Last Updated on January 6, 2025 by admin
Managing your bank cards has become more convenient than ever, with both ANZ and NAB offering easy-to-use digital solutions for blocking and unblocking cards. This feature is particularly useful when you misplace your card or suspect unauthorized use. Both banks provide these services through their mobile apps and online banking platforms, allowing customers to take immediate action to protect their accounts
We all know how painful it’s when we misplace our card or it is stolen and we are searching for how to block or lock and unlock your card immediately to safeguard the cardholder from any misuse of the card and also security reasons for fear of data breaches. When you fail to block or lock your card or report, there is a chance of any fraudulent transaction or unauthorized payments from your account.
For the purpose of this article we shall take a look at how to block/lock and unlock/unblock your NAB bank and ANZ bank in Australia and New Zealand respectively from your comfort zone before calling your bank.
How to block ANZ card
You can place a temporary block on your EFTPOS, Visa Debit or credit card in ANZ Internet Banking by following the steps below:
1.To block ANZ card on the go: Log into ANZ Internet Banking
2. Navigate to Your settings
3.Manage cards
4. Read the Temporary Block
4.Tap on the card you would like to temporary block or lock
Read: NAB Internet Banking and Mobile App Registration process
How to report ANZ card to bank
If you live in Australia, you can easily lock or block your ANZ card using an app and phone call. To report your card as lost or stolen card; once you report that your card lost or stolen in the ANZ App it will be cancelled automatically.
1.Log in to ANZ app
2.Tap the account
3.Choose and Manage Card. If you can’t see the card you’d like to report, swipe left. under cards to see other options
4.click on Report Card Lost or Stolen and follow the prompts.
Once you cancelled, your new card, it will then be sent to you within 5-7 working days, if you’re located in Australia.
How to temporarily block your card in the ANZ App
If you’ve misplaced your ANZ card, you can lock it in the ANZ App while you can take some time to find it. Unblock your card in just a few second when it’s safely back with you:
1. log in to app
2.Tap the account or card
3. Click Manage, then Manage Card
4. Click Temporarily Block Card, then Block Card.
Daily ANZ bank limits card
ANZ has different daily limits for various transactions. Here are some of the key limits:
- Pay Anyone Limit: $5,000 per day by default.
- BPAY Limit: $30,000 per day by default.
- Crypto Payment Limit: $10,000 per calendar month.
- ATM Withdrawal Limit: $2,500 per day per card.
- Visa Direct Transactions: $9,950 per day per card.
You can view or change these limits through the ANZ app or Internet Banking
.Daily limits for personal customers range from $1,000 to $10,000 (or up to $25,000 if registered for ANZ Shield)
.Daily limits for business customers using ANZ Internet Banking range from $5,000 to $25,000 (or up to $50,000 if registered for ANZ Shield)
Read: ANZ Bank: How to register for Mobile app, internet banking and transfer
How to block or unblock your NAB Bank cards
NAB bank customers can lock/block card when it’s Lost or stolen through NAB app, NAB Internet Banking or by calling on 1800 033 103 (within Australia) or +61 3 8641 9121 (from overseas)
The NAB Internet Banking is a free-to-use digital banking platform for all customers. block or report your card to the bank, Check your accounts, manage your finances and bank on the go anytime, anywhere.
1. Log into the NAB app on your device.
2.Tap My cards .
3.Tap the card you want to block.
4.Beside Block card, tap the toggle switch to temporarily block your card.
5. then tap Confirm.
6.Your card has been temporarily blocked. BUT TO UNLOCK Simply press the toggle switch again to unblock.
How to report Damaged card In the NAB app
1.To report your card when damaged to NAB bank, simply Head to the Cards section.
2. Select the card you wish to replace.
3.Select Replace your card, then select Replace damaged card.
How to report Damaged card In NAB Internet Banking
1. Head to the Cards section.
2.Select the card you wish to replace.
3.Under Manage your card, select Replace damaged card.
Daily NAB limits on Visa Debit cards
NAB Visa Debit cards have the following daily limits:
- Daily Cash Withdrawal Limit: $2,000 per card, per day. This applies to ATM withdrawals and any extra cash requested as part of an EFTPOS transaction
- Daily Transfer Limit: $2,500 per NAB ID if you’re not registered for SMS security, and $5,000 per NAB ID if you are registered for SMS security.
There’s a daily cash withdrawal limit on your NAB Visa Debit card of $2,000 per day. This applies to all NAB Visa Debit cards and NAB Platinum Visa Debit cards.
