How to apply for Gtbank Payday loan Quick Credit

Last updated on February 11th, 2023 at 05:36 am

Are you a salary earner or self-employed searching for how to get a Quick loan to offset your financial needs? If yes Guaranty Trust bank has introduced Quick Credit loan designed to to assist Salary earner who has an active salary account with the bank and non- salary account holders who has actively operated their account for the past 12 Months up to N5million .

Borrower can get up to 3 times monthly salary earnings with a convenient repayment plan of up to 12 months with an Interest rate of 1.5% per month. You can get funds from N5,000 up to N5million, also you are allowed  for Liquidation without penalty and reapply again.

The credit facility package is available in Nigeria, Ghana and other countries.Borrower can apply for Gtbank Quick Credit loan via USSD, Internet Banking and Mobile Banking App.During loan application you are expected to pay Credit Insurance Fee of 1% (One-Off Charge)

Also borrower must not be less than 18 years at loan application date and should not be older than 59 years at loan maturity date. If all requirements are provides during loan application, borrower can Quick Credit immediately after a successful application.

While in Ghana, customer Must have received a minimum monthly salary of GHS800 for at least Three (3) months. For the Bank’s Max Advance customers


Read: How to log Gtbank ATM/POS Dispense Error complaint online without vising banking hall

What are the requirements for Gtbank Quick Credit?

To access this loan customer must maintain a minimum monthly lodgement of N20,000 or earn a minimum net monthly salary of N10,000 , you must not have any history of dud cheques history, also you should satisfy credit reports and must not have any unpaid obligations


You may also like to read: GTBank transfer code *737#: How to create or reset 4 digit PIN and Transfer money from your Phone


How to Apply

To apply for Gtbank quick credit, Borrower in Nigeria can ​apply by by follow the steps below:

1. Dial *737*51*51
2. Follow the prompt message
3. Enter 1 to display your maximum credit amount
4. Enter 0 to input your desire credit amount you want to borrow
5. Finalize the loan application by imputing your PIN


Gtbank customers in Ghana can also apply by dialing *737*0# from their phone register with the bank and Select option 1 (Payday Credit)and follow the onscreen message to complete your loan application.   Also you can apply via  Gtworld and Internet banking

Also read: How To Block Nigeria Banks Account Or ATM Card in case of Fraud,theft


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