Last Updated on July 1, 2024 by admin
Are you living in United States Using a TD Bank account to send or receive a domestic or international wire transfer? Do you want to have your payment arrives by using the right routing number.
The TD Bank routing number you need will depend on the transaction. You might need one number to receive ACH transfers, and another to set up automated bill payments.
A routing number is comprised of nine digits that identify the bank at which an account is held. Routing numbers are issued to Federal Reserve Banks, federal government units and state government units. They are printed on checks with magnetic ink in a machine-readable format.
A bank might have a few different routing numbers, but they’re never shared with other banks. This helps to make sure your payment ends up where it’s meant to.
The first four digits of any bank routing number are the Federal Reserve routing symbol also the first two of those indicate in which of the 12 Federal Reserve regions the bank is located. while the next four identify the ABA institution and the last number is a check digit that can be used to verify the routing number is valid
Read: List of Wells Fargo’s Routing Numbers in United states
What are routing numbers used for?
Routing numbers are a nine-digit code used to identify a specific financial institution in the United States. They are used to facilitate various financial transactions, including:
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Direct Deposits: When setting up direct deposit for your paycheck or other recurring payments, your employer or the payer will need your routing number to ensure the funds are deposited into the correct bank account.
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Wire Transfers: Routing numbers are essential for domestic and international wire transfers. They ensure that funds are sent to the correct bank and account.
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Automatic Bill Payments: When you set up automatic bill payments, your bank uses your routing number to identify where to send the payment.
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Check Processing: When you write a check, the routing number on the check helps the receiving bank identify the financial institution that issued the check.
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Tax Payments: When you file your taxes electronically, you may be asked to provide your routing number for direct deposit of any refunds or for electronic payment of taxes owed.
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ACH Payments: The Automated Clearing House (ACH) network uses routing numbers to process electronic payments, such as direct deposits, bill payments, and person-to-person transfers.
In essence, routing numbers act as a unique address for your bank, enabling it to send and receive funds accurately and efficiently.
TD Bank routing numbers for wire transfers
The routing number for TD Bank for domestic wire transfer is 031101266
The routing number for TD Bank for international wire transfer is 031101266
SWIFT Code NRTHUS33XXX
Also read: How and List of Bank of America’s Routing Numbers
TD Bank Routing Numbers – All States
1.Connecticut 011103093
2.Delaware 031201360
3.Florida 067014822
4.Maine 211274450
5.Massachusetts 211370545
6.Rhode Island 211370545
7.Metro District of Columbia 054001725
8.New Hampshire 011400071
9.New Jersey 031201360
10.New York – Metro 026013673
11.New York – Upstate 021302567
12.North Carolina 053902197
13.Rhode Island 211370545
14.South Carolina 053902197
15.Pennsylvania 036001808
16.Vermont 011600033
17.Virginia 054001725
18.Maryland 054001725
How To Find Your TD Bank Routing Number
There are several ways to find your TD Bank routing number:
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Check Your Check: The easiest way is to look at the bottom left corner of a TD Bank check. The first nine-digit number is your routing number.
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Online Banking: Log into your TD Bank online banking account. You can usually find your routing number under the “Account Details” section.
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TD Bank Mobile App: If you have the TD Bank mobile app, log in and navigate to your account details. Your routing number should be listed there.
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Bank Statement: Your TD Bank statement will also show your routing number. It’s usually located on the top or bottom of the statement.
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TD Bank Website: TD Bank has a webpage that lists routing numbers by state:
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Customer Service: If you’re unable to find your routing number using the above methods, you can call TD Bank customer service on 888-751-9000 to find the routing number for your account they will be able to provide it to you.
Read: List of Chase routing numbers for wire transfers In The US
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Frequently ask questions
Absolutely! Here are some frequently asked questions and answers about TD Bank routing numbers
Q: What is a TD Bank routing number? A: A routing number is a nine-digit code used to identify TD Bank in the United States. It’s required for various financial transactions like direct deposits, wire transfers, bill payments, and check processing.
Q: Where can I find my TD Bank routing number?
A: You can find your routing number on a TD Bank check (bottom left corner), your online banking account details, the TD Bank mobile app, your bank statement, or by visiting the TD Bank website:
Q: Is my TD Bank routing number the same for all transactions?
A: No, TD Bank uses different routing numbers for different types of transactions and states. The most common routing numbers are:
- 031101266: Used for both domestic and international wire transfers.
- State-specific routing numbers: Used for other transactions like direct deposits, bill payments, and check processing. You can find the correct routing number for your state on the TD Bank website mentioned above.
Q: What if I use the wrong routing number?
A: Using the wrong routing number can result in delays or failed transactions. It’s essential to double-check that you’re using the correct routing number for the specific transaction and state.
Q: Can I use the same routing number for both personal and business accounts?
A: TD Bank typically uses different routing numbers for personal and business accounts. Make sure to verify the correct routing number for your specific account type.
Q: How do I find the SWIFT code for TD Bank?
A: The SWIFT code for TD Bank is NRTHUS33XXX. This code is used for international wire transfers.
Q: What should I do if I can’t find my routing number?
A: If you’re unable to find your routing number using the available resources, contact TD Bank customer service for assistance. They can provide you with the correct routing number for your account and transaction type