from your mobile phone. - Follow the prompts to enter your:
- Full name
- Date of birth
- Gender
- Address
- Choose a PIN to secure your account.
- Once completed, you’ll receive:
- Your GTBank account number
- A confirmation SMS
How to pay bills from Gtbank ussd
You can pay bills from your GTBank account using the *737# USSD code—fast, simple, and no internet needed. Here’s how:
General Bill Payment via USSD
- Dial
*737*50#from your GTBank-linked phone. - Select the biller (e.g., DSTV, PHCN, GOtv, etc.).
- Enter your customer ID or meter number.
- Enter the amount you want to pay.
- Confirm with your 737 PIN.
Example: Pay PHCN (Electricity Bill)
- Dial
*737*50# - Choose PHCN
- Enter your meter number
- Enter the amount
- Confirm with your PIN
Example: Pay DSTV or GOtv
- Dial
*737*50# - Select Cable TV
- Enter your Smartcard number
- Choose your package
- Confirm with your PIN
FAQ
1. Are there any fees for transferring money from GTBank?
- GTB to GTB Transfers: Typically free.
- GTB to Other Banks :A small fee may apply, usually around ₦52.50.
3. What are the transaction limits for GTBank transfers?
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- Daily transaction limit of N1,000,000
Amount (N) Authentication 100 – 500,000 737 PIN/Hardware Token Only 500,001-1,000,000 Hardware Token Only - You can usually increase your limits by visiting a GTBank branch and providing necessary documentation.
4. How long does it take for a GTBank transfer to be completed?
- GTB to GTB Transfers: Usually instant.
- GTB to Other Banks (Local): Can take a few minutes to a few hours.
5. What information do I need to transfer money from GTBank?
- Recipient’s full name
- Recipient’s account number
- Recipient’s bank name (if transferring to another bank)
- Recipient’s bank SWIFT code (for international transfers)
- Transfer amount
6. Is it safe to transfer money using GTBank’s digital channels?
- Yes, GTBank takes security seriously. Their digital channels use encryption and other security measures to protect your transactions. However, it’s crucial to keep your login credentials and PIN confidential.
7. What should I do if my GTBank transfer fails or encounters an error?
- Check your account balance to ensure sufficient funds.
- Verify the recipient’s details for accuracy.
- Contact GTBank customer service for assistance.
I want to open gtb account
U can open GTBank account online . Just dial *737*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS. Account opening forms are NOT required for the signup process. Once you sign up, look out for your ten-digit account number (NUBAN).