Lists of access-bank usd code for transaction in Nigeria

Last Updated on September 10, 2025 by admin

Access Bank’s USSD (Unstructured Supplementary Service Data) code offers customers a convenient and efficient way to access banking services on their mobile phone without the need for internet access.

The primary USSD code for Access Bank is *901#, which provides access to a range of services including money transfers, airtime purchases, bill payments, and account balance checks. This service is available to all Access Bank customers who have linked their mobile numbers to their bank accounts

As long as you have an active account with Access Bank, you’re pretty much good to go. Just make sure your phone is working and you remember your secret code.

Despite a major system upgrade in February 2025, Access Bank’s USSD services remain unchanged, with the primary code still being *901#. The bank encourages customers to utilize this platform for quick and easy banking, especially after resolving any temporary service disruptions caused by the upgrade.

Customers are advised to stay informed through official communications for any future updates or enhancements to the USSD services.

What can you do with access bank ussd code?

Access Bank USSD codes allow you to perform a wide range of banking operations conveniently. Here are some of the main uses:

1. Fund Transfers:
   • Transfer money to Access Bank accounts or accounts in other banks.
2. Airtime and Data Purchase:
   • Recharge airtime for yourself or others and buy internet data directly from your bank account.
3. Bill Payments:
   • Pay utility bills like electricity, water, or TV subscriptions (e.g., DSTV, GOTV).
4. Balance Inquiry:
   • Check your account balance instantly.
5. Account Management:
   • Open a new account, reset your PIN, or update your account details.
6. Loan Requests:
   • Access quick loans directly using the code.
7. Card Services:
   • Block your ATM card in case of loss or theft.
8. Mini Statement:
   • View recent transactions on your account.

The best part? These services are accessible without internet, making it ideal for both smartphone and feature phone users

Here’s a complete list of Access Bank USSD codes for transactions in Nigeria, specifically using the official USSD short code: *901#.

Access Bank USSD Codes (*901#) — Quick Reference

How to register for Access bank ussd code

To register for Access Bank USSD code (*901#), follow these steps using your mobile phone:

Requirements:

• A phone with your Access Bank-linked phone number.

• An Access Bank account (or open one during registration).

• Your Debit card (ATM) (optional, but helps with full access).

1. Dial *901# on your mobile phone

Make sure you’re using the phone number linked to your Access Bank account.

2. Choose “Create or Reset PIN” or “Register”

• If you’re registering for the first time, select:

  “0” – Create/Reset PIN

3. Enter Your 10-digit Access Bank Account Number

4. Provide Debit Card Details

• You may be asked for the last 6 digits of your Access Bank debit card.

• If you don’t have a debit card, you may be redirected to register with alternative options (like BVN).

5. Create a 4-digit USSD PIN

• This will be used for all transactions, like transfers, airtime purchases, etc.

• Choose a PIN that is secure and easy to remember (but not obvious like 1234 or your birth year).

How to buy airtime from Access bank ussd code

You can easily buy airtime from your Access Bank account using the USSD code *901#. Here’s how:

For Your Own Line (SIM linked to your bank account):

Dial: *901*Amount#

Example:
To recharge ₦1,000 on your own number:

How to Check Access bank Account Balance

You can check your Access Bank account balance easily using USSD on your mobile phone — no data or internet required.

Dial: *901*5#

You’ll be prompted to enter your 4-digit USSD PIN. Once entered correctly, your account balance will be displayed on your screen.

How to Transfer Money With Access bank ussd code *901#

You can transfer money from your Access Bank account using the USSD code *901#, directly from your phone — no internet needed.

1. Transfer to Another Access Bank Account

Dial:*901*Amount*AccountNumber#

Example:
To send ₦2,000 to 1234567890 (Access Bank):

dial *901*2000*1234567890#

Follow the on-screen prompt to select Access Bank, then enter your 4-digit PIN to confirm.

2. Transfer to Other Banks in Nigeria

Dial:*901*Amount*AccountNumber#

Example:
To send ₦5,000 to 0987654321 (GTBank):

Dial *901*5000*0987654321#

Then select the recipient’s bank name from the list and confirm with your PIN.