How To Buy Airtime From FCMB Bank

Last Updated on July 1, 2024 by admin

FCMB Bank offers a convenient and secure way for customers to purchase airtime directly from their bank accounts, eliminating the need for physical recharge cards or trips to airtime vendors.

In this article, we will walk you through the process of buying airtime from FCMB Bank, from setting up your account. Whether you prefer using the FCMB mobile app or USSD service, this step-by-step overview will ensure a seamless experience for your airtime purchases.You also look at benefits and features

Benefits and features of fcmb ussd code

Here’s a breakdown of the benefits and features of FCMB’s USSD code (*329#):

Benefits

• Convenience: Bank without an internet connection, right from your basic phone.
• Accessibility: Available 24/7, wherever you have phone service.
• Security: USSD transactions have security measures in place, and can sometimes be a safer alternative to mobile banking apps on unsecured devices.
• Ease of Use: Simple menu-driven interface.
• Cost-effective: Transaction fees on USSD are often lower than other banking channels.

Features

• Account Management
  • Check your account balance
  • Get a mini-statement (recent transactions)
• Money Transfers:
  • Transfer funds between your FCMB accounts
  • Send money to other FCMB accounts
  • Transfer money to other banks in Nigeria
• Airtime & Data:
  • Buy airtime for yourself
  • Buy airtime for others
  • Purchase data bundles
• Bill Payments:
  • Pay utility bills (electricity, water, etc.)
  • Pay cable TV subscriptions (DSTV, GOTV, etc.)
• Card Management:
  • Block/Unblock your ATM card
  • Request a new ATM card
• Other Services
  • Open a new FCMB account
  • Reset your USSD PIN

Also read: How to Buy Airtime,Transfer Money and Check Account Balance from Polaris Bank (Skye Bank)

How to Buy Airtime from FCMB

Here are the ways to buy airtime from your FCMB account:

1. FCMB Ussd Code

Directly for Yourself

1. Dial *329*Amount#: For example, if you want to buy 200 Naira of airtime, dial *329*200#.
2. Confirm: Press ‘Send’ or ‘OK’ to complete the recharge.

 For Yourself or Others

1. *Dial *329#: This brings up the FCMB USSD menu.
2. Choose the “Airtime” Option: Select the option for “Airtime” or “Buy Airtime” (the number may vary).
3. Choose “Self” or “Others”:
   • Select “Self” to top up the phone number linked to your FCMB account.
   • Select “Others” to enter a different phone number.
4. Enter Amount: Type in the amount of airtime you wish to purchase.
5. Confirm with PIN: Enter your FCMB USSD PIN to authorize the transaction.

Method 2: FCMB Mobile App

1. Log in: Open the FCMB mobile app and log in.
2. Recharge Option: Find the “Top Up” or “Airtime Recharge” option.
3. Select Number: Choose whether to recharge your own number or someone else’s.
4. Enter Amount and Pay: Specify the airtime amount and complete the payment process.

Also read: How to Buy airtime recharge and Top-up on your phone from Stanbic IBTC Bank account

Method 3 : Whatsapp banking

You can also buy airtime via whats-app banking all you need is to add this number (+234) 09099999814 or (+234) 09099999815 to your contact and chat with the number that is linked to your account.

FCMB Airtime Loan

FCMB Airtime Loan is a convenient service offered by First City Monument Bank (FCMB) that allows customers to top up their mobile airtime credits instantly and pay back later.

This service is especially useful for customers who find themselves in urgent need of airtime but do not have enough balance in their account. With FCMB Airtime Loan, customers can easily request for a loan through their mobile phones and receive the airtime credit almost immediately, allowing them to stay connected and make important calls or send messages without any interruptions.

Eligibility

• You must be an existing FCMB customer.
• You may need a good account standing and transaction history.

How to Apply fr fcmb airtime loan

• Dial *329#, select Loans, select Airtime Loan, and follow the next steps OR
• Dial *329*11# loan string, select Airtime Loan; and follow the next steps.

Repayment for FCMB Airtime Loan

• Repayment is automatic. When you make a deposit into your FCMB account, the loaned amount plus a service fee will be deducted.
• The service fee is a percentage of the loan amount.
• If the loan is not repaid on time, it might affect access to future airtime loans.

Other FCMB Ussd code functions

Dial*329*Amount# to top-up your mobile phone.
Dial *329*Amount*Mobile number# to top-up other mobile phones.
Dial *329*Amount*Account number# to transfer funds.
Dial *329*00# to check balance.

Dial *329*0# to reset PIN or reset/create transaction code.
Dial *329*1*Mobile Number# to buy data on any phone.
Dial *329*2*Amount*Smartcard Number# to pay for DSTv or GOTv subscription.
Dial *329#, select self-service, select block card to block debit card
Dial *329#, select self-service, select block account to block account
Dial *329#, select self-service, select link BVN to link BVN
Dial *329#, select statement, select full statement, then select duration (up to 6 months). Your statement will be sent to your registered email address instantly.
Dial *329#, select statement then select mini statement to view your last five (5) transactions instantly.

Frequently Asked Questions (FAQ)

Q: Can I generate my Statement of Account online?

Yes, if you have registered for Internet Banking. You can also generate your account statement on *329 or contact the Contact Center to request for your Account Statement.

1. Can I purchase airtime from FCMB Bank using a different bank account?

2. Is there a limit to the amount of airtime I can buy through FCMB Bank?

Q:  What should I do if my airtime purchase transaction via FCMB Bank is not successful?

A: If your airtime purchase via FCMB Bank wasn’t successful, Contact Cutomer Center: 07003290000, 02012798800, 02012272800. Email: customerservice@fcmb.com. Whatsapp: (+234) 09099999814 or (+234) 09099999815

• Q: How can I be eligible?A: Transact on your FCMB account for a minimum of 3 months, and you can access the product.
• Q: What is the maximum amount that can be accessed as Airtime Loan on FCMB?A: N5,000. Five Thousand Naira Only.
• Q: What is the minimum amount that can be accessed as Airtime Loan?A: N200. Two Hundred Naira Only.
• Q: What is the tenor of the Airtime Loan?A: 7 days.
• Q: What is the interest rate?A: The interest is 12.5% flat, which is charged and taken upfront.
• Q: How many times can I request for the loan?A: As many times as you may like, as long as you are eligible.
• Q: Can I request for early liquidation of my loan?A: Yes, just dial *329*11# and select Loan Repayment.