How to Register for Bankwest Online Banking and Mobile App

Last Updated on January 30, 2025 by admin

In today’s digital world, online banking is a vital resource for managing your finances with ease and security. Bankwest provides a straightforward online banking platform and a mobile app that lets you access your accounts anytime, anywhere.

The online and mobile app is designed to provide users with convenient and secure access to their financial information. Users can check balances, make mobile deposits, view pending transactions, and manage fund transfers at any time. The app also supports secure messaging, allowing users to communicate with Bankwest representatives directly through the platform. Additionally, users can locate ATMs and branches, set up savings goals, and manage their accounts with ease, including opening new accounts and activating or locking cards

Bankwest places a strong emphasis on security, implementing various measures in its Online Banking and Mobile App to safeguard users’ information. Users can access their accounts with a 4-digit PIN or through biometric methods like fingerprint recognition. The app actively monitors for fraud and scams, sending alerts for significant account activities to keep users informed. Data is encrypted during transmission, and users can also request the deletion of their data.

Why make a trip to the branch when you can handle your everyday banking through Bankwest Online Banking and the Bankwest App? It’s available 24/7, making it both simple and secure.

Read: How to register for Truist Bank Online Banking and Mobile App

Table of Contents

What is Personal Access Number (PAN)

A Personal Access Number (PAN) is a unique identifier used for online banking and other financial transactions. is typically a 14- to 19-digit number that serves as a unique identifier you create when setting up your online banking account. The PAN helps to secure your account and is used alongside your account number and password to access your banking services. (like Bankwest Bank in your case).

Here’s how it works:

Structure of a PAN:

Issuer Identification Number (IIN): The first six to eight digits identify the institution that issued the card. For example, Visa cards start with a 4, Mastercard with a 5, and American Express with a 3.
The next digits (usually 9 to 12) are unique to the cardholder and link the card to the specific account.
The final digit is a check digit used to verify the card number’s accuracy.

How It Works:

Identification: The PAN helps identify the card and the issuing bank, ensuring transactions are routed correctly.
Security: It plays a crucial role in validating and authenticating transactions, helping to prevent fraud.
Processing: The PAN facilitates communication between banks and payment networks, ensuring transactions proceed smoothly

Where to find your PAN:

1.On your card: It’s usually embossed or printed on the front of your card. Online banking:

2.You can often find it in your online banking account details.

3.Card statement: Your monthly card statement will also display your PAN.

Primary Account Number (PAN): This is the long number (usually 12 to 19 digits) embossed or printed on your credit, debit, or prepaid card. It serves as a unique identifier for your card and is used to process transactions.
Personal Access Number (PAN): This is a shorter numeric code (often 4 or 6 digits) used for authentication purposes. You may be asked to enter your PAN when accessing your account online, over the phone, or at an ATM.

It’s important not to confuse the two types of PAN. The primary account number is specific to your card, while the personal access number is used for authentication and security.

Read: How to register /enroll for Tesco Online banking and Mobile App

How to register for Bank West online banking

To register for Bankwest online banking, you can follow these steps:

Go to the Bankwest website and click on the “Log In” button on the top right corner of the page.
From the dropdown menu, select “Personal Online Banking”.
On the login page, click on the “Register Now” link.
You’ll need to provide your PAN (Personal Access Number), debit or credit card number, and PIN. You’ll also need access to your registered mobile phone for verification.
Set up a password for your online banking account
For added security, set up secret questions and answers
Follow the on-screen instructions to complete the registration process.
Once your registration is complete, you can log in to your online banking account and start managing your finances.

If you don’t have any of this information, have forgotten your PAN or don’t have a registered mobile with the bank, please call on 13 17 19

Read: How to register for Citizens Bank online banking

How to register for Bankwest Mobile banking

To register for Bankwest Mobile banking in Australia, you can follow these steps:

Install the Bankwest app from the Google Play Store (Android) or Apple App Store (iOS).
Launch the app on your mobile device.
Use your Personal Access Number (PAN) and 4-digit PIN to log in.
You’ll be prompted to set up a password for your mobile banking account.
For added security, set up secret questions and answers.
Follow the prompts to complete the registration process.

