Gtbank Quick Credit loan:Requirements and how to apply

Gtbank Quick Credit loan is designed by Guaranty trust bank to assist Salary and non- salary account holders to access instant cash for their pressing needs and pay back over 6 – 12 months.

Salary account holders or business owners who’s income/salary domicile with gtbank can access funds up to N5million or up to 100% of their monthly salary at an interest rate of 1.5% monthly or 18% per annum interest rate and enjoy up to 12 months flexible repayment plan.

The loan amount range from N10,000 -N5million as may be approved by the Bank from time
to time. The maximum amount available to each Borrower shall however be subject to the amount of monthly salary inflows into the Borrower’s account.

Read: How to log Gtbank ATM/POS Dispense Error complaint online without vising banking hall

The credit facility package is available in Nigeria, Ghana and other countries.Borrower can apply for Gtbank Quick Credit loan via USSD, Internet Banking and Mobile Banking App.

For you to be eligible you must not be less than 18 years at loan application date and should not be older than 59 years at loan maturity date. If all requirements are provides during loan application, borrower can Quick Credit immediately after a successful application.

Criterion to access Gtbank Quick Credit loan?

1. To qualify for Gtbank Quick Credit, Customer must maintain a minimum monthly lodgement of N20,000 or earn a minimum net monthly salary of N10,000
2. Customer must not have any history of dud cheques
4. Borrower must have satisfactory credit reports
5 Applicant must not have any unpaid obligations with any bank

While in Ghana, customer Must have received a minimum monthly salary of GHS800 for at least Three (3) months. For the Bank’s Max Advance customers

1. Must maintain a salary account with the Bank during the tenor of the facility.
ii. To supply all necessary information required by the Bank.

You may also like to read: GTBank transfer code *737#: How to create or reset 4 digit PIN and Transfer money from your Phone


i. The Gtbank will automatically debit the Borrower’s account with the outstanding balance at the end of the month.

ii. Prior to expiration of the facility, the Borrower may opt to repay the facility
by enabling the repayment option via the Bank’s USSD short code.

How to Apply

To apply for Gtbank quick credit loan,Borrower in Nigeria can ​request instantly by dialling *737*51*51

Gtbank customers in Ghana can also apply by dialing *737*0# from their phone register with the bank and Select option 1 (Payday Credit)and follow the onscreen message to complete your loan application.

Also read: How To Block Nigeria Banks Account Or ATM Card in case of Fraud,theft

Gtbank Salary Advance

You can also apply for Gtbank salary advance loan and get up to 50% of your net monthly salary upfront.This available to staff of private companies and government agencies with active* salary accounts domiciled in GTBank.



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