Last Updated on July 1, 2024 by admin
Opening HSBC bank account has become so simple and easy, so long you are citizen or have a resident permit or visa and provide other requirements depend on the country you intend to open it.
You’ll also need to provide a proof of identity and proof of address to enable you open either HSBC Bank account such as savings or checking depends on your current banking needs that you want to address.
HSBC bank give you access to online banking and secure banking apps which help you manage your money on the go from your comfort zone provided you have access to internet.
There is one thing you need to know, HSBC bank offers a suite of financial services that suit your need which include banking, credit cards, loans and investments to help you manage your personal economy.
We shall be discussing on how to open HSBC bank account, create online access as well learn how to transfer money from your bank account.
Also read: Heritage bank Online and mobile banking: How to check account balance and transfer money
How to open U.S. accounts for International customers HSBC accounts
In United states, HSBC has International Banking that provides Solutions for different international clients if you’re a frequent traveler or if you move away from your home country for your career, family, or other quality of life reasons, Studying abroad in the U.S and many more reasons.
If you plan to open an account in the U.S. without living here, HSBC can help you if you meet certain non-resident criteria, such as: Transferring to, or working for, a significant time in the U.S. 2. You are purchasing a property in the U.S. or own a home in the U.S. and Commercial Relationship with HSBC, anywhere that HSBC has a presence
You can open the following account HSBC Premier and HSBC Advance if you meet the above requirement .
HSBC premier account
Eligibility requirements to apply for HSBC Premier account
To waive the $50 monthly maintenance fee, you’ll need to meet one of the below requirements:
1. $75,000 in combined balances in U.S. Dollar personal deposit accounts and investment* balances OR
2. Recurring direct deposits totaling at least $5,000 OR
3. U.S. residential mortgage loan with an original loan amount of at least $500,000 OR
4. If you are a Premier or Jade customer in your home country, you are eligible to be a Premier customer in the U.S.
HSBC Advance account:
How to apply for HSBC Advance account application
Within the U.S.:If you’re already in the U.S., go to a branch near you and apply for account opening
Outside the U.S. fill your Overseas account opening request via the following link: https://internationalservices.hsbc.com/call-back/
After verify your passport, receive your agreement and other required documentation, you may be able to open your new deposit account.
Apply for an HSBC Advance
Eligibility requirements for HSBC Advance account
To open U.S. deposit account you need without having to leave your home you must be eligible with the following requirements.
To waive the $25 monthly maintenance fee, you’ll need to meet one of the qualifying requirement:
1.No minimum balance with qualifying direct deposit OR
2 have .$5,000 in combined balances in U.S. Dollar personal deposit accounts and investment balances, OR
3. An HSBC U.S. residential mortgage loan
Read: Standard Chartered bank: How to check account balance and transaction history Online
Applying for HSBC Advance checking account
There are three easy steps, you can open a new account through a secure video call. follow the steps and process of opening HSBC Premier account as explain above to open your HSBC Advance checking account.
How to open HSBC checking account
To apply for checking account with HSBC bank you must be 18 years of age and have a Social Security Number and Current U.S. residential address and a U.S. residential address for the past two years.
You must also have a Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card and Your account number and routing number to electronically fund your new account
Regardless of your balance, your monthly maintenance fee is only $1 and your fee stays the same.
How to apply for HSBC checking account
Copy the following link to your browser to get start with yourHSBC checking account:
https://apply.us.hsbc.com/apps/servlet/SmartForm.html?formCode=daoselect&prodCode=BABA&marketingcode=ZZZZZZZZZZ&irgwc=1&cid=ZZZZZZZZZZ&pStack=ZZZZZZZZZ
2. Tick if the account is individual or joint application
3. Fill in your personal details such as SSN,Names, date of birth, Email address, phone number and other information and continue
How to Register for HSBC online banking
Access to Online Banking is provided through a username, password, and optional security device. Your username and password can be used to access both Personal Internet Banking and the HSBC Mobile Banking App.
HSBC online banking enable customers pay bills, deposit checks,Move money easily between your eligible HSBC and non-HSBC deposit accounts using a Bank to Bank transfer,View your account balances and transactions and more.This can be access from your computer, tablet or smartphone.
To register, you’ll need the following:
1.Your Social Security (or Tax ID) number
2.Your HSBC ATM, credit or debit card number
3.Associated PIN
4.Your email address
5.Or, you can register using:
6.Electronic Banking Number (EBN)
7.Associated 6-digit code
8.Your email address
There are two ways to register for Personal Internet Banking:
1. Click ‘Register’ from the Personal Internet Banking page
2. Download the HSBC Mobile Banking App from Google store or Appstore depend on your phone.
Once you’ve created your username and password, you can use these same credentials to log on to the HSBC Personal Internet Banking.
