How to buy airtime from Sterling Bank and transfer money

Last Updated on July 1, 2024 by admin

Sterling Bank, one of Nigeria’s leading financial institutions, has introduced a user-friendly ussd code, mobile app and internet banking platform that allows customers to perform various banking transactions, including buying airtime money transfer and many more.

The  Bank continues to embrace technological advancements, providing their customers with convenient solutions for everyday banking. By utilizing their user-friendly mobile app or internet banking platform

With Mobile banking ,Sterling Bank account holders can now buy airtime from their bank accounts from their comfort zone without stress whenever they want to recharge their phone line at any time and from anywhere using Sterling’s code.

The One Customer Bank has made it possible to top-up your phone at any time even at midnight , for those that live where they don’t sell recharge cards and for some of us who are not living close to an ATM .

In this article, we will provide a step-by-step guide on how to purchase airtime using Sterling Bank’s ussd, mobile app and internet banking.

You can also read: Sterling bank ussd code: How to register or reset Pin- transfer money, buy airtime and pay bills

How to register and activate Sterling bank Nigeria USSD code

There are two main ways to register and activate the Sterling Bank Nigeria USSD code (*822#):

1. Automatic Registration:

1. From your registered phone number with Sterling bank, dial *822#
2. Reply with 1 for registration.
3. Enter your 10-digit account number. Provide the details of your debit card as requested.
4. Follow the on-screen carefully to complete your registration, remember to add your bank account number at the recommended space.
5 You will need to set up your 4-digit PIN, Confirm your PIN to complete the activation process.

2. Automatic Prompt During Transaction:

• If you haven’t registered beforehand, you can also try initiating a transaction using the *822# code.
• The system will likely prompt you to register before completing the transaction.
• Follow the on-screen instructions to register and create your PIN.

Now you can start consummation transactions via the USSD.

How to buy airtime from Sterling Bank Account

To buy airtime from your sterling bank account, simply dial *822*Amount# from your mobile line that is registered with the bank.

Read: How to register for Sterling bank Internet and Mobile app, apply for ATM debit card, check-balance-transfer-money online

1.HOW TO BUY AIRTIME WITH USSD CODE

To recharge your phone dial *822*AMOUNT#

Example:
From your phone, dial *822*500# to recharge ₦500 on your phone

HOW TO RECHARGE FOR A FRIEND/FAMILY
To send airtime to a third party, dial *822*AMOUNT*PhoneNumber#

Example:
Dial *822*500*08123456789# from your mobile phone to recharge your friend’s phone with ₦500

You may also like to read: Sterling Bank: how to check statement of account, transfer, BVN update and buy airtime through Whatsapp

How to  Transfer money with sterling bank ussd code

Transfer within Sterling Bank: Dial *822# and follow the prompt OR dial *822*4*AMOUNT*NUBAN#

Transfer to other banks: Dial *822*5*AMOUNT*NUBAN#. Charges apply.

You can transfer up to N50,000 per transaction and N100,000 daily limit for financial savings and modern-day accounts

2.How to  Transfer money with sterling bank Mobile App:

To transfer money from Sterling Bank using the mobile app and internet banking, you can follow these steps:
a. Download and install the Sterling Bank mobile app from your device’s app store.
b. Launch the app and log in using your internet banking credentials.
c. Once logged in, locate the Transfer Money option within the app’s menu.
d. Select the type of transfer you want to make, such as within Sterling Bank or to other banks.
e. Enter the beneficiary’s account details, including the bank name, account number, and recipient’s name.
f. Enter the amount you want to transfer.
g. Confirm the transaction details and proceed to make payment.
h. Once the transaction is successful, you will receive a confirmation message.

