Names and list of best Banks In Florida

Last Updated on September 19, 2025 by admin

Florida is the most populous of the southeastern states and the second most populous Southern state after Texas has a total 186 local and national banks offering banking services for citizens in Florida with 4162 branches in 404 cities

We are going to take a look at bank that has good customer service, interest rate, number of branches , Accounts and Services when talking about top banks in florida

The 40-square-mile park in the city of Orlando has more than 60,000 employees and welcomes more than 62,000 visitors every day.its an excellent vacation spot, thanks to its 663 miles of beaches and—of course!—Disney World

Florida has more than 90 banks operating within its boundaries, according to the Federal Deposit Insurance Corp., the agency that protects bank deposits. The FDIC says the state’s banks hold $279 billion in total asset

Top National Banks in Florida

These banks have extensive branch networks and offer a wide range of services:

Wells Fargo
Bank of America
Chase Bank
Citibank
Truist Bank

Best Regional & Community Banks

These banks focus on Florida and surrounding states, offering personalized service:

Regions Bank
PNC Bank
TD Bank
SouthState Bank
Seacoast National Bank
Synovus Bank
First Horizon Bank
TrustCo Bank
BankUnited
Capital City Bank
Ameris Bank
Valley National Bank
Bank OZK
Centennial Bank

Top Credit Unions & Online Banks

Ideal for low fees and high interest rates:

Suncoast Credit Union – Florida’s largest credit union with nearly 80 branches.
Current – A mobile-first bank with high APYs and no fees.
SoFi – Offers competitive rates and fee-free banking nationwide.

Best for Customer Service (J.D. Power 2024 Rankings)

Fifth Third Bank
Chase
TD Bank
Regions Bank
PNC Bank

Table of Contents

Banks With Most Branches in Florida

Here are the banks with the most branches in Florida as of 2025, making them the most accessible for in-person banking across the state:

Top Banks by Number of Branches in Florida

1. Wells Fargo Bank: Wells Fargo Bank operates with Over 600 branches and 1,100+ ATMs across the state.

2. Truist Bank operates with 400 branches in 198 different cities and towns in the state of Florida.

3. Bank of America operates with 452 branches in 178 different cities and towns in the state of Florida

4. Chase Bank operates with 414 branches in 147 different cities and towns in the state of Florida

5. Regions Bank operates with 278 branches in 145 different cities and towns in the state of Florida

6. PNC Bank operates with 186 branches in 102 different cities and towns in the state of Florida

7.TD Bank operates with 157 branches in 95 different cities and towns in the state of Florida

8. Fifth Third Bank operates with 155 branches in 63 different cities and towns in the state of Florida

9. SouthState Bank operates with 100 branches in 68 different cities and towns in the state of Florida

10. Synovus Bank operates with 90 branches in 66 different cities and towns in the state of Florida.

11. Centennial Bank operates with 88 branches in 44 different cities and towns in the state of Florida.

12. First Horizon Bank operates with 88 branches in 44 different cities and towns in the state of Florida.

13. Seacoast National Bank 69
14. BankUnited 59
15. Trustco Bank 54
16. Citibank 53
17. Ameris Bank 51
18. Capital City Bank 51
19. Valley National Bank 50
20. Bank OZK 47

21. Hancock Whitney Bank 33
22. City National Bank of Florida 32
23,First Citizens Bank 26
24 New York Community Bank 26
25.First Federal Bank 23
26 Ocean Bank 22
27 Cadence Bank 19
28.Northern Trust 19.
29.The First Bank 18
30.Drummond Community Bank 18

31.Amerant Bank 18
32. BMO Harris Bank 17
33.Seaside National Bank & Trust 16
34 Third Federal S&L 16
35.Citizens Bank and Trust 16
36 Trustmark National Bank 15
37.Citizens First Bank 14
38. Bank of Tampa 13
39, Peoples south Bank 13
40 United Southern Bank 12

41. Brannen Bank 12
42.Popular Bank 11
43, U.S. Century Bank 11
44. First State Bank of Florida 11
45, First State Bank of Florida 11
46. TIAA Bank 9
47 FNBT Bank 9
48.American Momentum Bank 9
49. Professional Bank 9

Top Florida Banks for Customer Service

Here are the top banks in Florida for customer service in 2025, based on the latest J.D. Power Retail Banking Satisfaction Study and expert reviews:

These banks often come out on top in terms of customer satisfaction in Florida:

Fifth Third Bank Ranked #1 for customer satisfaction in Florida

Chase Bank Known for responsive support and strong digital tools

TD Bank Offers extended hours and friendly in-branch service

Regions Bank Highly rated for personalized service and accessibility

Citibank Strong mobile support and multilingual customer care

PNC Bank Offers Virtual Wallet and proactive customer engagement

Bank of America Wide branch network with solid customer support

Wells Fargo Extensive access and improving service ratings

Truist Bank Good regional coverage and customer outreach

What Makes Great Customer Service?

Fast response times
Friendly and knowledgeable staff
Accessible digital support
Clear communication and transparency

How to choose the right bank for you in Florida

Choosing the right bank in Florida depends on your lifestyle, financial goals, and how you prefer to manage your money. Here’s a smart, step-by-step guide to help you make the best choice:

1. Define Your Banking Needs

Ask yourself:

Do you need a basic checking account, or are you looking for investment services, loans, or business banking?
Do you prefer in-person service or digital-only banking?
Are you focused on low fees, high interest rates, or customer service?

2. Compare Bank Types

Bank Type	Best For
National Banks	Wide branch access, full-service options (e.g., Chase, Bank of America)
Regional Banks	Personalized service, local expertise (e.g., SouthState, Seacoast)
Credit Unions	Lower fees, member-focused service (e.g., Suncoast Credit Union)
Online Banks	High interest rates, no branches (e.g., SoFi, Ally Bank)