Last Updated on July 1, 2024 by admin
Do you want to learn different loan package offers by Keystone bank,the Nigeria leading financial institution on internet Banking which allows the ability for customer to view and interact with accounts online, make deposits and payments via phone or online service has unveiled their personal loans, mortgages, lines of credit, Auto loan and Asset Financing Facility
Keystone bank Device Financing Facility is second to None because it offers salary earners the opportunity of owing brand new phones and other devices from 9mobile.
Below are list of Keystone bank loan, so we are going to discuss requirement and how to apply for various credit facility offer .
Also read: Keystone Bank 7111: How to transfer money,register for Pin and Buy Airtime Recharge
1. Auto loan
2. Personal Loans
3. Asset Financing Facility
4. Device Financing Facility
1. Auto loan
The keystone bank Auto loan is a long term credit facility for individuals who desire to acquire car (brand new vehicles only) of their choice for personal use. customers can Access up to N15million (subject to employee’s monthly income)
The auto loan Pay back is within a period of 48 months with Minimum equity contribution of 20% .It has good Competitive interest rate with Credit life insurance
Requirement
To qualify for keystone bank auto loan, you must meet the following requirements below.
1. Duly filled and completed application form
2. Domiciliation of Salary and Allowances
3. Evidence of last pay slips
4. Duly filled Employer’s Letter of Undertaking
5. Duly signed Letter of Set-Off/Lien
6. Positive Credit Checks to ascertain your credit worthiness.
7. No history of returned cheques
8. Valid means of identification (Inclusive of Employee’s ID)
9. BVN{ bank verification Number}
10. Passport photograph
Details of Salary Instanta and Home Acquisition Remains the same but should feature last.
2. Personal Loans
The Keystone Bank Personal Loan is a short to medium term loan that gives employees of corporate organizations financial freedom. Customer can Access up to N10million subject to employee’s monthly income and Pay back within a period of 36 months.
This kind of loan required Credit life insurance ,it also have Competitive interest rate when compare to other banks in Nigeria.
Requirements
To qualify for keystone bank personal loan, you must meet the following requirements as adumbratted below.
1. Duly filled and completed application form
2. Domiciliation of Salary and Allowances
3. Evidence of last pay slips
4. Duly filled Employer’s Letter of Undertaking
5. Duly signed Letter of Set-Off/Lien
6. Positive Credit Checks
7. No history of returned cheques
8. Valid means of identification (Inclusive of Employee’s ID)
9. BVN
10. Passport photograph
Read: How to check Keystone Bank Account Balance-Various Methods
3. Device Financing Facility
The keystone bank loan Device Financing Facility package offers employee of reputable organization and government workers the opportunity of owing brand new phones and other devices from 9mobile. To get started, please visit 9mobile designated outlets or click here to get your proforma Invoice.
Customers can Access up to N500,000 (subject to employee’s monthly income)and Pay back within a period of 12 months with Minimum equity contribution of 20%. The loan facility has Competitive interest rate which come with Credit life insurance
Requirements
To enable you own brand new phones and other devices with keystone bank Device Financing Facility from 9mobile you should meet the following requirement
1. Duly filled and completed application form
2. Domiciliation of Salary and Allowances
3. Evidence of last pay slips
4. Duly filled Employer’s Letter of Undertaking
5. Duly signed Letter of Set-Off/Lien
6. Positive Credit Checks
7. No history of returned cheques
8. Valid means of identification (Inclusive of Employee’s ID)
9. BVN
10. Passport photograph
4. Asset Financing Facility
The keystone bank Asset Financing Facility offers Salary Earners an opportunity to acquire brand new household electrical and electronic assets from the bank’s pre-qualified vendors and spread out repayments within a period of 18 months.
employee of reputable organization and government workers can Access up to N5million (subject to employee’s monthly income)and Pay back within a period of 18 months, but there is Minimum equity contribution of 20%
Credit life insurance required for this kind of loan , it also have Competitive interest rate when compare to ther financial institution.
Requirements
To apply for keystone bank Asset Financing Facility, you must meet this following requirements.
1. Duly filled and completed application form
2. Domiciliation of Salary and Allowances
3. Evidence of last pay slips
4 .Duly filled Employer’s Letter of Undertaking
5. Duly signed Letter of Set-Off/Lien
6. Positive Credit Checks
7. No history of returned cheques
8. Valid means of identification (Inclusive of Employee’s ID)
9.BVN {Bank verification Number}
10. Passport photograph
How to apply for Keystone bank loan
To apply for any loan of your choice from keystone bank, kindly visit the bank online portal to submit loan application.
