How to transfer money from Access bank -Easy Steps

Last Updated on September 10, 2025 by admin

One of leading financial institution in Nigeria Access Bank, offers a range of banking services, including convenient options for transferring money to different banks.

When it comes to transferring money, customers have a variety of options to choose from, each designed to provide convenience and ease of use.

Whether you prefer online transactions, ussd code or mobile banking services, Access Bank offers solutions to meet your transfer needs.

Access Bank through their mobile banking app, ussd code and online banking, customers can easily transfer money to other bank accounts by adding the recipient’s account details and authorizing the transaction.

You can transfer money with #901*. The process is quick, convenient, and secure, making it an ideal option for those looking to transfer money efficiently.

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Benefits of Access Bank ussd Code

Using Access Bank’s USSD code (*901#) unlocks a world of convenience, especially if you’re in Nigeria and need quick, secure banking without internet access. Here’s why it’s a game changer:

1.You can perform transactions from any mobile phone, even without a smartphone or data connection

2. Check your balance (9015#), transfer funds, buy airtime, or pay bills in seconds—anytime, anywhere

3.All operations are protected by a personal PIN, adding a layer of security to your banking

4. Most basic services like checking your balance or recharging airtime are free or come with minimal charges

5. Whether you’re in Lagos or a remote village, USSD banking works across all mobile networks

6. From requesting loans to paying utility bills, the USSD platform supports a broad set of banking functions

7. No need to wait for banking hours—USSD banking is always open

**How to register for Access bank *901# service**

Registering for Access Bank’s *901# USSD service is super easy and can be done right from your mobile phone—no internet required. Here’s how to get started:

Start by dialing *901# from the mobile number linked to your Access Bank account.
Choose any service option (e.g., “Transfer”) to initiate the registration process.
Type in your Access Bank account number when prompted.
Provide Your Date of Birth Format it as DDMMYYYY (e.g., 15081990 for August 15, 1990).
Create a 4-Digit PIN This PIN will be used to authorize all future transactions. Make sure it’s something secure but memorable.
Once you’ve entered all details, confirm and your USSD banking will be activated instantly

Also read: How to apply for Access Bank Salary advance/Payday Loan

How to transfer money from access bank

USSD Code for Transfers:

You can easily transfer money from your Access Bank account using the USSD code *901# — no internet or smartphone needed.

1. To Another Access Bank Account

Dial: *901*Amount*AccountNumber#

Example:
To send ₦2,000 to 1234567890 (Access Bank):

Dial *901*2000*1234567890#

Select Access Bank and enter your 4-digit USSD PIN to confirm.

2. To Other Banks in Nigeria

Dial: *901*Amount*AccountNumber#

Example:
To send ₦5,000 to 0987654321 (e.g., GTBank):

Dial *901*5000*0987654321#

Select the recipient’s bank from the list, and enter your PIN to confirm.

Read: Access Bank Ussd Transfer :How to transfer money, Buy Airtime,Create PIN and check account balance

How to transfer money with Accessmore app

To transfer money using the AccessMore mobile app, you need to have the app installed, be logged in, and have an active Access Bank account. The app allows you to transfer money to Access Bank accounts, other banks, and even internationally if needed.

1. Open the AccessMore App

Download it from the Google Play Store or Apple App Store if you haven’t already.
Log in with your User ID and Password, or use biometric login (fingerprint/face ID), if enabled.

2. Tap on “Transfers” or “Send Money”

You’ll find this on the home screen or in the bottom menu.

3. Choose the Type of Transfer

To Access Bank account
To Other Banks (via NIBSS or Instant Transfer)
International Transfer (if activated)
To Self or Saved Beneficiaries

4. Enter Transfer Details

Select Account to Debit (if you have more than one)
Enter:
- Amount
- Recipient Account Number
- Select Bank (for non-Access Bank)
You can add a description or narration (optional)

5. Confirm Details

Make sure everything is correct.

6. Enter Your Transaction PIN or Token To confirm the transaction

How to transfer with Access bank online banking

Transferring money with Access Bank’s online banking is smooth and secure—perfect for when you want full control from your computer or mobile browser. Here’s how to do it:

Step 1: Log into Online Banking

Enter your User ID and Password
Click Login
If you’re not registered yet, click “Sign Up” on the login page to create an online banking profile.

Step 2: Navigate to Transfers

On the dashboard, go to “Transfers” or “Payments”
Choose the appropriate option:
- Transfer to Access Bank
- Transfer to Other Banks (NIP)
- Transfer to Own Account
- International Transfers (if available)

Step 3: Enter Transfer Details

Select Account to Debit
Enter:
- Recipient Account Number
- Bank Name (if not Access Bank)
- Amount
- Narration or description (optional)

Step 4: Authenticate the Transfer

Enter your transaction PIN or token (hardware or soft token)
If you use SMS OTP, you’ll receive a code to enter

Once entered correctly, your transfer will be processed instantly.

Step 5: Confirmation

A confirmation message will appear on-screen
You’ll receive an email or SMS alert showing the transaction details

How to pay bills from access bank

Paying bills from your Access Bank account is super convenient—whether you’re using USSD, mobile app, or internet banking. Here’s a breakdown of the easiest ways to do it:

1. Using USSD

Perfect for when you don’t have internet access.