GTBank Salary Advance Loan: Requirement and How to apply

Last Updated on January 26, 2024 by admin

GTBank Salary Advance is a financial product offered by Guaranty Trust Bank (GTBank) that provides employees with quick access to funds before their monthly salary is paid. It serves as a short-term loan facility designed to meet urgent financial needs, bridging the gap between paydays.

The purpose of GTBank Salary Advance Loan is to provide short-term financial assistance to individuals who find themselves in need of immediate funds. Whether it’s for unexpected medical expenses, car repairs, or any other urgent financial obligations, this loan can help bridge the gap between Salary.

This innovative service allows eligible GTBank customers to borrow up to 50% of their monthly salary, up to a maximum limit determined by the bank. The loan tenure typically 30 days. Renewable monthly, depending on the borrower’s preference and repayment ability.

This loan facility is designed to meet the short-term financial needs of salary earners, allowing them to bridge the gap between paydays and address urgent financial obligations.

The GTBank Salary Advance Loan offers a hassle-free application process, competitive interest rates, and flexible repayment options, making it a convenient and reliable solution for individuals seeking financial support.

Also read: Gtbank Quick Credit loan:Requirements and how to apply

Features Of  Gtbank Salary Advance Loan

  • Up to of 50% of net monthly salary in advance.
  • Tenor of 30 days. Renewable monthly.
  • No collateral required.
  • Minimum salary of N 25,000 for public sector and N 50,000 for private sector employees.

        Salary advance will be made available within 24 hours.

You may also like to read: GTBank transfer code *737#: How to create or reset 4 digit PIN and Transfer money from your Phone

Who is Eligible For gtbank  Salary Advance

The loan facility is Available to staff of private companies and government agencies with active* salary accounts domiciled in GTBank.You can get up to 50% of your net monthly salary upfront.


How to Apply for gtbank advance loan with GTWORLD

1. Log on to GTWorld mobile app with your User ID and password
2. Click “Apply for Loans”
3. Click “Salary Advance”
4. Complete displayed form with account to credit and loan amount and secret answer
5. Click “Continue”
6 Enter your token code to complete request
7. Click “Done”


How to Apply for gtbank advance loan with USSD

If you want to apply for Gtbank salary advance using ussd  follow the steps below:

1. Dial *737*8*2#
2. Enter amount required
3. Enter your USSD transaction PIN or the last 4 digits of debit card to confirm

4. Once done you will get confirmation of your loan application  once qualify you get your cash indirect into your account.


How to Apply for gtbank advance loan with Internet Banking

1. Log on to Internet Banking with your user ID and password
2. Click Quick Loan>> Salary Advance
3. Click “New Request”
4. Complete the displayed form with required details (e.g. Account to credit, loan amount, tenor, etc.)
5. Click on the “click here to agree” checkbox to agree to the terms and conditions
governing the facility
6. Provide answer to your secret question and click “Continue”
7 Enter your “Token code”
8 Click “Submit


GTBank Payday Loan Code For Non-Salary Earners

Non-salary earners can also get from Gtbank which available via QuickCredit loan scheme. The short code for QuickCredit is *737*51*51#

As a non-salary earner you can apply for the QuickCredit for as long as you are earning a minimum of N10,000 every month.

Also read: How To Block Nigeria Banks Account Or ATM Card in case of Fraud,theft


How to Check Gtbank Loan Balance

To check Gtbank loan balance simply dial *737#, then press 10 to go to the next page, then press 4 and follow the on screen message for Loan balance.



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