Last Updated on October 17, 2025 by admin
First City Monument Bank (FCMB) Internet Banking offers a seamless and convenient way for customers to manage their banking needs online, providing around-the-clock access to a wide range of financial services.
Embracing the latest digital innovations, FCMB has designed its internet banking platform to ensure that customers have a secure, user-friendly experience. Whether you need to check your account balance, transfer funds, pay bills, or monitor recent transactions, FCMB Internet Banking empowers you to do so from the comfort of your home or on the go.
Customers can efficiently manage their accounts across multiple devices, making banking not only more accessible but also more flexible.
FCMB Internet Banking supports financial decision-making with tools and detailed transaction histories, ensuring that all financial activities can be easily reviewed and organized.
By offering a comprehensive suite of online services, FCMB is committed to enhancing the customer banking experience, reducing the need for in-branch visits, thus saving time and providing greater financial control for both individuals and businesses.
Read: Palmpay office address location and how to contact customer care via Email and Phone number
Benefits of First City Monument Bank mobile app and Online
- Fixed Deposits
- Self-service limit increase
- Multiple authentication methods
- Single/multiple customer onboarding
- SME and personal account opening
- Education investment plan
- Chequebook and draft request
- Target savings
- Loans
- Dispute transaction via the App
- Card management
- Account officer support
- Birthday notification
- Cardless withdrawals
- Pay bills and utilities
- Diversify your investment with FCMB Asset Management
- Enroll with FCMB Pensions easily
- Get a credit card or manage your existing credit card
Features of fcmb internet banking
FCMB Internet Banking offers secure, 24/7 access to your accounts with features like fund transfers, bill payments, e-statements, and account management—all from any internet-enabled device.
Account Access & Management
- View real-time account balances and transaction history
- Download e-statements for up to 36 months
- Manage multiple FCMB accounts from one dashboard
Payments & Transfers
- Transfer funds within FCMB and to other Nigerian banks
- Pay bills including electricity (NEPA/PHCN), DSTV, GOTV, StarTimes, and more
- Set up recurring payments and standing orders
Statements & Notifications
- Request and receive e-statements via email
- Get SMS and email alerts for transactions and account activity
Security Features
- Secure login with user ID and password
- Option to change password after first login
- Encrypted sessions to protect your data
Convenience & Accessibility
- Access from any internet-enabled device
- No need to visit a branch for most transactions
- Integrated with FCMB Mobile App for seamless banking
How to register for First City Monument Bank Online banking
To register for FCMB (First City Monument Bank) online banking, visit the FCMB Internet Banking portal and click “Register Now.” You’ll need your registered mobile number, email address, and ATM card details (if available).
Register for FCMB Online Banking
1. Visit the FCMB Internet Banking Portal
Go to https://ibank.fcmb.com
2. Click “Register Now”
- Located just below the login section
- This begins the self-registration process
3. Enter Your Details
- Mobile number and email address (must match what you provided to the bank)
- Include country code (e.g., +234) only if it was part of your original registration
4. Choose a Login Name
- Select a preferred username for logging into FCMB Online
5. ATM Card Preference
- Click “Yes” if you have a valid FCMB ATM card
- Enter your card PAN (16 or 19-digit number)
- If you don’t have a card, select “No” and proceed without it
6. Set Your Password
- You’ll be prompted to create a secure password
- You can reset it later via the “Forgot Password?” link if needed
7. Complete Registration
- Submit the form and wait for confirmation via SMS or email
- You’ll receive a default password if applicable, which you must change on first login
Read: Opay office address location and how to contact customer care via Email, Whatsapp. Phone number
FCMB Mobile App
The FCMB Mobile App is a secure and user-friendly banking application from First City Monument Bank (FCMB) that allows you to manage your finances anytime, anywhere from your smartphone.
Features
Account Management
- View real-time balances and transaction history
- Download mini-statements
- Manage multiple FCMB accounts
Payments & Transfers
- Transfer funds within FCMB and to other Nigerian banks
- Pay bills (e.g., DSTV, PHCN, GOTV, Startimes)
- Buy airtime and data for all major networks
- Set up recurring payments and standing orders
Lifestyle & Extras
- Book flights and hotels
- Locate nearby ATMs and branches
- Access FCMB FastCash (instant loans)
How to register for FCMB Mobile App
You have different options to register for the FCMB Mobile App depending on whether you are an existing customer or not:
1. Launch the App and Select “Register”
- Open the app and tap “Register” on the welcome screen.
