Last Updated on March 22, 2025 by admin
Access Bank’s USSD (Unstructured Supplementary Service Data) code offers customers a convenient and efficient way to access banking services on their mobile phone without the need for internet access.
The primary USSD code for Access Bank is *901#, which provides access to a range of services including money transfers, airtime purchases, bill payments, and account balance checks. This service is available to all Access Bank customers who have linked their mobile numbers to their bank accounts
As long as you have an active account with Access Bank, you’re pretty much good to go. Just make sure your phone is working and you remember your secret code.
Despite a major system upgrade in February 2025, Access Bank’s USSD services remain unchanged, with the primary code still being *901#. The bank encourages customers to utilize this platform for quick and easy banking, especially after resolving any temporary service disruptions caused by the upgrade.
Customers are advised to stay informed through official communications for any future updates or enhancements to the USSD services.
What can you do with access bank ussd code?
Access Bank USSD codes allow you to perform a wide range of banking operations conveniently. Here are some of the main uses:
- Fund Transfers:
- Transfer money to Access Bank accounts or accounts in other banks.
- Airtime and Data Purchase:
- Recharge airtime for yourself or others and buy internet data directly from your bank account.
- Bill Payments:
- Pay utility bills like electricity, water, or TV subscriptions (e.g., DSTV, GOTV).
- Balance Inquiry:
- Check your account balance instantly.
- Account Management:
- Open a new account, reset your PIN, or update your account details.
- Loan Requests:
- Access quick loans directly using the code.
- Card Services:
- Block your ATM card in case of loss or theft.
- Mini Statement:
- View recent transactions on your account.
The best part? These services are accessible without internet, making it ideal for both smartphone and feature phone users
How to register for Access bank ussd code
To use the USSD service, customers must first register by dialing *901*0# and following the prompts to create a secure 4-digit PIN. This PIN is essential for authenticating transactions and ensuring the security of the user’s account.
The USSD service is compatible with any mobile network and phone type, making it accessible to a wide range of users, including those without smartphones or data connections.
To register for Access Bank’s USSD code (*901#), follow these steps:
- Dial *901#
- Select any service, for instance, transfer.
- Enter Account number.
- Enter Date of Birth in the format shown (DDMMYYYY)
- Create PIN, then submit
- OR.
- Dial *901*0#
- Enter Date of Birth in the format shown (DDMMYYYY)
- Create PIN, then submit.
Service | USSD Code |
---|---|
Airtime Top-up | *901*Amount# |
Airtime for Others | *901*Amount*Phone Number# |
Transfer to Access Bank | *901*1*Amount*Account Number# |
Transfer to Other Banks | *901*2*Amount*Account Number# |
Check Account Balance | *901*00# |
Deactivate USSD Profile | *901*911# |
How to buy airtime from Access bank ussd code
Dial *901*Amount# (e.g: *901*1000#) on your phone, wait for the success message and start making calls.
To buy airtime for friends or family members, simply dial *901*Amount*Phone Number#.
How to Transfer Money With Access bank ussd code *901#
To transfer money using Access Bank’s USSD code (*901#), here are the steps:
1.Simply dial *901*AMOUNT*NUBAN Account Number# (e.g: *901*1000*1234512345#) from your phone number.
2.Then Authenticate using a four (4) digit security code.
- Dial *901*AMOUNT*NUBAN Account Number# (e.g *901*1000*1234512345#) from your phone.
- Authenticate using a four (4) digit security code.
How to Open An Access bank Account/ChangePIN/Registration
Here’s how you can handle each of these tasks with Access Bank:
*1. Open an Access Bank Account (via 901#)
- Dial
*901#
on your phone. - Select “Open Account” from the menu.
- Follow the prompts to provide your details, such as name and date of birth.
- You’ll receive an account number after completing the process. It’s that simple!
2. Change Your PIN
- Dial
*901#
on your registered mobile number. - Select “Security” or the relevant option for PIN management.
- Choose “Reset/Change PIN.”
- Enter your old PIN (if you remember it).
- Set a new 4-digit PIN and confirm it.
- Your PIN will be updated immediately.
If you’ve forgotten your PIN, you may need to contact Access Bank customer care or visit the nearest branch for assistance.
*3. Registration for 901# (USSD Banking)
- Dial
*901#
on the mobile number linked to your account. - Select the “Transfer” option.
- Enter the last six digits of your Access Bank debit card (or your date of birth if you don’t have one).
- Provide your account number when prompted.
- Create a 4-digit PIN for transactions.
- Your USSD registration will be complete.
How to Check Access bank Account Balance
To check your Access Bank account balance using USSD, follow these steps:
- *Dial 901# on your mobile phone using the number linked to your Access Bank account.
- From the menu, select the option for “Balance Inquiry” or type the corresponding number for balance check.
- Enter your 4-digit transaction PIN to authorize the request.
Your account balance will then be displayed on your screen. It’s quick, easy, and doesn’t require internet access!
How to Deactivate and block your Access bank account
To deactivate or block your Access Bank account, you can use the following method:
- Dial
*901*911#
on your registered mobile number. - Follow the prompts to select the account you want to block.
- Enter your 4-digit PIN to confirm the action.
This will temporarily block your account, preventing unauthorized transactions.
Access bank cardless withdrawal
Access Bank offers a convenient cardless withdrawal feature that allows you to withdraw cash without using your ATM card. Here’s how you can do it:
- Dial
*903#
on the phone number linked to your Access Bank account. - Select “Withdraw Money” from the menu.
- Choose “ATM Withdrawal”.
- Enter the amount you want to withdraw and validate the transaction with your PIN.
- You’ll receive a unique withdrawal code via SMS.
- Visit any Access Bank ATM, select “Cardless Withdrawal”, and enter the code to withdraw your cash.
Access bank mini statement of account
To get a mini statement of your Access Bank account using USSD, follow these steps:
- *Dial *901# on the phone number linked to your Access Bank account.
- From the menu, select the option for “Mini Statement” or a similar option.
- Enter your 4-digit PIN to authorize the request.
You will receive a summary of your recent transactions via SMS or email addresss