Last Updated on July 1, 2024 by admin
The content will provide a comprehensive guide on how to open a current account with GTBank. It would cover the necessary requirements, documents, and procedures involved in the account opening process, as well as tips on how to make the process smoother and faster.
Gtbank Current Account offers a superior banking experience to every class of individuals.The account allows account holders to issue cheques and perform high volume transactions.Unlike savings accounts that cater to individuals who want to save money, current accounts are mainly used to service the needs of the businesses.
This post will address how to open a Gtbank current account,types and requirements.So go get a glass of wine while I walk you through the process and steps.
Types of Gtbank Current Account
1.Individual Current Account
2.e-Account
3.Domiciliary Account
4. GTMax Account
5.Bank For Free
Also read: How to open Gtbank savings Account and Types
1. Individual Current Account
The Gtbank Individual Current Account gives you the convenient and value-adding banking experience. You can have Free access to a Chequebook, based on request at any of their branches nationwide.You also get Personalized Naira MasterCard with flexible spending limits.
With gtbank Individual Current Account you can access e-channels such as mobile application and online banking for fund transfer, bills payment and many more from your comfort zone.
Requirements to Open Gtbank Individual Current Account
To open Gtbank Individual Current Account you must the following documents:
1. Means of identification (Driver’s License, International passport, National I.D Card, and any other acceptable identification document deemed fit by the bank)
2.One passport photograph.
3.Two (2) duly completed and suitable reference forms
4. Utility bill issued within the last 3 months
How to Open Gtbank Individual Current Account
To open GTbank Individual Current Account Copy the following URL to your browser https://www.gtbank.com/help-centre/download-forms to download the Individual Current Account Form; complete it, print and submit at any GTBank branch (Find the branch closest to you).
2. Gtbank GTMax Account
The Gtbank GTMax Account Offers customers high interest payments on their daily account balances and minimum charges on their transactions. Best suited for you, if you have more inflow transactions than outflows.
This type of current account Can be used as a salary account.It has CAM Fee free and with high interest yield, you can also have access to Online Banking and all alternative banking channels and also get Personalized Naira MasterCard with flexible spending limits.
In any month you make more than 5 withdrawals, the Current Account Maintenance Fee of N1/mille will apply on all the qualifying transactions for the month.And If you withdraw below the minimum account balance in any month, you will forfeit the interest benefit on the account for the month and the Current Account Maintenance Fee of N1/mille will apply on all the qualifying transactions for the month.
Documents Required to open GTMax Account Online
For Individuals
1. One Passport photograph of authorized signatories.
2. Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, and any other acceptable identification document deemed fit by the Bank).
3.Two (2) duly completed and suitable reference forms.
4. Copy of utility bill issued within the last three months
For Small Business and Limited Liabilities Companies
1. One Passport photograph of authorized signatories.
2. Copies of acceptable means of identification (Driver’s License, International passport National I.D card, and any other acceptable identification document deemed fit by the Bank).
3. Duly completed signature account opening form.
4.Two (2) duly completed and suitable reference forms.
5. Copy of utility bill issued in the last three months
6. Small businesses are to submit Certificate of Registration of Business Name and form 2.
7. Limited liability companies are to submit certificates of incorporation, form CO7, and memorandum & articles of association (MEMAT).
8. Constitution, partnership deed, trust deed etc to be submitted for other types of accounts
How to Open a GTMax Account Online:
To open GTMax account Simply download and fill via https://www.gtbank.com/help-centre/download-forms and submit to the nearest branch.
Also read: How To transfer money, Open account and activate your account via Gtbank
3. Gtbank e-Account
This type of gtbank current account can be opened at different e-channels using the GTBank e-Account.The account is flexible for salary earners and is free of Current Account Maintenance (CAM) Fee.
The e-Account holders can only perform transactions via e-channels (ATMs, Internet Banking, Mobile Banking, *737# and POS). They can also have Access to personal loans. The account comes with a 1.15% interest rate per annum to be paid on your Account Balance.
Documents Required to open Gtbank e-Account
To Open Gtbank e-Account you will need the following documents as given below.
1. Copies of valid means of identification (Driver’s License, International passport, National I.D Card, and any other acceptable identification document deemed fit by the bank)
2.One passport photograph
3. Letter of Introduction from your organization.
4. Gtbank Seniors Account
The Gtbank Seniors Account is also known as Bank For Free because it offers free banking services to individuals aged 65 years and above. Designed to reward our senior citizens, this account package also guarantees priority treatment for account holders across all of our branches.
The Gtbank Seniors Account doesn’t have a minimum account opening balance and it has zero charges for debit transactions. you also get Free Debit Card, Cheque book and SMS (GeNs) transaction notifications.
Documents Required to open Gtbank Seniors Account
To open Gtbank Seniors Account you need to provide the following documents:
1. Duly completed application form
2.One passport photograph of the account holder.
3.Copy of a utility bill issued within the last three months. (Originals should be brought to any of our branches for sighting).
4.Identification document for each signatory e.g International Passport, National ID Card, National Driver’s License etc. (Originals should be brought to any of our branches for sighting).
5.One reference form duly completed by an individual or corporate body maintaining a current account with a bank in Nigeria. withdrawals at local and international ATMs.
You can also read:GTBank transfer code *737#: How to create or reset 4 digit PIN and Transfer money from your Phone
5. Gtbank Domiciliary Account
The gtbank Domiciliary Account allows account holders Make foreign currency transactions conveniently from the comfort of your home,this account is Available in US Dollar, Pounds or Euro, you can fund your account via cash inflows and deposits. You can also make withdrawals from any GTBank branch.
Documents Required to open Gtbank Domiciliary Account
To open Gtbank Domiciliary Account, you need to provide the following documents:
1. Filled and signed Domiciliary Account opening form.
2.A copy of identification document (Driver’s License, International passport, National I.D Card, or any other acceptable by the bank).
3.One passport photograph.
4.Two (2) completed reference forms.
5.Utility bill issued within the last 3 months.
