All First bank ussd code for financial transaction

Last Updated on July 1, 2024 by admin

Do you know how to carry out financial transactions via First bank online banking, mobile app and USSD (Unstructured Supplementary Service Data)? If yes, you can discontinue reading this post , but if NO you can continue so you can understand the process and procedure to transfer,Register, buy recharge card{Airtime},Check account Balance and view mini account statement as well read history of account from your mobile phone and computer.

The above service can be done from your comfort zone and from any location provided you are with your phone number that is linked to your account, for online and mobile banking you need the internet before you can transact with it.

First Bank PLC introduced this initiative, because they want to reduce the burden of queuing up either at the banking hall or at the ATM. SO customers can easily carry out the transaction from their comfort zone right from their finger tip.

Read: How to enroll for First Bank Online banking and mobile App: Step-by-step guide

In terms of availability of flexible and structural facilities, first bank digital banking is second to None based on their wealth of experience since 1894 of banking operation.

What transaction can be carry out  via First bank USSD Code

FirstBank’s USSD code (*894#) allows you to carry out a wide range of banking transactions conveniently from your mobile phone without needing an internet connection.

Here are some of the transactions you can perform using the FirstBank USSD code:

Account Management:

  • Check account balance
  • View mini-statement (last 5 transactions)
  • BVN (Bank Verification Number) enquiry

Funds Transfer:

  • Transfer money to other FirstBank accounts
  • Transfer money to accounts in other banks within Nigeria
  • Self-transfer between your own FirstBank accounts

Airtime Purchase:

  • Buy airtime for yourself
  • Buy airtime for others (family and friends)

Bill Payments:

  • Pay utility bills (electricity, water, etc.)
  • Pay cable TV subscriptions (DSTV, GOTV, StarTimes)
  • Make other bill payments (school fees, insurance premiums, etc.)

Other Services:

  • Open a new FirstBank account
  • Reset your FirstMobile PIN
  • Update your BVN information
  • Generate a unique USSD code for receiving payments (Merchant Services)
  • Block your FirstBank debit card

 

How to Register for First bank ussd code

To register for FirstBank USSD code for transactions, follow these steps:

  1. Dial 8940#Using the phone number linked to your First Bank account
  2. Choose the option to register for FirstMobile (*894# Banking).
  3. A list of your masked debit card numbers linked to your account will be displayed. Select the debit card you want to link to the service.
  4.  Enter the 4-digit PIN of the selected debit card.
  5. You’ll be prompted to create a new 5-digit PIN for FirstMobile transactions. Choose a secure PIN that you can easily remember.
  6. Re-enter the new 5-digit PIN to confirm.

 

 

 

Who can use first bank ussd service?

FirstBank’s USSD service (*894#) is available to all First Bank customers who have an active account (savings or current) with a linked debit card. Additionally, the phone number you use for the service must be registered with your bank account and profiled for SMS alerts.

To summarize, the following individuals can use the First Bank USSD service:

  •  You must have an active savings or current account with First Bank.
  •  Your account must have a valid First Bank debit card associated with it.
  •  The phone number you use for the USSD service must be the same one registered with your First Bank account and enabled for SMS alerts.

You can read: First Bank Ussd code:How to register,Check Mini statement of account and transfer money

How to Transfer from first bank using usssd

To transfer money from your FirstBank account to another account within Nigeria using USSD, follow these steps:

Transfer to FirstBank Account:

  1. Dial *894*Amount*Account Number#
    • Replace ‘Amount’ with the amount you want to transfer.
    • Replace ‘Account Number’ with the 10-digit FirstBank account number of the recipient.
  2. Confirm Details:
    • Verify the recipient’s name and the transfer amount displayed on your screen.
  3. Enter 5-Digit PIN:
    • Enter your 5-digit FirstMobile PIN.

Transfer to Other Banks:

  1. Dial *894*Amount*Account Number*Bank Code#
    • Replace ‘Amount’ with the amount you want to transfer.
    • Replace ‘Account Number’ with the recipient’s account number.
    • Replace ‘Bank Code’ with the recipient’s bank’s unique code. You can find a list of bank codes online or by dialing *894#.
  2. Select Bank:
    • Choose the recipient’s bank from the list displayed on your screen.
  3. Confirm Details:
    • Verify the recipient’s name and the transfer amount.
  4. Enter 5-Digit PIN:
    • Enter your FirstMobile PIN.

 

 

 

How to check first bank Mini-Statement

To check your FirstBank mini-statement using USSD code, follow these steps:

  1. Dial *894*Account Number#:

    • Using your mobile phone (linked to your FirstBank account), dial the USSD code *894*Account Number#.
    • Replace “Account Number” with your 10-digit FirstBank account number.
  2. Receive Mini-Statement:

    • You will receive an SMS containing your mini-statement. This usually includes the last 5 transactions on your account.

 

How to Buy Airtime from first bank {Recharge card}

To buy airtime (recharge card) from First Bank using USSD, follow these simple steps:

1. Dial the USSD Code:

  • For Self-Recharge: Dial *894*Amount#

    • Replace ‘Amount’ with the amount of airtime you want to purchase (e.g., 894500# for ₦500 airtime).
  • For Others (Family and Friends): Dial *894*Amount*Phone Number#

    • Replace ‘Amount’ with the desired airtime amount and ‘Phone Number’ with the recipient’s mobile number (e.g., 8941000*08012345678#).

2. Enter Your 5-Digit PIN:

  • You will be prompted to enter your 5-digit FirstMobile PIN.

3. Confirm Transaction:

  • Verify the details of the airtime purchase on your screen.
  • Confirm the transaction to proceed.

The airtime will be credited instantly to your phone number or the recipient’s number (if you’re buying for someone else). You will also receive a confirmation message via SMS.

How to Check first bank account  Balance

T o check your First Bank account balance using USSD, follow these steps:

  1. Dial 89400#: Using the phone number linked to your First Bank account, dial the USSD code *894*00#.
  2. Receive Balance: You will receive an SMS almost instantly displaying your available account balance.

You might also like:First Bank Cardless Withdrawal – How To Withdraw Money From ATM Without debit Card

How to open First bank Account

To open a FirstBank account using USSD, follow these steps:

  1. *Dial 894#: Using your mobile phone
  2.  Choose the option to open a new account.
  3. Select the type of account you want to open (e.g., Savings or Current).
  4.  Enter your personal details, including your name, date of birth, and BVN (Bank Verification Number).
  5. Set up a 4-digit PIN for your account.
  6.  Review your information and confirm to proceed.

Upon successful completion of these steps, you will receive an SMS confirming your new account number and other relevant details.

 

How to Block First bank account/ATM card

To block your FirstBank ATM card using USSD, follow these steps:

  1. Dial *894*911#: Using your phone (it doesn’t have to be the one linked to your account)
  2. You’ll be presented with options; select the one to block your card.
  3. Confirm your request to block the card.

Your FirstBank ATM card will be immediately blocked, preventing any further unauthorized transactions.

, ,

About admin

Meet Ogbeide Frank, also known as Perere, a blogger passionate about finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria. For advertisement, content marketing, and sponsored posts, you can reach him at kokobest04@gmail.com.
View all posts by admin →