How to transfer money from Unity bank -Easy Steps

Last Updated on September 10, 2024 by admin

How to transfer money from Unity bank — transferring money has become incredibly convenient, allowing you to send funds to loved ones or manage your finances from the comfort of your own homes. If you’re a Unity Bank customer eager to explore the process of transferring money, you’ve come to the right place.

Unity Bank offers a seamless and user-friendly online banking platform, Mobile app and USSD (Unstructured Supplementary Service Data) that enables customers to effortlessly transfer funds.

With Access bank ussd code and mobile banking, customers can gain constant, 24/7 access to their money and more ways to use and spend it, they can also transfer money, apply for loans , check account balances, pay bills and many more services.

You don’t have to set aside a chunk of time each day to make payments, you can now transfer cash just with a single click of a button on your smartphone or None smartphone , desktop or any other digital device. No more requesting or looking over paper statements or withdrawal slips, any longer.

Read: Unity Bank Transfer *7799#: how to register,transfer money, buy airtime and cardless withdrawal

Features:

• Multiple Transfer Options:

  • Transfer funds seamlessly between your own Unity Bank accounts or to other Unity Bank customers.
  •  Send money to accounts in other Nigerian banks using NEFT or instant transfer services like NIP.

• Various Access Channels:

  •  Initiate and manage transfers directly from your smartphone.
  •  Perform transfers securely from your computer.
  • *USSD Code (7799#): Conduct transfers using your mobile phone, even without an internet connection.
  • Visit any Unity Bank branch for assistance with transfers, especially for larger or more complex transactions.

Benefits:

• The multiple transfer options and access channels offer flexibility, allowing you to transfer money anytime, anywhere, without the need to visit a physical branch in most cases.
• Transfers within Unity Bank and some instant transfers to other banks are typically processed in real-time.
•  Unity Bank employs various security measures to protect your transactions, including encryption and authentication protocols.
• Services are available to both Unity Bank account holders and non-account holders, providing broader access.
•  The Unifi mobile app and internet banking platform are designed for easy navigation and a seamless user experience.
• Transfer fees are generally competitive, and some transactions may even be free.
• Easily monitor and manage your transfers with transaction history and notifications.

How to register for Unity bank ussd code

There are two ways to register for Unity Bank’s USSD code (*7799#):

1. For Existing Unity Bank Account Holders:

• *Dial *7799# on your mobile phone linked to your Unity Bank account.
• Select ‘1’ for ‘Next’
• Select ‘1’ for ‘Add Account’
• Enter your 10-digit account number.
• Create a 4-digit PIN that you’ll use for USSD transactions.
• Confirm your PIN.
• You’ll receive a confirmation message indicating successful registration.

2. For New Unity Bank Account Holders:

• Dial *7799*0# to initiate the account opening process.
• Follow the prompts to provide the required information (like BVN, name, date of birth, etc.).
• Create a 4-digit PIN during the account opening process.
• Upon successful account opening, you’ll be automatically registered for the *7799# USSD service.

How to transfer money from Unity bank

There are a few ways to transfer money from your Unity Bank account:

*1. Using the USSD Code (7799#):

• This is the quickest and easiest way to transfer money, especially if you don’t have internet access.
• To transfer to another Unity Bank account:
  • Dial *7799*1*Account Number*Amount#
  • For example: *7799*1*1234567890*5000# to transfer ₦5000 
• To transfer to other banks in Nigeria:
  • Dial *7799*2*Account Number*Amount#
  • For example: *7799*2*1234567890*5000# to transfer ₦5000 

2. Using the Unifi Mobile App:

• This option provides a convenient and user-friendly interface for transfers.
• Download and install the Unifi Mobile App from your app store.
• Log in to the app.
• Click on “Transfer” at the bottom of the page.
• Click on “Transfer to Unity Bank” or “Transfer to Other Banks”
• Select the account you want to debit
• Enter the recipient’s Account Number and Bank
• Enter the Amount
• Enter a Narration (optional)
• Click “Transfer”

3. Using Internet Banking:

• This is suitable if you prefer using a computer.
• Log on to the Unity Bank Internet Banking platform.
• Click on the “Transfer” tab.
• Choose the transfer type:
  • Self Linked transfer
  • Unity Bank Transfers
  • Other Banks Transfer
• Select the account number to debit.
• Fill in the other beneficiary details.
• Click “Next”
• Enter the 6-digit number generated on your token device.
• Click “Authorize”

How to buy airtime from unity bank

There are a couple of ways to buy airtime directly from your Unity Bank account:

*1. USSD Code (7799#):

• This is the quickest method, particularly if you don’t have access to the internet. 
• To buy airtime for yourself: Dial *7799*Amount# on the mobile number linked to your Unity Bank account. (e.g., *7799*500# to buy ₦500 airtime) 
• To buy airtime for someone else: Dial *7799*Recipient’s Number*Amount# on the mobile number linked to your Union Bank account. (e.g., *7799*08012345678*500# to buy ₦500 airtime for 08012345678)

2. Unifi Mobile App:

• If you have a smartphone and the Unifi Mobile app installed, you can buy airtime directly within the app.
• Log in to the Unifi Mobile App.
• Click on “Airtime” at the bottom of the page.
• Select “Airtime Recharge”.
• Select the account you want to debit.
• Select the Network Operator (MTN, Airtel, Glo, 9mobile).
• Enter the phone number you want to recharge or click the phone icon to select from your contact list
• Enter the amount of airtime you want to purchase
• Select frequency of recharge – “Instant” for a one-time recharge or “Repeating” for recurring recharge
• Click “Recharge”

How to pay bills from unity bank

ou have several options to pay your bills conveniently from your Unity Bank account:

1. Unifi Mobile App:

• This is the most user-friendly method if you have a smartphone.
• Steps:
  1. Log in to the Unifi Mobile app.
  2. Navigate to the “Pay Bills” section.
  3. Select the biller category (e.g., Electricity, Cable TV, Internet).
  4. Choose the specific biller and enter the required details (e.g., customer ID, account number).
  5. Input the amount you want to pay.
  6. Confirm the transaction with your PIN or biometrics.

2. Internet Banking:

• Ideal if you prefer using a computer.
• Steps:
  1. Log in to Unity Bank Internet Banking.
  2. Go to the “Payments” or “Bill Payment” section.
  3. Select the biller category and then the specific biller.
  4. Provide the necessary details and payment amount.
  5. Authorize the transaction with your hardware token or One-Time Password (OTP).

*3. USSD Code (7799#):

• A quick option, especially if you have limited or no internet access.
• Steps:
  1. Dial *7799# from your registered phone number.
  2. Follow the prompts to select “Pay Bills.”
  3. Choose the biller category and then the specific biller.
  4. Enter the required details and amount.
  5. Confirm the transaction with your PIN.