Type of chase credit card & How to lock and Unlock chase credit card

Last Updated on July 1, 2024 by admin

Are you searching for how to lock and unlock your chase credit card when your misplace your card and you are looking for how you can lock it from your phone?The leading bank in United states offers few examples of the Chase credit cards. Each card has its own specific benefits and rewards program, so it’s important to choose the one that best matches your spending habits and financial goals.

What are the different types of credit cards 0ffer by chase bank?

Chase Bank offers a wide variety of credit cards to cater to different needs and preferences:

Travel Credit Cards:

  • Chase Sapphire Preferred® Card: Best for flexible travel rewards and benefits.
  • Chase Sapphire Reserve® Card: Offers premium travel rewards and perks, ideal for frequent travelers.
  • United℠ Explorer Card: A co-branded card for United Airlines frequent flyers.
  • United℠ Quest℠ Card: Another co-branded card with United Airlines, offering additional benefits for loyal flyers.
  • United℠ Gateway℠ Card: A good entry-level card for occasional United Airlines flyers.
  • Marriott Bonvoy Boundless® Credit Card: A co-branded card for Marriott loyalists, offering hotel rewards and perks.
  • World of Hyatt Credit Card: A co-branded card for Hyatt enthusiasts, providing hotel rewards and benefits.
  • Aer Lingus Visa Signature® Card: A co-branded card for Aer Lingus flyers, offering travel rewards and benefits.
  • British Airways Visa Signature® Card: A co-branded card for British Airways flyers, providing travel rewards and benefits.
  • Iberia Visa Signature® Card: A co-branded card for Iberia flyers, offering travel rewards and benefits.

Cash Back Credit Cards:

  • Chase Freedom Unlimited®: Offers unlimited 1.5% cashback on all purchases.
  • Chase Freedom Flex℠: Earn 5% cashback on rotating categories, travel purchased through Chase Ultimate Rewards, and 3% on dining and drugstores.
  • Chase Freedom Rise℠: Earn unlimited 1.5% cashback on all purchases, plus an additional 1.5% cashback on up to $20,000 in combined purchases in your first year.

Other Credit Cards:

  • Amazon Rewards Visa Signature Card: Earn rewards on Amazon purchases and at Whole Foods Market.
  • Slate Edge℠: A balance transfer card that offers 0% introductory APR on balance transfers for 18 months.
  • Chase Ink Business Cash® Credit Card: For small businesses, offering cashback on everyday business expenses.
  • Chase Ink Business Unlimited® Credit Card: For small businesses, offering unlimited 1.5% cashback on all purchases.
  • Chase Ink Business Preferred℠ Credit Card: For small businesses, offering rewards on travel and select business categories.

1.Chase  Rewards credit cards

 

Chase offers several rewards credit cards, each with unique benefits and perks:

  • Chase Sapphire Preferred® Card: Known for its flexible travel rewards, this card earns Chase Ultimate Rewards points, which can be redeemed for travel, cash back, gift cards, and more. It offers a generous sign-up bonus and valuable travel protections.

  • Chase Sapphire Reserve®: This premium travel card offers elevated benefits, including a higher annual fee but also more lucrative rewards, a $300 annual travel credit, airport lounge access, and Global Entry/TSA PreCheck fee credit.

  • Chase Freedom Unlimited®: This card offers a simple cashback rewards structure, earning a flat 1.5% cashback on all purchases with no annual fee.

  • Chase Freedom Flex℠: This card earns 5% cashback on rotating quarterly categories, 5% on travel purchased through Chase Ultimate Rewards, 3% on dining (including takeout and eligible delivery services), and 3% on drugstore purchases. It also offers a sign-up bonus and has no annual fee.

  • Chase Freedom Rise℠: Designed for those looking to build credit, this card offers unlimited 1.5% cashback on all purchases, plus an additional 1.5% cashback on up to $20,000 in combined purchases in your first year. It has no annual fee.

