List all Nigerian Banks SWIFT Code

Last Updated on July 25, 2024 by admin

In the global landscape of banking and finance, SWIFT Codes play a crucial role in facilitating secure and efficient international transactions. Nigerian banks, like their counterparts worldwide, utilize these unique codes to ensure the smooth transfer of funds across borders

Understanding the significance of SWIFT Codes and having access to the correct codes for Nigerian banks is essential for individuals and businesses engaging in cross-border transactions.

when you are expecting money from abroad either on google adsense, or transfer from family and friends nor payment from business partner you will need to open a domiciliary bank account. The SWIFT enabled branch / branches. Select an individual Bank link to view list of cities, where the particular bank

This article provides a comprehensive guide to Nigerian Banks SWIFT Codes, covering the benefits of these codes, a list of major Nigerian banks and their respective Codes, how to find and use it and common pitfall to avoid on swift code

What is Bank Swift code and sort code

UBA BANK SWIFT CODE

Bank name: United Bank for Africa Plc.
UBA SWIFT BIC / SWIFT code: UNAFNGLA
Headquarters: Lagos

Zenith BANK SWIFT CODE

Bank name: Zenith Bank Plc.
Zenith Bank SWIFT BIC / SWIFT code: ZEIBNGLA
Headquarters: Lagos

Union BANK SWIFT CODE

Bank name: Union Bank Plc.
Union Bank SWIFT BIC / SWIFT code: UBNINGLA
Headquarters: Lagos

GTBANK SWIFT CODE

Bank name: Guaranty Trust Bank Plc.
GTB SWIFT BIC / SWIFT code: GTBINGLA
Headquarters: Lagos

FCMB SWIFT CODE

Bank name: First City Monument Bank Plc.
FCMB SWIFT BIC / SWIFT code: FCMBNGLA
Headquarters: Lagos

ACCESS BANK SWIFT CODE

Bank name: Access Bank Nigeria.
Access Bank SWIFT BIC / SWIFT code: ABNGNGLA
Headquarters: Victoria Island, Lagos

ECOBANK SWIFT CODE

Bank name: Ecobank Nigeria Plc.
ECOBANK SWIFT BIC / SWIFT code: ECOCNGLA
Headquarters: Lagos

Fidelity BANK SWIFT CODE

Bank name: Fidelity Bank Plc.
Fidelity Bank SWIFT BIC / SWIFT code: FIDTNGLA
Headquarters: Lagos

First BANK SWIFT CODE

Bank name: First Bank Nigeria Plc.
FBN SWIFT BIC / SWIFT code: FBNINGLA
Headquarters: Lagos

Polaris Bank SWIFT CODE

Bank name:Polaris bank Nigeria limited

PolarisBANK SWIFT BIC / SWIFT code: PRDTNGLA

KEYSTONE BANK SWIFT CODE

KEYSTONE BANK:   PLNINGLA

WEMA BANK swift code :  WEMANGLA
UNITY BANK swift code:   ICITNGLA
STANBIC IBTC swift code :  SBICNGLX
STANDARD CHARTERED BANK swift code:   SCBLNGLA
Heritage Bank swift code :  HBCLNGLA
JAIZ BANK swift code:   JAIZNGLA
CENTRAL BANK OF NIGERIA swift code:   CBNINGLA
CITI BANK swift code :  CITINGLA

Common pitfall to avoid on swift code

When dealing with SWIFT codes, there are several common pitfalls to avoid to ensure successful international money transfers:

1. Incorrect Format:

   • SWIFT codes consist of 8 or 11 characters (letters and numbers) without spaces or special characters.
   • Double-check the code you have to ensure it matches the correct format.

2. Outdated Codes:

   • Banks occasionally change their SWIFT codes.
   • Always verify that you have the most up-to-date code before initiating a transfer. You can do this by checking the bank’s website or using a SWIFT code lookup tool online.

3. Incomplete Codes:

   • If the bank requires an 11-character code and you only provide the 8-character bank identifier, your transfer may be delayed or rejected.
   • Confirm whether the recipient’s bank needs a branch code (the last three characters) along with the bank identifier.

4. Confusing SWIFT Codes with IBANs:

   • SWIFT codes identify banks, while IBANs (International Bank Account Numbers) identify individual accounts.
   • Ensure you’re using the correct code for your transfer.

5. Incorrect Recipient Details:

   • Even with the correct SWIFT code, your transfer could fail if other recipient details like the account name and number are wrong.
   • Always double-check all the information before initiating a transfer.

6. Not Using Bank’s Official Channels:

   • Be cautious of websites or services offering SWIFT code lookups. Always verify codes through the bank’s official website or reliable sources.

7. Not Considering Additional Information:

   • Some banks might require additional information besides the SWIFT code, such as a clearing code or branch code.
   • Check with the recipient’s bank to confirm if any extra details are necessary.

8. Ignoring Bank Cut-Off Times:

   • Be aware of the cut-off times for international transfers at both your bank and the recipient’s bank. Missing the cut-off could delay your transfer.

By being mindful of these common pitfalls, you can avoid unnecessary delays and ensure your international money transfers go through smoothly.