How to transfer money from UBA

Last Updated on May 24, 2025 by admin

In an increasingly interconnected world, the ability to transfer money quickly and securely is more important than ever. United Bank for Africa (UBA) offers a range of convenient services designed to facilitate seamless money transfers both locally and internationally. whether through mobile apps, internet banking, or in-branch transactions.

Understanding the ways to transfer money from UBA not only empowers users to manage their finances more effectively but also ensures a seamless and secure transaction process.

With over 75 years of experience and a presence in 20 countries across Africa, UBA offers a smorgasbord of banking services. From personal accounts to corporate banking, and yes, efficient money transfer services,

The bank has crafted a reputation for reliability, accessibility, and innovation. With the rising tide of digital banking, they’ve adapted their offerings to suit our fast-paced lives better than you can say “transfer funds!”

Whether you’re sending funds to a family member, paying for services, or handling business transactions, understanding how to effectively utilize UBA’s various money transfer options can save you time and ensure your funds reach their destination safely.

Pa attention; How to get and generate UBA Account Statement

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Table of Contents

How to register for uba ussd code

To register for UBA’s USSD code (*919#), follow these steps:

Use your registered mobile phone number to dial *919#.
Choose the option to start the registration process.
You’ll need to enter your UBA account number (10 digits) or the last 4 digits of your ATM card.
Set up a unique 4-digit PIN that you will use for future transactions.
Re-enter your PIN to confirm it and complete the registration.

Once registered, you can use the USSD code for various banking transactions like checking your balance, transferring funds, buying airtime, and paying bills

How to transfer money from UBA

There are several ways to transfer money from your UBA account:

Ussd code

You can transfer money from your UBA account using the USSD code *919#. Here’s how:

To another UBA account: Dial *919*3*account number*amount# and follow the prompts.
To other banks: Dial *919*4*account number*amount# and complete the transaction.
General method: Dial *919# select the transfer option, and follow the instruction

Make sure you’re using the phone number linked to your UBA account.

Send Money to Microfinance Banks, Fintechs & Other institutions

Just Dial *919*6# from the phone number you registered with UBA

Send money to a UBA Prepaid Card

Kindly Dial *919*32# from the phone number you registered with UBA

You can also read: UBA Leo Chat Banking: How to send money, buy airtime and many more

2. UBA Mobile App:

Download and log in to the UBA Mobile App.
Go to the “Transfers” or “Payments” section.
Select “UBA to Other Banks”.
Select the recipient’s bank.
Enter the recipient’s account number and bank details.
Enter the amount and transfer reason (optional).
Confirm with your login PIN or fingerprint.

How to buy airtime from uba

You can easily buy airtime from your UBA account using the *919# USSD code. Here’s how:

1.USSD CODE

To Recharge Your Own Line:

Dial *919*Amount#: Replace “Amount” with the amount of airtime you want to purchase (e.g., *919*500# for ₦500 airtime).
Enter your 4-digit PIN: This is the PIN you created during UBA USSD registration or when you last used the service.
Confirm the transaction: You will receive a prompt to confirm the airtime purchase. Reply with the corresponding option to proceed.

To Recharge Another Line:

Dial *919*Phone Number*Amount#: Replace “Phone Number” with the recipient’s phone number and “Amount” with the desired airtime value (e.g., *919*08012345678*1000# to send ₦1000 airtime).
Enter your 4-digit PIN: Authorize the transaction with your PIN.
Confirm the transaction: Verify the phone number and airtime amount. Reply with the corresponding option to proceed.

2. UBA Mobile App:

If you have a smartphone and the UBA Mobile app installed, you can conveniently buy airtime within the account
Log in to the UBA Mobile app.
Navigate to the “Airtime Top-up” or “Buy Airtime” section.
Select the network provider (MTN, Airtel, Glo, 9mobile).
Enter the phone number you want to recharge and the desired amount.
Confirm the transaction with your PIN or biometrics.

How to check uba account balance

To check your UBA account balance, you have a few options:

Using USSD Code:

Use your registered mobile phone number to dial *919*00#.
Input your UBA mobile banking PIN.
You will receive an SMS with your account balance.

Using UBA Mobile App:

Get the UBA mobile app from the Google Play Store or Apple App Store.
Open the app and log in with your credentials.
Once logged in, you can view your account balance on the dashboard

How to pay bills from uba

There are several convenient methods to pay your bills from your UBA account:

1. UBA Mobile App

This is the most user-friendly method if you have a smartphone.
Steps:
1. Log in to the UBA Mobile app.
2. Navigate to the “Pay Bills” section.
3. Select the biller category (e.g., Electricity, Cable TV, Internet).
4. Choose the specific biller and enter the required details (e.g., customer ID, account number).
5. Input the amount you want to pay.
6. Confirm the transaction with your PIN or biometrics.