2.Chase Travel credit cards

 

Chase offers a wide array of travel credit cards to suit various travel preferences and spending habits:

Chase Sapphire Preferred® Card:

  • Best for: Flexible travel rewards and benefits.
  • Key benefits:
    • Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
    • 2X points on travel and dining at restaurants worldwide.
    • 1 point per dollar on all other purchases.
    • $50 annual Ultimate Rewards Hotel Credit.
    • Trip cancellation/interruption insurance, baggage delay insurance, and primary rental car insurance.
  • Annual fee: $95

Chase Sapphire Reserve®:

  • Best for: Frequent travelers who want premium rewards and perks.
  • Key benefits:
    • Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
    • 3X points on travel and dining at restaurants worldwide.
    • 1 point per dollar on all other purchases.
    • $300 annual travel credit.
    • Priority Pass™ Select membership for airport lounge access.
    • Global Entry or TSA PreCheck® fee credit.
  • Annual fee: $550

Airline Co-Branded Cards:

  • United℠ Explorer Card:
    • Best for United Airlines frequent flyers.
    • Earn miles for United Airlines flights and everyday spending.
    • Benefits include free checked bags, priority boarding, and more.
  • United℠ Quest℠ Card:
    • Offers additional benefits compared to the Explorer Card, like a higher annual travel credit and more bonus miles.
  • United℠ Gateway℠ Card:
    • A good entry-level option for occasional United Airlines flyers.
    • Offers basic travel benefits and miles earning opportunities.
  • Aer Lingus Visa Signature® Card:
    • Co-branded with Aer Lingus, offering rewards on Aer Lingus flights and everyday purchases.
  • British Airways Visa Signature® Card:
    • Co-branded with British Airways, offering rewards on British Airways flights and everyday spending.
  • Iberia Visa Signature® Card:
    • Co-branded with Iberia, providing rewards on Iberia flights and everyday purchases.

Hotel Co-Branded Cards:

  • Marriott Bonvoy Boundless® Credit Card:
    • Best for Marriott loyalists.
    • Earn Marriott Bonvoy points for stays and everyday purchases.
    • Benefits include automatic Silver Elite status, free night award each year, and more.
  • World of Hyatt Credit Card:
    • Best for Hyatt enthusiasts.
    • Earn World of Hyatt points for stays and everyday purchases.
    • Benefits include automatic Discoverist status, free night awards, and more.

Other Travel Cards:

  • Chase Freedom Unlimited®:
    • Earns cash back on all purchases, which can be redeemed for travel through Chase Ultimate Rewards®.
  • Chase Freedom Flex℠:
    • Earns cash back on rotating categories, travel, dining, and drugstore purchases, redeemable for travel through Chase Ultimate Rewards®.

 

 

3. Chase Cash back credit cards

 

Chase offers several cash back credit cards, each with its unique features and rewards structure:

Chase Freedom Unlimited®:

  • Key Feature: Unlimited 1.5% cash back on all purchases.
  • Additional Benefits:
    • 5% cash back on travel purchased through Chase Ultimate Rewards®.
    • 3% cash back on dining at restaurants, including takeout and eligible delivery services.
    • 3% cash back on drugstore purchases.
    • 0% Intro APR for 15 months on purchases and balance transfers.
  • Annual Fee: $0

Chase Freedom Flex℠:

  • Key Feature: Rotating quarterly categories with 5% cash back (up to $1,500 in combined purchases each quarter, activation required).
  • Additional Benefits:
    • 5% cash back on travel purchased through Chase Ultimate Rewards®.
    • 3% cash back on dining at restaurants, including takeout and eligible delivery services.
    • 3% cash back on drugstore purchases.
    • 1% cash back on all other purchases.
    • $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Annual Fee: $0

Chase Freedom Rise℠:

  • Key Feature: Unlimited 1.5% cash back on all purchases.
  • Additional Benefits:
    • Additional 1.5% cash back on up to $20,000 spent in the first year.
    • No annual fee.
  • Annual Fee: $0

Ink Business Cash® Credit Card:

  • Key Feature: Designed for small businesses.
  • Additional Benefits:
    • 5% cash back on internet, cable TV, phone services, and office supply stores.
    • 2% cash back at gas stations and restaurants on up to $50,000 in combined purchases each account anniversary year.
    • Unlimited 1% cash back on all other purchases
    • 0% introductory APR on purchases for 12 months
    • $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Annual Fee: $0

Ink Business Unlimited® Credit Card:

  • Key Feature: Designed for small businesses.
  • Additional Benefits:
    • Unlimited 1.5% cash back on all purchases
    • 0% introductory APR on purchases for 12 months
    • $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Annual Fee: $0

Ink Business Premier℠ Credit Card:

  • Key Feature: Designed for small businesses.
  • Additional Benefits:
    • Earn 2% cash back on every purchase after you spend $50,000 each account anniversary year.
    • 2.5% cash back on all travel purchases.
    • 2% cash back on every purchase in your top 3 categories each quarter where you spend the most.
    • 1% back on all other purchases.
    • $1,000 cash back after you spend $10,000 on purchases in the first 3 months from account opening.
  • Annual Fee: $199

4. Chase Starter credit cards

1. Chase Freedom Rise℠:

This card is often available to those with limited credit history. It offers:

  • Unlimited 1.5% cash back on all purchases.
  • An additional 1.5% cash back on up to $20,000 spent in the first year.
  • No annual fee.

2. Chase Freedom Student® credit card:

This card is designed for students and offers:

  • $50 bonus after your first purchase within 3 months of account opening
  • 1% cash back on all purchases.
  • Good Standing Reward of $20 after each account anniversary year for the first 5 years your account is open and in good standing
  • No annual fee.

These cards can be a good starting point for building credit responsibly due to their low annual fees and cashback rewards.

You can check your eligibility for the Chase Freedom Rise℠ card at your local Chase branch. You can check your eligibility for the Chase Freedom Student® card online.

5. Chase Business credit cards

 

Chase offers a diverse selection of business credit cards designed to cater to the unique needs of small business owners and entrepreneurs:

Cash Back Cards:

  • Ink Business Cash® Credit Card:

    • Earns 5% cash back on the first $25,000 spent in combined purchases atoffice supply stores and on internet, cable and phone services each account anniversary year.
    • 2% cash back on the first $25,000 gas stations and restaurants each account anniversary year.
    • Unlimited 1% cash back on all other purchases.
    • $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.
    • No annual fee.
  • Ink Business Unlimited® Credit Card:

    • Earns unlimited 1.5% cash back on all purchases.
    • $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
    • No annual fee.
  • Ink Business Premier℠ Credit Card:

    • Earns 2.5% cash back on all travel purchases.
    • Earns 2% cash back on every purchase after you spend $50,000 each account anniversary year.
    • Earns 2% cash back on every purchase in your top 3 categories each quarter where you spend the most.
    • 1% back on all other purchases.
    • $1,000 cash back after you spend $10,000 on purchases in the first 3 months from account opening.
    • $199 annual fee.

Travel Cards:

  • Ink Business Preferred® Credit Card:
    • Earns 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and advertising purchases with social media and search engines each account anniversary year.
    • 1 point per $1 on all other purchases – with no limit to the amount you can earn.
    • 25% more value when you redeem for travel through Chase Ultimate Rewards®
    • 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.
    • $95 annual fee.

Other Business Cards:

  • Amazon Business Prime American Express Card:

    • Rewards you with 5% back or 90 days to pay interest-free on U.S. purchases at Amazon Business, AWS, and Whole Foods Market.
    • No annual fee.
  • United Business Card:

    • Co-branded card with United Airlines, offering miles on United Airlines flights and everyday spending.

6.Chase  Co-branded credit cards

 

These cards are co-branded by two parties. One party is typically a bank or financial institution, and the other party is a brand relevant to the card’s purpose and perks — such as a retailer, gas station or online vendor. The cardmember of a co-branded card may gain access to exclusive rewards with the card’s co-branded party. Card brands that partner with airlines or hotels can be examples of co-branded credit cards that are also travel card options.

