How to Register for Access Bank USSD *901# Code

Last Updated on September 10, 2025 by admin

Access Bank’s USSD *901# code is a convenient banking service that allows customers to perform various financial transactions without visiting a branch or using internet data.

The registration process for this service has been streamlined to ensure easy access for all Access Bank account holders. This guide will walk you through the registration process of using this service

Read: How to Generate first bank Token and activate it

To register for the Access Bank USSD *901# code, you’ll need an active Access Bank account, a mobile phone registered with the bank, and either your ATM card or knowledge of your date of birth. The registration process is free, although standard network charges may apply. Follow these steps to activate the service

Once registered, you’ll have access to a wide range of banking services at your fingertips. The Access Bank USSD *901# code allows you to transfer money, check your account balance, buy airtime, pay bills, and even open new accounts. This service is particularly beneficial for those in areas with limited internet access, as it works on any type of cellphone without requiring data.

Table of Contents

What kind of service is available to access bank ussd

Access Bank’s USSD service (*901#) is like having a mini bank in your pocket—no internet, no app, just fast, secure banking from any mobile phone. Here’s a breakdown of what you can do:

Service	USSD Code Example	Description
Check Account Balance	`90100#`	Instantly view your balance
Airtime Recharge (Self)	`901Amount#`	Buy airtime for your own line
Airtime Recharge (Others)	`901Amount*PhoneNumber#`	Send airtime to another number
Transfer to Access Bank	`9011AmountAccountNumber#`	Send money to another Access account
Transfer to Other Banks	`9012AmountAccountNumber#`	Send money to other Nigerian banks
Bill Payments	`9013#`	Pay DSTV, GOTV, electricity, etc.
Account Opening	`9010#`	Open a new Access Bank account
Loan Request	`90111#`	Apply for a quick loan
PIN Reset/Change	`9010#` → Follow prompts	Update your USSD PIN
Block Account	`901911#`	Instantly block your account if compromised
Request Statement	Dial `*901#` and follow prompts	Get your account statement via email

Why Use USSD?

Works on any phone—smart or basic
No need for internet or data
Available 24/7, even during network outages
Protected by your secure PIN

How to register for access bank *901# ussd code

To register for Access Bank USSD banking using *901#, follow these simple steps. This allows you to perform transactions like transfers, airtime purchases, and more — all without internet.

Dial *901# from your Access Bank-linked phone number.

Choose:0 – Create or Reset PIN

Enter Your 10-digit Account Number
(If you don’t have one yet, you can open an account via *901*0#.)
Provide Debit Card Details (if prompted)
- Enter the last 6 digits of your Access Bank debit card
- If you don’t have a debit card, it may ask for your BVN
Create a 4-digit USSD PIN
- This PIN will be used for all USSD transactions
- Choose a PIN that is secure but easy to remember
You’ll see a confirmation message, and you’re ready to start banking.

Read:How to Register for barclays bank online banking and mobile app

How to Open Access bank Account With ussd 9010#

Opening an Access Bank account using USSD is super easy and doesn’t require internet or a smartphone. Just follow these steps using your mobile phone:

Dial *901*0# on your mobile phone.
Accept the ₦6.98 network charge (this is standard across Nigerian banks).
Choose:
- 1 to open an account with BVN
- 2 to open an account without BVN
Enter your personal details:
- Full name
- Date of birth
- Address
- Gender
If you selected the BVN option, input your BVN number.
You’ll receive your new Access Bank account number via SMS.
To complete registration, you may need to visit a branch with:
- Valid ID (e.g., National ID, Driver’s License)
- Passport photo
- Utility bill (optional for account upgrade)

How to Change Your access bank ussd PIN:

You can easily change or reset your Access Bank USSD PIN if you’ve forgotten it, or just want to update it for security reasons.

Here’s how to do it:

Dial *901# from the phone number linked to your Access Bank account.
Select “Other Services” or follow the prompt for “PIN Management”.
Choose “Change PIN” or “Reset PIN”.
Enter your current PIN (if changing).
Input your new 4-digit PIN.
Confirm the new PIN.

If you’re resetting (e.g., forgot your PIN), you may be asked to verify your identity using:

Your ATM card details, or
Your Date of Birth

Read: How to transfer money from UBA

How to Purchase Airtime from access bank using ussd

Buying airtime from your Access Bank account using USSD is fast, easy, and works on any mobile phone—even without internet access. Here’s how to do it:

For Your Own Line

Dial: *901*Amount# Example: *901*500# to buy ₦500 airtime for yourself.

For Another Number

Dial: *901*Amount*RecipientPhoneNumber# Example: *901*200*08012345678# to send ₦200 airtime to someone else.

Confirm with your USSD PIN.

How to Transfer Money from access bank

There are two main ways to transfer money from your Access Bank account using the USSD code:

1. To another Access Bank account:

*901*AMOUNT*NUBAN Account Number# (e.g: *901*1000*1234512345#) from your phone number.
Enter your 4-digit PIN to authorize the transaction.

2. To another bank account (using NUBAN):

Dial *901*AMOUNT*NUBAN Account Number# (e.g *901*1000*1234512345#) from your phone

Enter your 4-digit PIN to authorize the transaction.

How to Check Your access bank Account Balance With ussd

To check your Access Bank account balance using USSD, follow these steps:

Dial *901*00#: Using the mobile number registered with your Access Bank account.
You will be prompted to enter your 4-digit USSD PIN.
Your account balance will be displayed on your phone screen.

How to Deactivate your access bank ATM Card using ussd

To deactivate your Access Bank ATM card using USSD, you can follow these steps:

Dial *901*911#: Using any mobile phone
Choose the option to block your card from the menu.
Enter your 10-digit Access Bank account number.
If you have multiple cards linked to your account, choose the specific card you want to deactivate.
Enter your 4-digit USSD PIN to confirm the action.

After completing these steps, your Access Bank ATM card will be deactivated immediately. You will receive a confirmation message indicating the successful deactivation

Access bank cardless withdrawal

You can withdraw cash from your Access Bank account without using an ATM card—perfect for emergencies or when you’ve forgotten your wallet. Here’s how to do a cardless withdrawal using USSD, mobile app, or at an agent location:

Method 1: Cardless Withdrawal via USSD