Last Updated on January 13, 2025 by admin
Chase offers a diverse range of credit cards catering to various financial needs and preferences. These include cash-back cards, travel rewards cards, business credit cards, and co-branded cards for hotel and airline loyalists. The Ultimate Rewards program enhances the value of these cards, allowing points to be redeemed for cash back, statement credits, gift cards, or travel, with additional benefits for travel redemptions through the Chase Travel portal.
One of the key security features offered by Chase for its credit cards is the ability to lock and unlock the card instantly. This feature provides cardholders with an additional layer of protection against unauthorized use, especially in situations where the card is misplaced or potentially compromised. The lock/unlock functionality can be easily accessed through both the Chase Mobile app and the Chase website, offering convenience and peace of mind to cardholders
To lock or unlock a Chase credit card using the Chase Mobile app, users need to follow a simple process. First, open the app and sign into your account. Navigate to the specific credit card account you want to manage and look for the ‘Account services’ or ‘Manage tools’ option. Within this section, you’ll find the ‘Lock and unlock card’ feature. Simply toggle the switch to either lock or unlock your card. Locking the card instantly blocks new purchases, cash advances, and balance transfers, while unlocking restores full functionality
What are the different types of credit cards 0ffer by chase bank?
Chase Bank offers a variety of credit card options that cater to different needs
Personal Credit Cards
- Chase Freedom Unlimited®: This card offers unlimited 1.5% cash back on all purchases.
- Chase Freedom Flex℠: Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate.
- Chase Sapphire Preferred®: Offers 5x total points on travel purchased through Chase Travel and 3x points on dining.
- Chase Sapphire Reserve®: Provides 10x total points on hotels and car rentals purchased through Chase Travel after the first $300 is spent on travel purchases annually.
- Chase Slate Edge℠: A credit card designed to help you pay down balances faster.
Travel Credit Cards:
- Southwest Rapid Rewards®: Earn points that can be redeemed for flights with Southwest Airlines.
- United℠: Earn miles that can be used with United Airlines.
- Marriott Bonvoy™: Earn points that can be redeemed for stays at Marriott hotels.
- World of Hyatt: Earn points for stays at Hyatt properties.
Business Credit Cards
- Ink Business Cash®: Earn cash back on various business purchases.
- Ink Business Unlimited®: Offers unlimited 1.5% cash back.
- Ink Business Preferred℠: Provides 3x points on travel and select business categories.
Co-branded Credit Cards
1. Amazon Rewards Visa Signature Card: Earn rewards for Amazon and Whole Foods Market purchases.
- Disney Visa Card: Earn Disney Rewards Dollars on every purchase.
Which type of card are you interested in?
Most Popular chase Rewards Cards
Here are some of the most popular rewards credit cards offered by Chase as of January 2025:
Travel Rewards:
- Chase Sapphire Preferred® Card: Offers up to 5x points on travel purchased through Chase Travel, 3x points on dining and select streaming services.
- Chase Sapphire Reserve®: Provides up to 10x points on hotels and car rentals purchased through Chase Travel, plus additional travel credits.
Cash Back Rewards:
- Chase Freedom Flex℠: Earns 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter.
- Chase Freedom Unlimited®: Offers 1.5% cash back on every purchase, with no categories or caps.
Airline and Hotel Rewards:
- United℠ Explorer Card: Earns miles with United Airlines, along with travel perks like free checked bags.
- Marriott Bonvoy Boundless®: Offers rewards for stays at Marriott hotels and free nights as part of membership benefits.
Business Rewards:
- Ink Business Preferred® Credit Card: Provides 3x points on travel and select business categories.
- Ink Business Unlimited® Credit Card: Offers unlimited 1.5% cash back on every purchase.
Each card has its own set of advantages tailored to different spending habits and reward preferences. Consider your spending patterns and reward goals when choosing the best card for you.
Most Popular Travel chase Cards
Here are some of the most popular Chase travel credit cards in 2025:
- Chase Sapphire Preferred® Card: Earn up to 5x points on travel purchased through Chase Travel and 3x points on dining. This card is perfect for those looking for versatile redemption options and a reasonable annual fee.
- Chase Sapphire Reserve®: Offers up to 10x points on hotels and car rentals booked through Chase Travel. It includes luxurious perks like travel credits, lounge access, and more. This card is great for frequent travelers who value premium benefits.
- Ink Business Preferred® Credit Card: Earns 3x points on travel and select business categories. It’s an excellent choice for business owners looking to maximize their travel rewards.
- IHG One Rewards Premier Credit Card: This card is ideal for those who frequently stay at IHG properties, as it offers valuable IHG Rewards points and benefits like complimentary hotel nights and automatic elite status.
- Marriott Bonvoy Boundless® Credit Card: Provides generous perks and benefits for Marriott loyalists, including automatic Silver Elite status and free nights
Most Popular Business chase Cards
Here are some of the most popular business credit cards offered by Chase:
Best for Flexible Rewards:
- Ink Business Preferred® Credit Card: Earn 3 points per $1 on travel, shipping purchases, internet, cable, and phone services (up to $150,000 per year). This card offers a generous welcome bonus and is great for businesses with diverse spending needs.
Best for Flat-Rate Cash Back:
- Ink Business Unlimited® Credit Card: Provides unlimited 1.5% cash back on every purchase with no category restrictions. Its simple rewards structure makes it ideal for businesses with consistent spending patterns.
Best for Tiered Cash Back:
- Ink Business Cash® Credit Card: Offers 5% cash back on office supply stores and internet, cable, and phone services (up to $25,000 per year), 2% cash back on gas stations and restaurants, and 1% on all other purchases. This card is beneficial for businesses with specific, high-volume spending categories.
Best for Travel Rewards:
- United℠ Business Card: Earns miles for United Airlines flights along with travel perks like priority boarding and free checked bags.
- Southwest Rapid Rewards® Performance Business Credit Card: Perfect for businesses that frequently fly with Southwest, offering rewards points and travel benefits.
Each card offers unique benefits tailored to different business needs. Which one seems the most enticing for your business?
How to Lock and unlock chase credit card
Chase makes it easy to lock and unlock your credit card, providing a convenient way to control its use temporarily. This is especially useful if you misplace your card or suspect unauthorized activity.
Methods to Lock/Unlock Your Chase Credit Card:
- Chase Mobile App:
- Log into the Chase Mobile app.
- Select the credit card you want to lock or unlock.
- Swipe up to “Account Services” and tap “Lock & unlock card.”
- Toggle the switch to lock or unlock your card.
- Chase Online Banking (website):
- Log into your Chase online banking account.
- Choose the credit card you want to lock or unlock.
- Select the menu (three dots) next to your card.
- Under “Account services,” choose “Lock and unlock your card.”
- Move the toggle switch to change the status of your card.
What Happens When You Lock Your Card?
- New purchases, cash advances, and balance transfers will be declined.
- Recurring payments (like subscriptions) may still go through.
- You can unlock your card anytime if you find it or want to use it again.