2. UBA Internet Banking (Leo)

Ideal if you prefer using a computer.
Steps:
1. Log in to UBA Internet Banking (Leo).
2. Go to the “Payments” or “Bill Payment” section.
3. Select the biller category and then the specific biller.
4. Provide the necessary details and payment amount.
5. Authorize the transaction with your hardware token or One-Time Password (OTP).

*3. USSD Code (919#)

Dial*919*30*Biller Code*Amount#
- Replace “Biller Code” with the specific code for the biller you want to pay (e.g., DSTV, IKEDC, etc.). You can find these codes on the UBA website or mobile app.
- Replace “Amount” with the amount you want to pay.
Confirm Payment Details:
- You’ll see a screen displaying the details of your payment, including the biller’s name and the amount.
- Carefully verify that the details are correct.
Enter Your PIN:
- Enter your 4-digit UBA USSD PIN to authorize the transaction.
Payment Confirmation:
- If successful, you’ll receive a confirmation message with a transaction reference number.

Example:

To pay a ₦7,500 DSTV subscription (Biller Code: 33501), you would dial:*919*30*335017500#

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How to buy data from uba

There are a few ways to purchase data directly from your UBA account:

*1. USSD Code (919#):

This is the quickest method, especially if you have limited or no internet access.
To buy data for yourself: Dial *919*14# from your registered phone number.
To buy data for someone else: Dial 919*14*Recipient’s Number# (e.g., 919*14*08012345678# to buy data for the number 08012345678)

2. UBA Mobile App:

If you have a smartphone and the UBA Mobile App installed, this offers a more visual and interactive way to buy data.
Log in to the UBA Mobile app.
Navigate to the “Buy Data” or similar section.
Select the network provider (MTN, Airtel, Glo, 9mobile).
Choose the data plan or bundle you want to purchase.
Enter the phone number you want to top up.
Confirm the transaction with your PIN or biometrics.

3. UBA Internet Banking (Leo):

For those who prefer using a computer, you can purchase data through UBA Internet Banking.
Log in to your UBA Internet Banking account.
Go to the “Payments” or “Buy Data” section.
Select the network provider, enter the phone number and choose the desired data plan.
Authorize the transaction using your token or other security measures.

Q: UBA Transaction Limits

S/N	Method of Authorization	Per transaction	Per Daily
1	PIN	₦20,000	₦100,000
2	Secure pass (Token)	₦20,000	₦100,000
3	Secure Pass and Indemnity	₦500,000	₦1,000,000

UBA Transaction Charges

S/N	Transaction type	Transaction Band (₦)	Charge (₦)
1	Send Money to UBA Account	All	20
2	Send Money to Another bank	₦0 – ₦5000	₦10 + VAT
		₦5,001 – ₦50,000	₦20 + VAT
		Above ₦50,000	₦50 + VAT
3	Send Money to Prepaid Card	All	₦50 + VAT

FAQS

What are the different ways to send money with UBA?

UBA offers several channels for money transfers, including:

Using USSD Banking (Magic Banking) *919#
Use the UBA Mobile Banking app.
Access the UBA Internet Banking portal.
Visit any UBA branch.
International Money Transfer Services: UBA partners with various international money transfer operators like Western Union, MoneyGram, WorldRemit, Ria Money Transfer, ACE Money Transfer, Glocurrency, and AfriCash for international remittances.

How long do UBA money transfers take?

Most UBA transfers, especially through digital channels (mobile app, USSD, internet banking), are instant. AfriCash transfers are also online real-time, with funds instantly credited to the beneficiary’s account.

What is UBA AfriCash?

AfriCash is UBA’s secure electronic payment service that allows you to send and receive money instantly across the 20 African countries where UBA operates. It’s available for both account holders and non-account holders (where regulations allow), and funds can be collected in cash or paid directly into a UBA account.

What should I do if I have a transaction limit exceeded message?

Check the applicable transfer limit for your account and the channel you are using. You may need to increase your limit via the self-service option on the mobile app or by visiting a UBA Business Office to provide an indemnity for higher limits.

What are the charges for UBA money transfers?

Charges vary depending on the amount, destination (UBA to UBA, UBA to other banks, or international), and the channel used. Here are some typical charges for transfers within Nigeria (Note: these are subject to change and may include VAT):

Send Money UBA to UBA:
- Mobile App/Internet Banking/Leo Chat Banking: Free
- USSD: N20
Send Money to Other Banks:
- N0 – N5,000: N10 + 7.5% VAT
- N5,001 – N50,000: N25 + 7.5% VAT
- Above N50,000: N50 + 7.5% VAT
Stamp Duty Charge: A N50 charge is applied when you receive N10,000 and above. This fee is remitted to the Central Bank of Nigeria (CBN).
International Transfers: Charges for international transfers (like AfriCash, Western Union, MoneyGram) are generally competitive and are usually paid by the sender. Beneficiaries typically pay no charges.