Once registered, you can manage your accounts, pay bills, transfer funds, and more, all from your mobile device.

Read: How to send money with HSBC online banking and mobile App

How to make a payment from Bankwest

To make a payment from Bankwest, you can use the following options:

1. Bankwest Online Banking:

Log in to your Bankwest online banking account on their website or through the app.
Navigate to the “Payments” or “Transfers” section.
Select the account you want to make the payment from.
Enter the recipient’s details (e.g., account number, BSB).
Enter the amount you want to pay.
Review the details and confirm the payment.

2. Bankwest Mobile Banking App:

Open the Bankwest app on your smartphone.
Log in to your account.
Go to the “Payments” or “Transfers” section.
Follow the same steps as for online banking to enter the recipient’s details and amount.
Confirm the payment.

3. BPAY:

If the recipient accepts BPAY payments, you can use the BPAY Biller Code and Reference Number to make a payment through Bankwest online or mobile banking.

4. In-Branch:

Visit a Bankwest branch in Australia.
Bring the recipient’s account details and the amount you want to pay.
A bank staff member will assist you with making the payment.

5. Phone Banking:

Call Bankwest customer service at 13 17 19.
Follow the prompts to make a payment over the phone.

Additional Notes:

Ensure you have sufficient funds in your Bankwest account to cover the payment.
Be aware of any transaction fees that may apply.
If you’re making an international payment, you may need to provide additional information, such as the recipient’s bank’s SWIFT code.

How to change bankwest card PIN:

You can change your Bankwest card PIN through the following methods:

1. Bankwest App:

Open the Bankwest app.
Tap on ‘Cards’ from the bottom menu.
Choose the card you want to change the PIN for.
Select ‘Change PIN’ and follow the prompts.
Click ‘SMS me now’ to receive an authentication SMS
Enter in the 6-digit code sent to you via SMS
Click ‘confirm’

2. Bankwest Online Banking:

Log in to your Bankwest online banking account.
Click ‘Self service’ > ‘Manage my cards’.
Choose the card or payment ring from the list.
Select ‘Change PIN’ and follow the prompts.

Read; How to register for Bank of Montreal BMO Online Banking

How to view your bankwest account balance:

There are several ways to view your Bankwest account balance:

1. Bankwest App:

The quickest and easiest way is to log into the Bankwest App.
Your top accounts and their available balances will be displayed upon logging in.
To view all your accounts, tap ‘See all’ or ‘Accounts’ at the bottom.

2. Online Business Banking:

If you use Bankwest for business, log into your Online Business Banking (OBB).
The account balance page is the first screen you’ll see, displaying the accounts linked to your PAN and their current balances.
From any other screen in OBB, click on ‘Account information’ and then ‘Account balance’.

3. Phone Banking:

Call 13 17 19, press 1, and follow the prompts.
You’ll need your Personal Access Number (PAN) and 4-digit phone banking PIN.

4. Proof of Balance/Transaction Summary (eStatements):

If you’re registered for eStatements, you can get a proof of balance or transaction summary in the Bankwest App.
Log in to the app, tap ‘More’, then ‘Statements’, and select the account.
Under ‘Custom statements’, choose ‘Create transaction summary’ or ‘Download proof of balance’.

Conclusion

Bankwest’s online banking platform and mobile app provide a convenient and secure way to manage your finances. By following the registration process outlined in this guide, you can unlock a range of features that will simplify your banking experience. Embrace the digital era and take advantage of the benefits offered by Bankwest online banking.

Remember to prioritize your security and privacy by following the recommended precautions. If you ever need assistance, Bankwest’s real-time support team is just a chat away. Start your online banking journey with Bankwest today and enjoy the convenience and flexibility it offers.