Last Updated on July 27, 2024 by admin
The Royal Bank of Scotland is one of the leading financial institutions in the United Kingdom, with a long history dating back to the early 18th century.
In recent years, the bank has been at the forefront of technological innovation in the banking industry, offering a wide range of digital banking services to its customers. One such service that has garnered a lot of attention is the cardless withdrawal feature, which allows customers to withdraw cash from an ATM without the need for a physical debit or credit card.
The cardless withdrawal feature is available through the Royal Bank of Scotland’s mobile banking app, which customers can download onto their smartphones or tablets. This app allows customers to securely access their accounts, check their balances, make transfers, and now, make cardless withdrawals.
In this article, we will explore the benefits of cardless withdrawals, provide a step-by-step guide on how to set up and use this service,
Read: How to register for Royal Bank of Scotland Mobile app and Digital banking
Get Cash using the Royal Bank app
The Royal Bank of Scotland (RBS) and its sister banks (NatWest and Ulster Bank NI) offer a feature called “Get Cash” in their mobile banking apps, allowing you to withdraw money from an ATM without your physical card.
How the RBS “Get Cash” Feature Works
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Log in to the RBS mobile banking app
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Select the “Get Cash” option
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Enter the amount you want to withdraw (up to £130)
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Confirm the amount
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The app generates a unique security code
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This code is valid for 3 hours
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Go to an RBS or NatWest ATM
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Select “Get Cash” on the ATM screen
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Enter the security code
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Withdraw the cash
You can also read: Bank of America online banking and Mobile app
2. Emergency Cash service at Royal Bank of Scotland
The Royal Bank of Scotland (RBS), and its associated banks (NatWest, Ulster Bank NI), offer an Emergency Cash service that enables you to withdraw cash from an ATM even if you’ve lost or had your debit card stolen. Here’s how it works:
You can also read: How to enroll for Wells Fargo Online banking and Mobile App
How to Access Emergency Cash
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Contact Card Services: Call your bank’s dedicated card services line immediately to report your card as lost or stolen. You’ll find this number on your bank’s website, on the back of your existing debit card, or within your mobile banking app at Card loss centre: 0370 600 0459
(overseas +44 1268 500 813)
Relay UK: 18001 0370 600 0459 - To use the Emergency Cash service:
- You need to be within the UK
- You must have at least £20 available in your account
- Withdraw the cash from a Royal Bank of Scotland, NatWest or Tesco cash machine
- You could access up to £300 if you’re a telephone banking or Digital Banking customer and if you aren’t we’ll still let you withdraw up to £60 to tide you over. Remember you’ll need to have the money available in your account before you can withdraw it.
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Request Emergency Cash: Let the representative know you need to utilize the Emergency Cash service. They’ll verify your identity and discuss the amount you can withdraw. Limits may apply.
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Receive a Code: The bank will provide a secure, time-sensitive code.
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Find a Compatible ATM: Locate an ATM operated by RBS, NatWest, Ulster Bank NI, or Tesco. Use your banking app’s ATM finder or the Tesco ATM website: [invalid URL removed]
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Withdraw Cash:
- At the ATM, press the “Enter” key (don’t insert a card).
- Follow the on-screen prompts specifically for mobile code cash withdrawal.
- Enter the secure code provided by your bank.
- Your cash will be dispensed.
Conclusion
As technology continues to revolutionize the way we conduct financial transactions, the Royal Bank of Scotland’s Cardless Withdrawal Service stands out as a user-friendly and secure option for accessing cash conveniently.
The cardless withdrawal feature is particularly useful for customers who may have forgotten their card at home or misplaced it. In these situations, customers can still access their funds quickly and easily by using their mobile banking app. This has been a lifesaver for many customers who have found themselves in need of cash but without their card hand
