How to register for PNC Bank Mobile app and Online banking

Last Updated on July 1, 2024 by admin

In today’s fast-paced digital world, managing your finances on-the-go has become easier than ever with the PNC Bank Mobile App and Online Banking platform

Registering for the PNC Bank Mobile app and online banking is a simple and convenient process that allows you to access and manage your finances anytime, anywhere.

The online banking and mobile app enables clients to check on the status of their requests for loan or credit facilities, follow up on their card requests, and locate ATMs. They can also use the app to deposit check right from your smartphone and enjoy Express Funds.

This article serves as a comprehensive guide to help you navigate the process of registering for and accessing these convenient digital services offered by PNC Bank. Whether you’re looking to streamline your banking activities, make secure transactions, or stay updated on your account balances, the PNC Bank Mobile App and Online Banking have you covered.

Let’s explore the registration process, key features and benefits tips to ensure a seamless banking experience.

Also read: PNC Bank Cardless ATMs: How to withdraw money from ATM without your debit card

Features and benefits of PNC mobile app and online banking

Here’s a breakdown of the features and benefits of PNC’s mobile app and online banking platforms:

Core Features

• Account Overview: View balances across your checking, savings, credit cards, loans, and other eligible PNC accounts.
• Transaction History: Detailed records of past transactions, searchable by date, amount, or merchant.
• Transfers: Seamlessly move money between your PNC accounts or to accounts at other banks.
• Bill Pay: Set up one-time or recurring payments for various bills, utilities, and services.
• Mobile Check Deposit: Deposit checks using your smartphone’s camera (through the mobile app).

Enhanced Features

• Zelle®: Send and receive money quickly and securely with friends, family, and others using an email address or U.S. mobile phone number.
• Card Controls: Lock or unlock debit/credit cards for security, set spending limits, and receive alerts.
• Virtual Wallet: A suite of budgeting and financial management tools that allow you to:
  • Track spending and set financial goals.
  • Visualize your cash flow with charts and graphs.
  • Automatically categorize expenses.
• PNC Pay: Use your PNC Debit and Credit cards for contactless payments with your mobile wallet.
• ATM Locator: Find the nearest PNC ATMs or branches.

Benefits

• Convenience: Bank 24/7 from anywhere with an internet connection, eliminating the need for frequent branch visits.
• Efficiency: Perform common transactions quickly and easily compared to in-person banking.
• Security: PNC employs security measures like encryption, multi-factor authentication, and session timeouts to safeguard your account.
• Financial Clarity: Tools to help you better track your spending, budget, set financial goals, and monitor your overall financial health.
• Alerts and Notifications: Customizable notifications for account activity, payment reminders, low balances, etc.

What do you need to Enroll for PNC Mobile app Online Banking

To enroll in PNC Online Banking and get started with the mobile app, you’ll need the following:

1. An Active PNC Account:

• You must be a PNC customer with an existing eligible account. This includes checking, savings, credit card, or other account types.
• If you don’t have a PNC account, you’ll need to open one first, either online or by visiting a PNC branch.

2. Personal Information:

• Social Security Number (SSN) or Tax Identification Number (ITIN): This is used to verify your identity.
• Account Number: Your PNC checking, savings, or other eligible account number.
• Debit/Credit Card Info (Optional): You might be able to verify your identity using your PNC debit or credit card number and PIN.

How to register for PNC Mobile app

1.To get start just download the PNC Mobile App and tap enroll.
2. Enter your Social Security Number (SSN)
3.Input your Account Information
4. Verify your Information
5. Follow the prompt message to complete the enrollment process.

What can i do with PNC Mobile App

The PNC Mobile App offers a wide range of features, giving you convenient control over your finances on the go. Here’s a breakdown of what you can do:

Account Management

• Check Balances: View real-time balances across all your linked PNC accounts (checking, savings, credit cards, loans, etc.).
• Transaction History: Get comprehensive details of past transactions, with the ability to search and filter by date, amount, or merchant.
• Download Statements: Download account statements in PDF or CSV format.

Money Movement

• Transfers: Move money between your own PNC accounts instantly.
• External Transfers: Transfer funds to accounts at other banks.
• Zelle®: Send and receive money quickly and securely using a recipient’s email address or US mobile number.
• Bill Pay: Set up one-time or recurring payments for various bills, utilities, and services.