2. Choose Registration MethodYou can register using either:
- ATM Card: Enter your FCMB debit card number and PIN
- Account Number: If you don’t have a card, use your FCMB account number and follow the prompts
3.Verify Your Identity
- Enter the OTP (One-Time Password) sent to your registered mobile number
- This confirms your identity and links your device
4. Create Login Credentials
- Set your username and password
- Choose a 4-digit transaction PIN for authorizing transfers and payments
5. Log In and Start Banking
- Use your new credentials to log in
- You can now check balances, transfer funds, pay bills, and more
How to transfer money with FCMB
Here’s how you can transfer money using FCMB’s Mobile App and Internet Banking—both are secure, fast, and user-friendly.
Transfer Money via FCMB Mobile AppStep-by-Step:
- Open the FCMB Mobile App
- Log in using your username, password, or biometric login.
- Tap “Transfers” or “Send Money”
- Choose between:
- To FCMB Account
- To Other Banks (NIP)
- Choose between:
- Enter Transfer Details
- Select the source account
- Enter the recipient’s account number
- Choose the bank (if not FCMB)
- Enter the amount
- Add a narration (optional)
- Confirm and Authorize
- Review the details
- Enter your 4-digit transaction PIN or use biometric confirmation
- Receive Confirmation
- You’ll get an SMS or email alert once the transfer is successful
How to Transfer Money via FCMB Internet Banking
- Visit https://ibank.fcmb.com
- Log in with your username and password
- Click “Transfers” from the dashboard
- Choose:
- Within FCMB
- To Other Banks (NIP)
- Fill in:
- Recipient account number
- Bank name
- Amount
- Narration (optional)
- Authenticate the transaction using:
- Token code (hardware or SMS OTP)
- Submit and wait for confirmation
How to buy airtime from FCMB
You can buy airtime from FCMB using both their online banking platform and mobile app: Here’s how to do it step by step:
Buy Airtime via FCMB Mobile App
Steps:
- Open the FCMB Mobile App and log in
- Tap “Buy Airtime” or “Airtime/Data”
- Select:
- Network provider (MTN, Airtel, Glo, 9mobile)
- Phone number (yours or someone else’s)
- Amount to recharge
- Confirm the details
- Enter your transaction PIN or use biometric authentication
- Airtime is credited instantly, and you’ll receive a confirmation SMS
Buy Airtime via FCMB Internet Banking
Steps:
- Visit FCMB Internet Banking and log in
- Click on “Payments” or “Buy Airtime”
- Choose:
- Network provider
- Phone number
- Amount
- Confirm the transaction details
- Authenticate using your token or OTP
- Airtime is delivered immediately
Read:Lists of access-bank usd code for transaction in Nigeria
How to check fcmb account balance
You can check your FCMB account balance quickly and securely using either the FCMB Mobile App or Internet Banking. Here’s how:
How to Check Balance via FCMB Mobile App
Steps:
- Open the FCMB Mobile App
- Log in using your username, password, or biometric login (fingerprint/Face ID)
- On the dashboard, your account balance will be displayed under your account number
- Tap the account to view detailed transaction history and mini-statements
How to Check Balance via FCMB Internet Banking
Steps:
- Visit https://ibank.fcmb.com
- Log in with your username and password
- On the home screen, your account balance will appear next to your account number
- Click the account to view recent transactions and download e-statements
How to downoad and print fcmb account statement
You can download and print your FCMB account statement using the following methods:
Here’s how you can download and print your FCMB account statement using either the Mobile App or Internet Banking:
Via FCMB Mobile App
- Open the FCMB Mobile App and log in
- Tap on your account number to view account details
- Select “Mini Statement” or “Statement”
- Choose the date range (e.g., last 30 days, custom range)
- Tap “Download” or “Email Statement” (depending on the app version)
If emailed, check your inbox for a PDF version of the statement.
To Print:
- Open the downloaded PDF on your phone or computer
- Tap “Print” from your PDF viewer or share it to a connected printer
Via FCMB Internet Banking
- Visit https://ibank.fcmb.com and log in
- Click on your account number from the dashboard
- Select “Account Statement” or “Download Statement”
- Choose your preferred date range
- Click “Download” (usually in PDF or Excel format)
To Print:
- Open the downloaded file on your computer
- Press Ctrl + P (Windows) or Cmd + P (Mac) to print
- How to buy Glo data plan and cancel data Renewal - January 24, 2026
- How to Buy MTN Data & Subscription Codes - January 24, 2026
- How To Detect and avoid fake bank alert transfer payment - January 20, 2026










