How to Register for Bankwest Online Banking and Mobile App

Last Updated on November 9, 2024 by admin

In today’s digital world, online banking is a vital resource for managing your finances with ease and security. Bankwest provides a straightforward online banking platform and a mobile app that lets you access your accounts anytime, anywhere.

Why make a trip to the branch when you can handle your everyday banking through Bankwest Online Banking and the Bankwest App? It’s available 24/7, making it both simple and secure.

Table of Contents

What is Personal Access Number (PAN)

PAN stands for Primary Account Number. It’s the unique number found on your credit card, debit card, or prepaid card. It’s usually 12 to 19 digits long and serves as an identifier for your account with the card issuer (like Bankwest Bank in your case).

Here’s what the PAN does:

1.Identifies Your Account: The PAN connects the card to your specific account at the financial institution.

2,Enables Transactions: It’s utilized to process transactions at point-of-sale terminals, ATMs, and online. Contains Information:

3.The PAN includes details about the card issuer, the card network (Visa, Mastercard, etc.), and the individual account.

Where to find your PAN:

1.On your card: It’s usually embossed or printed on the front of your card. Online banking:

2.You can often find it in your online banking account details.

3.Card statement: Your monthly card statement will also display your PAN.

Primary Account Number (PAN): This is the long number (usually 12 to 19 digits) embossed or printed on your credit, debit, or prepaid card. It serves as a unique identifier for your card and is used to process transactions.
Personal Access Number (PAN): This is a shorter numeric code (often 4 or 6 digits) used for authentication purposes. You may be asked to enter your PAN when accessing your account online, over the phone, or at an ATM.

It’s important not to confuse the two types of PAN. The primary account number is specific to your card, while the personal access number is used for authentication and security.

How to register for Bank West online banking

To register for Bankwest online banking, you can follow these steps:

Go to the Bankwest website and click on the “Log In” button on the top right corner of the page.
From the dropdown menu, select “Personal Online Banking”.
On the login page, click on the “Register Now” link.
You’ll need to provide your PAN (Personal Access Number), debit or credit card number, and PIN. You’ll also need access to your registered mobile phone for verification.
Follow the on-screen instructions to complete the registration process. This may involve creating a username and password, setting up security questions, and verifying your identity.
Once your registration is complete, you can log in to your online banking account and start managing your finances.

If you don’t have any of this information, have forgotten your PAN or don’t have a registered mobile with the bank, please call on 13 17 19

How to register for Bankwest Mobile banking

To register for Bankwest Mobile banking in Australia, you can follow these steps:

1. Download the Bankwest App:

Go to the App Store (for iOS devices) or Google Play Store (for Android devices).
Search for “Bankwest App”.
Download and install the app on your smartphone or tablet.

2. Register or Log In:

If you’re already registered for Bankwest online banking:
- Open the app and tap “Log In”.
- Enter your existing online banking username and password.
If you’re not registered for online banking:
- Open the app and tap “Register Now”.
- You’ll need your PAN (Personal Access Number), debit or credit card number, and PIN.
- Follow the on-screen instructions to complete the registration process.

How to make a payment from Bankwest

To make a payment from Bankwest, you can use the following options:

1. Bankwest Online Banking:

Log in to your Bankwest online banking account on their website or through the app.
Navigate to the “Payments” or “Transfers” section.
Select the account you want to make the payment from.
Enter the recipient’s details (e.g., account number, BSB).
Enter the amount you want to pay.
Review the details and confirm the payment.

2. Bankwest Mobile Banking App:

Open the Bankwest app on your smartphone.
Log in to your account.
Go to the “Payments” or “Transfers” section.
Follow the same steps as for online banking to enter the recipient’s details and amount.
Confirm the payment.

3. BPAY:

If the recipient accepts BPAY payments, you can use the BPAY Biller Code and Reference Number to make a payment through Bankwest online or mobile banking.

4. In-Branch:

Visit a Bankwest branch in Australia.
Bring the recipient’s account details and the amount you want to pay.
A bank staff member will assist you with making the payment.

5. Phone Banking:

Call Bankwest customer service at 13 17 19.
Follow the prompts to make a payment over the phone.

Additional Notes:

Ensure you have sufficient funds in your Bankwest account to cover the payment.
Be aware of any transaction fees that may apply.
If you’re making an international payment, you may need to provide additional information, such as the recipient’s bank’s SWIFT code.

How to change bankwest card PIN:

You can change your Bankwest card PIN through the following methods:

1. Bankwest App:

Open the Bankwest app.
Tap on ‘Cards’ from the bottom menu.
Choose the card you want to change the PIN for.
Select ‘Change PIN’ and follow the prompts.
Click ‘SMS me now’ to receive an authentication SMS
Enter in the 6-digit code sent to you via SMS
Click ‘confirm’

2. Bankwest Online Banking:

Log in to your Bankwest online banking account.
Click ‘Self service’ > ‘Manage my cards’.
Choose the card or payment ring from the list.
Select ‘Change PIN’ and follow the prompts.

How to view your bankwest account balance:

There are several ways to view your Bankwest account balance:

1. Bankwest App:

The quickest and easiest way is to log into the Bankwest App.
Your top accounts and their available balances will be displayed upon logging in.
To view all your accounts, tap ‘See all’ or ‘Accounts’ at the bottom.

2. Online Business Banking:

If you use Bankwest for business, log into your Online Business Banking (OBB).
The account balance page is the first screen you’ll see, displaying the accounts linked to your PAN and their current balances.
From any other screen in OBB, click on ‘Account information’ and then ‘Account balance’.

3. Phone Banking:

Call 13 17 19, press 1, and follow the prompts.
You’ll need your Personal Access Number (PAN) and 4-digit phone banking PIN.

4. Proof of Balance/Transaction Summary (eStatements):

If you’re registered for eStatements, you can get a proof of balance or transaction summary in the Bankwest App.
Log in to the app, tap ‘More’, then ‘Statements’, and select the account.
Under ‘Custom statements’, choose ‘Create transaction summary’ or ‘Download proof of balance’.

Conclusion

Bankwest’s online banking platform and mobile app provide a convenient and secure way to manage your finances. By following the registration process outlined in this guide, you can unlock a range of features that will simplify your banking experience. Embrace the digital era and take advantage of the benefits offered by Bankwest online banking.

Remember to prioritize your security and privacy by following the recommended precautions. If you ever need assistance, Bankwest’s real-time support team is just a chat away. Start your online banking journey with Bankwest today and enjoy the convenience and flexibility it offers.