United Bank of Africa UBA offers A-Z loan for both salary earners and business entrepreneurs ranging from house rent,medical bills, car upgrade education and SME.
The financial institution offers both a salary advance loan known as Click credit which is a super-fast loan for all your emergencies. They also offer Integrated Credit Express (ICE),Personal.
Overdraft,Personal Loan,Co-operative Loans and Asset Finance. We shall be discussing a salary advance loan which is known as click credit.
- What is UBA click credit?
This is a USSD loan with no form of documentation, paperwork, no queue. With this product; as a salaried customer, you can now get the cash you need instantly and pay back within 12 months. Click credit gives you funds up to N5million at an interest rate of 1.58% monthly.
To enjoy this product, you would need to operate a Functional salary account with UBA. Customers must have received their salary through UBA for the last 6 months.
The applicable interest rate is 19% p.a. (1.58% monthly)
How to Apply for UBA salary advance loan
method 1. USSD Short Code [
method 2. Click Credit is also available on all their digital platforms (Leo, UBA Internet Banking and Mobile Banking)
Method 3. Search for “UBACHATBANKING” on Facebook with the verified logo (Blue Tick).
method 4. Send a “HELLO” to +2349030019007 on WhatsApp.
You could also walk into any of our Business Offices nearest to you to open one.
Please Note: Salary earner can also apply for the following loan with UBA
2. Asset Finance
The credit program that gives you the opportunity to own those assets you have always longed for.You must be confirmed employees of reputable organisations in the private or public sector
Individuals whose salaries must have been paid through UBA for at least 1 month
How to Apply for UBA Asset Finance Loan
1. Complete a Consumer Loan Application Form, which you may download online or pick up from any of our branches
2. Obtain a pro-forma invoice from an acceptable vendor known to your customer service officer
3. Submit your application to the customer service officer in your branch
4. Provide the minimum equity contribution of 20% of the cost of the asset
5. Provide the funds to cover the insurance cost
3. Personal Loan
We will give you the freedom to spend a little more on what you really want. You may need some extra cash to fix your car, pay medical bills or take care of other exigencies. How you chose to use your loan is up to you.
Who Can Get a Personal Loan?
Anyone with a UBA salary account
How to Apply for UBA Personal Loan?
To apply for UBA personal loan , borrower should Complete a UBA Consumer Loan Application form which you may download here or pick up from any of our branches
Submit your application to the customer service officer in your branch