GTBank : How to withdraw Money from ATM without Naira debit card in Nigeria

In present day in Nigeria, technology has made  it now  possible for an individual to choose either to use their debit card or not when making withdrawals from ATM Machine.

With the latest version of cardless technology you can also withdraw money from ATMs without using your debit card across the country..

The new technology allowed smartphone-toting customers to withdraw money at all of its 13,000 ATMs without inserting their debit card. Customers then were required to input a code and their ATM PIN number to access ATM options.

How to withdraw cash without Naira debit card

GTBank

Option 1: Mobile Banking

Download the GT-World application
on your “Playstore” for Android
phones, “Appworld” for BlackBerry
phones and “Applestore” for
IPhone
 Log on to Mobile Banking with your
User ID and Password
 Slide your finger on your Mobile
phone to display outstanding menu
items
 Click “Cardless withdrawal”
options on the “Banking” module
 If you want to withdraw from a
GTBank’s ATM machine close to
you, click ” Cash out (GTBank
ATMs)” option
 If you want to withdraw from any
Other bank ATM, click ” Cash out
(All ATMs & POS)” option
 Complete the form displayed
 Click “Continue”
 Enter your “4 digit PIN” or “Token
Code” and click “Done” to complete your request

NB: A reference code is immediately
sent to your mobile phone via SMS
and you can locate the nearest ATM to
make your withdrawals.

You can also Read: GTBank USSD Code *737#: How To transfer money, Open account and activate your account

Option 2 by using USSD

 Dial *737#
 Input ”8” to select next page
 Input ”1” to select cardless
withdrawals
 Input ”1” or “2” to select either
“GTBank” or “Other Bank”
 If Option is “Other Bank”
then, enter “Terminal” as “1”
or “2” to select “ATM” or
“POS”
 Input ”Amount”
 Enter any 4 digit code to set
your “Cash-Out PIN”
 Enter your pre-selected 4
digits PIN to complete the
cardless withdrawal request

NB: A reference code is
immediately sent to your mobile
phone via SMS and you can locate
the nearest ATM to make your
withdrawals.

Option 3. Internet Banking

 Log on to internet banking with
your User ID and Password
 Click “Account Transfers”
 If you want to withdraw from a
GTBank’s ATM machine close
to you, click ”Cardless
withdrawal (GT-Rescue)”
 If you want to withdraw from
any Other bank ATM, click
”Paycode (Cardless
withdrawal)”
 Complete displayed form with
your “Names”, “Mobile
number”, “Account to debit”,
“Terminal type” and “Cash-out
amount” etc.
 Confirm details captured are
accurate and completed
 Enter “answer to secret
question”
 Enter “Token code”
 Click the “Submit“ button to
complete your request
NB: A reference code is
immediately sent to your mobile
phone via SMS and you can locate
the nearest ATM to make your withdrawal

You can also Read: How to buy Airtime and Data Top-up from GTB Account for self & third (3rd) Party

Withdrawing your money from any GTBank’s ATM

For GTBank’s ATM

 Locate any GTBank ATM
 Press “Enter” button on the ATM
 Select the “Cardless Withdrawal(GT-Rescue)” option
 Enter “Reference Code” received on your mobile phone
 Enter “ Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)
 Press “Enter “ button to proceed
 Collect your Cash

For Other Bank’s ATM

 Locate any Other Banks ATM
 Press “Enter” button on the ATM
 Select the “PayCode” option
 Enter “PayCode number” received on your mobile phone
 Enter pre-selected “Cash-Out PIN Number” selected on Internet Banking when initiating request
 Enter “Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)
 Press “Enter “ button to proceed
 Collect your Cash

Source: GTBank