Mobile Check Deposit

• Simple Deposits: Deposit checks directly into your eligible PNC accounts using your smartphone’s camera.
• Fast Access: Enjoy quicker availability of deposited funds compared to traditional methods.

Enhanced Financial Tools

• Virtual Wallet: Track your spending, create budgets, visualize cash flow, and set financial goals.
• Card Controls: Lock or unlock your PNC debit and credit cards, set travel notifications, manage spending limits, and get instant alerts on potentially fraudulent transactions.
• PNC Pay: Use your smartphone or smartwatch for contactless payments with your PNC debit and credit cards.

Other Convenient Features

• ATM/Branch Locator: Easily find PNC ATMs and branches near you.
• Alerts and Notifications: Set up customized notifications for account activity, payment reminders, low balances, etc.
• Secure Messaging: Communicate securely with PNC customer support through the app’s messaging system.

How to register for PNC Online Banking

Read: PNC Bank Personal Loans & Lines of Credit: How to apply and requirements

How to deposit check via PNC Mobile Deposit

Depositing checks with PNC Mobile Deposit is quick and easy. Here’s a step-by-step guide:

Before You Begin:

• Endorse Your Check: Sign the back of your check and write “For PNC Mobile Deposit Only” below your signature.
• Good Lighting: Ensure you’re in a well-lit area to take clear photos of the check.
• Flat Surface: Place the check on a flat, non-reflective surface.

The check Deposit Process

1. Open the PNC Mobile App: Launch the app on your smartphone or tablet and sign in.
2. Tap “Deposit: Locate and tap the “Deposit” or “Mobile Deposit” option.
3. Choose Account: Select the PNC account where you want to deposit the check.
4. Enter Check Amount: Accurately type in the exact amount written on the check.
5. Take Photo of the Front: Follow the on-screen prompts:
   • Align: The app will provide guides to help position the check within the frame.
   • Focus: Make sure the image is clear and not blurry.
   • Capture: The app may automatically capture the image or may have a “Capture” button.
6. Take Photo of the Back: Repeat the process for the endorsed back of the check.
7. Confirm and Submit: Verify the captured images and check information (amount) are correct. Tap “Submit”

How does PNC Express Funds Works

Whether you deposit a check through the PNC Mobile app, at a PNC DepositEasy℠ ATM or with a teller, PNC Express Funds gives you the option, for a fee, to make the full amount available immediately for withdrawals and purchases.

PNC Express Funds is a service that provides quicker access to deposited funds from checks compared to traditional deposit holds. Here’s how it works:

PNC Express Funds is a service that provides quicker access to deposited funds from checks compared to traditional deposit holds. Here’s how it works:

When Does PNC Express Funds Apply?

• Mobile Check Deposits: The feature is primarily designed for checks deposited using the PNC Mobile App.
• Eligible Checks: Generally, it applies to:
  • Government checks
  • Payroll checks
  • Cashier’s checks
• Account History: Good account standing and history can increase the likelihood of getting Express Funds.

How It Works

1. Deposit Your Check: Deposit the eligible check through the PNC Mobile App as usual.
2. Automated Review: PNC’s system automatically evaluates the check and your account history to determine if Express Funds apply.
3. Faster Availability: If approved, usually a significant portion of the deposited amount will be made available in your account almost immediately. The remaining funds may still have a standard hold time.
4. Notification: PNC will notify you through the mobile app or online banking if your deposit qualifies for Express Funds and the amount of immediately available funds.

FAQs

Can I access my PNC Bank account on multiple devices using the same login credentials?

Q: Is there a fee for using the PNC Bank Mobile App and Online Banking services?

A: PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply.

Q: What should I do if I encounter technical issues or difficulties during the registration process?

A: You can contact the bank at 1-888-PNC-BANK (762-2265)

Q: When will my mobile check deposit available

A: Your deposit is typically available on the first business day after your deposit is received. Your funds may be delayed, however, depending on the type of deposit and the amount of that deposit.

Q: How do i order for check

A: It’s easy to order checks with Online Banking:

1.Sign in to Online Banking
2.Click on the Customer Service Tab
3. In the Manage Accounts section, click on Order Checks & Supplies.
4. Click on the “Checks/Supplies” link under the Order column next to the account for which you want to order checks.

Source: PNC  Bank