How to check First Bank Account Balance

Last Updated on July 1, 2024 by admin

If you are a customer of First Bank, one of the leading banks in Nigeria, and you are looking to check your account Balance, you may be wondering what the easiest and most convenient way to do so is. Fortunately, First Bank offers a simple solution through the use of USSD codes and SMS.

These methods allow you to quickly and easily retrieve your First Bank account balance without having to visit a bank branch or make a phone call. This is especially useful if you are in a hurry or do not have access to internet banking.

The service is set to deliver the power to bank anywhere and at anytime. It is quick, convenient and easy to use and beneficiary accounts are credited instantly with alert notifications. The *894# USSD service makes banking services available across all GSM networks, on any type of handset or device; iphone, android, blackberry and even simple feature phone famously referred to in Nigerian lingo as ‘kpalasa’.

Checking your bank account balance has never been easier. With just a few taps on your smartphone or a visit to your bank’s website, you can swiftly and securely access vital financial information. In this article, we will guide you through the simple steps to check your First Bank account balance.

Read: How to transfer money from First bank and check account balance

Why do we check account balance

People check their account balance for several reasons:

1. To Track Spending: By checking your balance, you can keep track of your spending habits and ensure you’re staying within your budget. This helps you avoid overspending and maintain financial stability.

2. To Avoid Overdraft Fees: Knowing your balance helps you avoid accidental overdrafts, which can lead to hefty fees from the bank.

3. To Verify Deposits and Withdrawals: You can confirm that your deposits have been credited to your account and that withdrawals or payments have been deducted correctly.

4. To Detect Fraudulent Activity: Regular checks can help you quickly identify any unauthorized transactions or fraudulent activity, allowing you to report it to the bank promptly.

5. To Plan for Upcoming Expenses: Knowing your available balance helps you plan for upcoming bills, payments, or purchases.

6. Peace of Mind: Checking your balance can give you peace of mind knowing where you stand financially and that your money is secure.

How often you check your balance depends on your personal preference and financial habits. Some people check daily, while others prefer to check weekly or monthly. With online banking and mobile apps, it’s now easier than ever to keep track of your account balance on the go.

Read: How to check First Bank statement of account

How to register for First bank ussd code

FirstBank offers two ways to register for their USSD code (*894#):

1. If you have an existing FirstBank account with a debit card:

• Dial *894*0# from your mobile phone linked to your FirstBank account.
• Select ‘Register for 894 Banking’ from the options displayed on your screen.
• Choose your preferred debit card from the list of masked debit cards associated with your account.
• Enter your 4-digit debit card PIN.
• Create a new 5-digit PIN for your USSD transactions. This PIN will be different from your debit card PIN.

2. If you don’t have a debit card:

• *Dial *894# on your mobile phone.
• Select the option to open an account. You will be required to provide your Bank Verification Number (BVN) and other details.
• After opening an account, you can register for the USSD service by dialing 8940# and following the prompts.

Also read: How to Block First bank Account and ATM, Transfer money, buy airtime and check account balance

How to Check Your First Bank Account Balance

First Bank offers several ways to check your account balance:

How to Check Your First Bank Account Balance with USSD Code:

• Dial *894*00# from the phone number registered with your First Bank account.
• Follow the on-screen prompts to enter your 5-digit PIN.
• Your account balance will be displayed on your screen.

How to Check Your First Bank Account Balance with  FirstMobile App:

To check your First Bank account balance with the FirstMobile app, follow these steps:

1. If you haven’t already, download the FirstMobile app from the Google Play Store (for Android) or the App Store (for iOS).

2.  Open the app and log in using your username and password. If you’re a new user, you’ll need to register first.

3. View Balance:

   • Home Screen: Your account balance should be prominently displayed on the app’s home screen or dashboard.

Read: How to buy Airtime and check account Balance from First Bank

How to Check Your First Bank Account Balance with FirstOnline

To check your First Bank account balance with FirstOnline, you can follow these steps:

1. Access FirstOnline:

   • Go to the First Bank website:
   • Click on the “Login” button and select “FirstOnline.”
   • Enter your User ID and Password, and then click “Login.”

2. View Account Summary:

   • Once you are logged in, your account summary or dashboard will typically be displayed. This often includes your account balance(s)

How to Check Your First Bank Account Balance with ATMs

To check your First Bank account balance at an ATM, follow these steps:

1.  Find a First Bank ATM near you. You can use the ATM locator on their website or mobile app to find the nearest one.

2. Insert your First Bank debit card into the card slot on the ATM.

3. Enter your four-digit PIN when prompted.

4. From the main menu, choose the option for “Balance Inquiry” or “Check Balance”.

5. Your account balance will be displayed on the screen. You may also have the option to print a mini statement if you need a record of your recent transactions.

6. Remember to take your card back from the ATM after completing your transaction.

How to Check Your First Bank Account Balance with FirstContact (Customer Care):

While First Bank offers multiple convenient ways to check your account balance (USSD, mobile app, online banking, ATM), contacting FirstContact (customer care) directly is not the most efficient method.

However, if you still wish to check your balance through FirstContact, here’s what you need to do:

1. Call FirstContact by Dial any of the following numbers:
   • +234 700 FIRSTCONTACT (0700 34778 2668228)
   • +234 1 448 5500
   • +234 708 062 5000
2.  Be prepared to verify your identity. This might involve providing your account number, card details, or answering security questions.
3. Once verified, request the customer service representative to provide your account balance.
4. The representative will inform you of your account balance.

FAQS

Q: Is there a fee for checking my account balance?

A: Checking your balance through the USSD code, FirstMobile app, or FirstOnline and ATM inquiries is usually free.

Q: Can I check my balance if I don’t have a smartphone or internet access?

A: Yes, you can use the USSD code (*894*00#) or visit a FirstBank ATM.

Q: How often can I check my balance?

A: You can check your balance as many times as you like through any of the available channels.

Q: What if I get an error message when trying to check my balance?

A: If you encounter an error, double-check the code or ensure you have sufficient network coverage. If the issue persists, contact FirstContact  +234 1 905 2326. Tel: +234 708 062 5000 for assistance.

Q: Can I check the balance of multiple accounts?

A: Yes, you can switch between your accounts within the FirstMobile app or FirstOnline to view individual balances. For USSD, you might need to register each account separately.

Q: Are there any security risks associated with checking my balance?

A: FirstBank uses secure channels for balance inquiries, but it’s essential to keep your PIN confidential and avoid using public Wi-Fi for online banking.

Conclusion

Checking your First Bank account number  is a quick and easy process that ensures you have immediate access to your account details. By following the simple steps outlined above, you can retrieve your account balance whenever you need it, eliminating the need for tedious visits to the bank or searching through numerous documents. With this information at your fingertips, you can efficiently manage your finances and embark on hassle-free banking experiences.