Access Bank Ussd Transfer :How to transfer money, Buy Airtime,Create PIN and check account balance

Last updated on March 1st, 2023 at 11:25 pm

With Access Bank ussd transfer code , customers can now transfer money, pay bill, buy recharge card, open bank account and check account balance with many more activities from the comfort of their home without visiting the banking branch, all they need is pick up their phone number that is link  to their bank account.

*901# is Access Bank’s USSD code that allows you to transact and enjoy banking services conveniently from your phone, without the use of airtime or data. This service is available 24/7.

Access Bank ussd code is available to all individual account holders (sole signatory) whose phone numbers are registered with any of the mobile network operators (MTN, GLO, Airtel and 9Mobile) and correctly maintained with the Bank.

The service session lasts for about 2 minutes and times out after every 20 seconds if there is inactivity. This means that every transaction initiated must be concluded within 2 minutes which is only accessed via your phone number maintained with the bank.

Customers can make use of the service both home and abroad provided they have an active roaming service.

This Access Bank *901# USSD Banking is available on all networks in Nigeria and it supports all smart and feature mobile phones. Only customers with an Access Bank account can perform transactions using *901#.

Access bank *901# service is safe, convenient, and a secure platform for transacting. You will need to input your PIN to authenticate every transaction as a personal security measure.


How to enroll For Access Bank ussd code

To enroll on Access bank ussd code, customers need to dial *901# and follow the steps below:

1. Dial *901# with your registered phone number
2. Click on ‘Transfer’
3. Enter the last 6 digits of your Debit Card number (You will be prompted to input your Date of Birth if you do not have an active debit card).
4. Enter your account number
5. Create a 4-digit PIN for transaction authorization.


Please note: Corporate, Association and Joint accounts are excluded from using *901# banking.


How to Reset  your four (4) digit PIN 

To reset your  Access bank transaction Pin in case you forget it just dial  *901*0# to reset pin.


How to Transfer Money from access bank  to another Access Bank Account

To transfer money to another Access bank account in Nigeria  dial *901*Amount*Account Number# and authorize with the last 4-digits pin.


How to Transfer Money to  to other banks 


To transfer money to other banks from Access bank : Dial *901*AMOUNT*NUBAN Account Number# (e.g *901*1000*1234512345#) from your phone. Authenticate using a four (4) digit security code. You can create a security code using the Menu option.

Please ensure you input the  correct  receiver account number  and confirmed it before proceeding t0 the next stage to avoid sending money to the wrong person.

  • The maximum daily transfer limit is N100,000 (N20,000 per transaction)
  • Daily maximum limit on Airtime top-up is N20,000


Please note: To make transfers above N20,000, a hardware token or the last six digits of your debit card is required. You can request a token from any of there  branches nearest to you.


How to Open bank account with Access bank ussd code? 

A non-Access Bank account holders can open accounts via *901# to enjoy seamless transactions. To open account with Access bank kindly dial *901# and follow the prompt message to complete the opening process, one done you receive account number via your phone .


How to check account balance via access bank ussd code

You can also check the status of your Access bank account any time, wherever you are. This service is free of charge by following the steps below.

1.To check Access bank account balance . Dial *901*00# on your Access Bank registered phone number

2. Input your security code

3. Your account balance is immediately generated after this has been provided.



To buy Airtime to Self

To buy airtime via your Access bank  to the phone number that is link to bank account  just dial *901*Amount#

Example:  for 1000 airtime card,  dial  *901*1000#


Buy Airtime for Others


To buy airtime for family and friend or relatives from your Access bank account , kindly  dial *901*Amount*Phone Number#

Example  of 1000 recharge for your mother or brother ….Just pick up your phone that is link to your access bank account and dial *901*900*09055553225#

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