3.How to  Transfer money with sterling Internet Banking:

a. Access the Sterling Bank internet banking platform using a web browser on your computer or mobile device.
b. Log in to your account using your internet banking login details.
c. From the internet banking dashboard, navigate to the Transfer Money section.
d. Select the type of transfer you want to make, such as within Sterling Bank or to other banks.
e. Enter the beneficiary’s account details, including the bank name, account number, and recipient’s name.
f. Enter the amount you want to transfer.
g. Confirm the transaction details and proceed to make payment.
h. Once the transaction is successful, you will receive a confirmation message.

How to transfer money by Visit a Sterling Bank Branch:

• Go to your nearest Sterling Bank branch with valid identification.
• Fill out a transfer form with the recipient’s details and amount.
• Submit the form to a bank teller for processing.

You can also read: Sterling bank ussd code: How to register or reset Pin- transfer money, buy airtime and pay bills

How to check sterling bank Account Balance/ Account No. Enquiry:

There are several ways to check your Sterling Bank account balance and account number:

1. USSD Code:

• Dial *822*6# from your registered phone number.
• Follow the on-screen prompts.
• Enter your 4-digit PIN.
• Your account balance will be displayed on your screen.

2. OneBank Mobile App:

• Download and install the OneBank app from Google Play Store (Android) or App Store (iOS).
• Log in to the app using your mobile banking details.
• Your account balance will be displayed on the app’s home screen or dashboard.

3. OneBank Internet Banking:

• Visit the Sterling Bank internet banking portal: [invalid URL removed].
• Log in using your internet banking credentials.
• Your account balance will be displayed on the dashboard.

4. ATM:

• Visit any Sterling Bank ATM.
• Insert your card and enter your PIN.
• Select “Balance Inquiry” to view your account balance.
• Your account number will be displayed on the screen as well.

5. Customer Care:

• Call Sterling Bank customer care at 0700 783 75464.
• Request your account balance and/or account number.
• You will need to provide some information to verify your identity.

How to reset sterling bank ussd Pin Reset:

You can reset your Sterling Bank USSD PIN (*822#) using the following methods:

• Dial *822# on your registered mobile phone.
• Select the option for “PIN Reset.”
• Provide your 10 digit NUBAN account number and your BVN to validate your request
• Follow the on-screen prompts to reset your PIN.
• You will be prompted to create a new PIN.

FAQ

Q: What is the Sterling Bank USSD code for buying airtime?

A: The code is *822#.

Q: Can I buy airtime for myself and others using *822#?

A: Yes, you can purchase airtime for your own line or any other phone number in Nigeria.

To recharge your phone dial *822*AMOUNT#

HOW TO RECHARGE FOR A FRIEND/FAMILY
To send airtime to a third party, dial  *822*AMOUNT*PhoneNumber#

Q: Which networks can I recharge with *822#?

A: You can recharge airtime on all major Nigerian networks: MTN, Airtel, Glo, and 9mobile.

Q: Do I need a smartphone to buy airtime using *822#?

A: No, the service works on all types of mobile phones as long as the line is registered with Sterling Bank.

Q: Is there a charge for buying airtime using *822#?

A: Airtime purchases via *822# are generally free.

How to Buy Airtime:

Q: How do I buy airtime for my own phone number?

A: Dial *822*Amount# (e.g., *822*1000# for ₦1,000 airtime).

Q: How do I buy airtime for another phone number?

A: Dial *822*Amount*Phone Number# (e.g., *822*1000*08012345678#).

Q: What is the maximum amount of airtime I can buy at once on sterling bank?

A: The maximum amount is typically ₦20,000 per transaction. However, it’s best to check with Sterling Bank for the most up-to-date limits.

Troubleshooting:

Q: What if I don’t have enough money in my account to buy airtime?

A: The transaction will fail, and you will receive an error message. You can try again after funding your account.

Q: What if I entered the wrong phone number?

A: If the airtime is credited to the wrong number, contact Sterling Bank customer service immediately for assistance.

Q: Who can I contact for further assistance with the *822# service?

A: You can reach Sterling Bank customer service through their website, mobile app, or by calling their helpline.