1.- Chase Sapphire Preferred: This card is ideal for those who love to travel. It offers valuable travel rewards, including bonus points on dining and travel purchases and the ability to transfer points to leading airline and hotel loyalty programs.

2- Chase Freedom Unlimited: This card is great for everyday spending. It offers unlimited 1.5% cash back on all purchases, with no annual fee.

3- Chase Slate: This card is designed for those who want to consolidate and pay off their existing credit card debt. It offers a 0% introductory APR for balance transfers for the first 15 months, with no balance transfer fee.

4- Chase Freedom Flex: This card is similar to the Chase Freedom Unlimited, but also offers rotating 5% cash back categories that change quarterly.

5 – Chase Amazon Prime Rewards Visa Signature Card: This card is perfect for Amazon Prime members. It offers 5% cash back on Amazon.com and Whole Foods Market purchases, as well as 2% cash back at restaurants, gas stations, and drugstores.

 

Most Popular Rewards Cards

1. Chase Sapphire Preferred® Credit Card

  • Earn 60,000 bonus points
  • Earn 3X on dining and 2X on travel
  • $95 Annual Fee

2. Chase Freedom Unlimited® Credit Card

  • Earn a $200 bonus + 5% gas and grocery store offer
  • Earn unlimited 1.5% cash back or more on all purchases
  • No Annual Fee

3. Chase Freedom Flex® Credit Card

  • Earn a $200 bonus + 5% gas and grocery store offer
  • Earn 5% cash back on quarterly bonus categories (spend limits apply, must activate quarterly)
  • No Annual Fee

 

Most Popular Travel Cards

 

1. Chase Sapphire Reserve®  Credit Card

  • Earn 60,000 bonus points
  • Earn 3X on dining and travel purchases
  • $550 Annual Fee

 

2. Marriott Bonvoy Boundless®  Credit Card

  • Earn 5 Free Night Awards
  • Earn up to 17X total points at 7,000+ hotels worldwide
  • $95 Annual Fee

3. UnitedSM Explorer Credit Card

  • Earn 60,000 bonus miles
  • Earn 2x miles on United® purchases, dining, and hotel stays
  • $0 Intro Annual Fee

Most Popular Business Cards

 

1.Ink Business Unlimited® Credit Card

  • Earn $750 Cash Back
  • Earn Unlimited 1.5% cash back rewards on every purchase
  • No Annual Fee

2. Ink Business Preferred® Credit Card

  • 100,000 bonus points
  • Earn 3x points on shipping and other select business categories
  • $95 Annual Fee

3. UnitedSM Business  Credit Card

  • Earn 100,000 bonus miles
  • Earn 2x on United® purchases
  • $99 annual fee

 

How to Lock and unlock chase credit card

Chase makes it easy to lock and unlock your credit card, providing a convenient way to control its use temporarily. This is especially useful if you misplace your card or suspect unauthorized activity.

Methods to Lock/Unlock Your Chase Credit Card:

  1. Chase Mobile App:
  • Log into the Chase Mobile app.
  • Select the credit card you want to lock or unlock.
  • Swipe up to “Account Services” and tap “Lock & unlock card.”
  • Toggle the switch to lock or unlock your card.
  1. Chase Online Banking (website):
  • Log into your Chase online banking account.
  • Choose the credit card you want to lock or unlock.
  • Select the menu (three dots) next to your card.
  • Under “Account services,” choose “Lock and unlock your card.”
  • Move the toggle switch to change the status of your card.

What Happens When You Lock Your Card?

  • New purchases, cash advances, and balance transfers will be declined.
  • Recurring payments (like subscriptions) may still go through.
  • You can unlock your card anytime if you find it or want to use it again.

About admin

Meet Ogbeide Frank, also known as Perere, a blogger passionate about finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria. For advertisement, content marketing, and sponsored posts, you can reach him at kokobest04@gmail.com.
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