How to apply for Stanbic IBTC EZCash loan for SME

Last Updated on July 1, 2024 by admin

Are you current account holder searching for how to get quick loan with Stanbic IBTC bank. If yes  you are in the right page. as we walk you through on how to apply for loan and get approval in 5 seconds without submitting any document.

Stanbic IBTC offer different type of personal loan ranging from payday loan,CBN Healthcare Sector Loan, Vehicle and Asset Finance, Secured term loans, Smart loan, Unsecured Loans, Home loan and Salary advance.

Read: Stanbic Bank IBTC USSD Code: How To Activate it, block account and open account On Your Phone

We are going to concentrate on Stanbic IBTC EZCash a product made with you in mind because it gives you funds ranging from 20,000 Naira to 4,000,000 Naira at an interest rate of 2.5% monthly to pay back within 12months anytime, anywhere with no documentation required.

For Customers to receive the fast loans you must qualify for it before you can access the facility.You can borrow as many times as you require, provided the cumulative sum of total amounts borrowed does not exceed your maximum assigned limit

How you qualify for this loan?

1. Loan borrower must have an active account that is at least 12 months old with the bank.
2. Also you should not be less than 18years as at the loan application date and maximum of 59years.
3. You must not have any history of dud cheque.
4. You must have satisfactory credit reports.

You can also read: How to contact Stanbic Ibtc Bank Customer Care

Factors that affect Stanbic IBTC EZCash loan limit?

Your loan limit will depend on your average monthly income and the monthly loan repayments on existing loans (if any).

What is the interest rate and charges/fees?

1. The interest rate for for Stanbic IBTC EZCash is 2.5% per month which is taken at the end of the month.
2. Management fee of 1% on amount borrowed
3. Value Added Tax (VAT) of 0.05% on amount borrowed
4. Insurance fee of 0.35% on amount borrowed


How to apply for Stanbic IBTC EZCash loan

To apply for Ezcah loan simply visit the website:
2. Eenter your account number and mobile number to proceed.
3. The process is very easy and fast

Read: Stanbic IBTC SMS Banking: How to set up your mandate,transfer money, block account and check statement of account

Stanbic IBTC EZ Cash for SME

EZ cash for SMEs is an instant loan that business owners who meet certain eligibility criteria can enjoy from the Bank. This allows customers to choose a repayment option between one to twelve months.

Borrower can get Up to 5 Million instant loan with interest rate of 2.5% per month


How to apply Stanbic IBTC EZ Cash for SME

1. You can request for EZ Cash for SME instantly by dialing *909*44# and select “Request EZ Cash

2. EZ Cash for SME is also available on all Stanbic IBTC online and mobile banking platforms (Internet Banking, Enterprise Online, Mobile App)

3. Input all requested details (Amount, repayment period)

4. Upon successful credit evaluation and checks a loan offer is presented with duration and applicable interest based on user’s current risk score

5. Read through and accept the Terms & Conditions which will contain consent to having your account debited for repayment at loan due date and provide your debit card details to be debited
6. Your account will be credited immediately.

Please note: You can top-up your EZ Cash if you still have enough available limit and the top-up value falls within the allowed monthly repayment range. Top up of EZ cash loan can be done via USSD, Mobile App and Internet Banking.

ALSO READ:Stanbic IBTC Bank ussd code:How to Buy airtime/recharge on your phone

Fore more details email to or call 0700 333 3333.


About admin

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies For Advertisement, Content marketing andsponsored post: contact :
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