Last updated on March 3rd, 2023 at 07:36 am
In present day in Nigeria, technology has made it now possible for an individual to choose either to use their debit card or not when making withdrawals from ATM Machine.
With the latest version of cardless technology you can also withdraw money from ATMs without using your debit card across the country..
The new technology allowed smartphone-toting customers to withdraw money at all of its 13,000 ATMs without inserting their debit card. Customers then were required to input a code and their ATM PIN number to access ATM options.
How to withdraw cash without Naira debit card
To withdraw money from Gtbank without ATM Card, customers need follow the steps given below:
GTBank
Option 1: Mobile Banking
1. Download the GT-World application
on your “Playstore” for Android
phones, “Appworld” for BlackBerry
phones and “Applestore” for
IPhone
2. Log on to Mobile Banking with your
User ID and Password
3. Slide your finger on your Mobile
phone to display outstanding menu
items
4. Click “Cardless withdrawal”
options on the “Banking” module
5. If you want to withdraw from a
GTBank’s ATM machine close to
you, click ” Cash out (GTBank
ATMs)” option
6. If you want to withdraw from any
Other bank ATM, click ” Cash out
(All ATMs & POS)” option
7. Complete the form displayed
8. Click “Continue”
9. Enter your “4 digit PIN” or “Token
Code” and click “Done” to complete your request
NB: A reference code is immediately sent to your mobile phone via SMS and you can locate the nearest ATM to make your withdrawals.
You can also Read: GTBank USSD Code *737#: How To transfer money, Open account and activate your account
Option 2 by using USSD
To make use of Gtbank mobile banking known as USSD code to withdraw money from ATM without your card,kindly follow the steps below:
1. Dial *737#
2. Input ”8” to select next page
3 Input ”1” to select cardless
withdrawals
4. Input ”1” or “2” to select either
“GTBank” or “Other Bank”
5. If Option is “Other Bank”
then, enter “Terminal” as “1”
or “2” to select “ATM” or
“POS”
6. Input ”Amount”
7. Enter any 4 digit code to set
your “Cash-Out PIN”
8. Enter your pre-selected 4
digits PIN to complete the
cardless withdrawal request
NB: A reference code is immediately sent to your mobile phone via SMS and you can locate
the nearest ATM to make your withdrawals.
Option 3. Internet Banking
Gtbank customers can also make use of internet banking to withdraw money from ATM without their debit card , All they need do is to follow the steps given below.
1. Log on to internet banking with
your User ID and Password
2. Click “Account Transfers”
3. If you want to withdraw from a
GTBank’s ATM machine close
to you, click ”Cardless
withdrawal (GT-Rescue)”
4. If you want to withdraw from
any Other bank ATM, click
”Paycode (Cardless
withdrawal)”
5. Complete displayed form with
your “Names”, “Mobile
number”, “Account to debit”,
“Terminal type” and “Cash-out
amount” etc.
6. Confirm details captured are
accurate and completed
7. Enter “answer to secret
question”
8. Enter “Token code”
9. Click the “Submit“ button to complete your request
NB: A reference code is immediately sent to your mobile phone via SMS and you can locate the nearest ATM to make your withdrawal
You can also Read: How to buy Airtime and Data Top-up from GTB Account for self & third (3rd) Party
Withdrawing your money from any GTBank’s ATM
To get cash from ATM machine after generating your Gtbank cardless code kindly follow the steps below.
For GTBank’s ATM
1. Locate any GTBank ATM
2. Press “Enter” button on the ATM
3. Select the “Cardless Withdrawal(GT-Rescue)” option
4, Enter “Reference Code” received on your mobile phone
5. Enter “ Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)
6. Press “Enter “ button to proceed
7. Collect your Cash
For Other Bank’s ATM
You can also withdraw money for other ATM Machine that is not Gtbank without your debit card , just follow the steps below.
1. Locate any Other Banks ATM
2. Press “Enter” button on the ATM
3. Select the “PayCode” option
4. Enter “PayCode number” received on your mobile phone
5. Enter pre-selected “Cash-Out PIN Number” selected on Internet Banking when initiating request
6. Enter “Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)
7. Press “Enter “ button to proceed
8. Collect your Cash
Source: GTBank
