Swift code for Australia bank: NAB, ANZ,AMP ,WESTPAC and CommBank’s SWIFT code

Last Updated on January 6, 2025 by admin

Are you looking for the SWIFT code for an Australian bank to make overseas payments but aren’t sure what it is? The SWIFT code is necessary to receive funds from abroad, along with your bank account number and account name

The SWIFT code for Australian banks serves as a unique identification code that helps facilitate international wire transfers, ensuring that funds are transferred smoothly between different financial institutions.

Typically, it consists of 8 or 11 characters: the first 4 characters denote the bank code, the next 2 represent the country code (AU for Australia), and the final 2 indicate the location code.

This code is vital for ensuring the accuracy and security of cross-border transactions, allowing banks to easily identify one another and direct funds to the correct recipient. In summary, the SWIFT code for Australian banks is an essential component of the global banking system, enabling efficient and reliable international money transfers.

When sending a payment overseas, banks require an active SWIFT/BIC to identify the beneficiary bank or financial institution.

SWIFT codes, also referred to as BIC (Bank Identifier Codes), are crucial for international money transfers. These unique identifiers ensure that funds are directed to the correct bank and account. For major Australian banks, using the correct SWIFT code is essential for smooth transactions. Let’s take a look at the SWIFT codes for some of Australia’s leading banks and how to find them.

Importance of Swift Codes for International Banking Transactions

SWIFT codes play a crucial role in international banking transactions for several reasons:

1. Unique Identification

Each SWIFT code uniquely identifies a bank or financial institution worldwide. This ensures that funds are sent to the correct recipient institution.

2. Global Network

SWIFT codes connect over 11,000 financial institutions in more than 200 countries. This extensive network facilitates international trade and cross-border transactions.

3. Security and Efficiency

SWIFT codes help streamline and secure the transfer of funds. They ensure accurate and efficient communication between banks, reducing the risk of errors and fraud.

4. Standardization

SWIFT codes standardize the process of sending and receiving money internationally. This makes it easier for businesses and individuals to conduct transactions across borders.

5. Tracking and Reporting

SWIFT codes enable banks to track and report international transactions. This is essential for compliance with regulations and monitoring for suspicious activities.

6. Cost-Effective

Using SWIFT codes for international transfers can be more cost-effective compared to other methods. It reduces the need for intermediary banks, which can add additional fees and processing times.

Summary

In essence, SWIFT codes are vital for the smooth, secure, and efficient processing of international transactions. They provide a standardized, reliable way to connect banks and financial institutions globally.

You’ll need to provide the sender with

Looks like you need to provide some information for an international transfer. Here’s what you’ll typically need to give the sender:

Information to Provide

1. Your Full Name: Ensure it matches the name on your bank account.
2. Your Address: Your current residential address.
3. Bank Name and Branch Address: Full name and address of your bank.
4. Your Account Number: The account number at your bank.
5. SWIFT Code: This is crucial for international transfers.
6. IBAN (if applicable): Some countries use IBANs along with SWIFT codes.
7. Purpose of Payment: This can sometimes be required depending on the transfer regulations of the sending or receiving country.

For example, for a transfer to an Australian bank, you might provide:

Full Name: John Doe
Address: 123 Main Street, Sydney, NSW 2000, Australia
Bank Name: Commonwealth Bank of Australia
Branch Address: 48 Martin Place, Sydney, NSW 2000, Australia
Account Number: 123456789
SWIFT Code: CTBAAU2S
Purpose of Payment: Invoice Payment

Providing the correct information helps ensure that your transfer goes through smoothly without delays.

All list of Australia bank Swift Code

1.Bank name NATIONAL AUSTRALIA BANK LIMITED

SWIFT code NATAAU33XXX
Bank address BOURKE STREET, 800, FLOOR 24
City MELBOURNE
Country Australia

2.COMMONWEALTH BANK OF AUSTRALIA

SWIFT code :CTBAAU2SXXX
Bank address :SUSSEX STREET, 201, TOWER 1, GROUND FLOOR
City : SYDNEY
Country :Australia

3. AMP BANK LIMITED OF AUSTRALIA

SWIFT code :AMPBAU2SRET
Bank address : AMP BANK LIMITED, BRIDGE STREET, 50, FLOOR 31, SYDNEY, Australia
City : SYDNEY
Country :Australia

4. AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

SWIFT code ANZBAU3MXXX
Bank address QUEEN ST, 100
City MELBOURNE
Country Australia

5. Bank name :WESTPAC BANKING CORPORATION

SWIFT code : WPACAU2SXXX
Bank address :KENT STREET, 275, WESTPAC PLACE, FLOOR 1
City :SYDNEY
Country : Australia

6.Bank Name: IMB LTD TRADING AS IMB BANK

SWIFT Code: IMTIAU21
Bank Address:
Branch:
City”WOLLONGONG
Country: Australia

7. Bank Name:: Suncorp Group

SWIFT Code: METWAU4BXXX
Bank Address: ANN STREET, 80, BRISBANE SQUARE, FLOOR 23
Branch: XXX
City: BRISBANE
Country: Australia

8 Bank name: Beyond Bank Australia

Bank address: 100 Waymouth St Adelaide SA 5000
SWIFT/BIC Code: CUSCAU2SXXX
Branch No: 325-185
Account No: BSB (325-185) followed by your Account Number
Account Name: Your name
IBAN(optional): BSB (325-185) followed by your Account Number

9. Bank name: Bank of Sydney ltd

Bank of Sydney swift code: LIKIAU2S.
Branch address :PITT STREET, 62, FLOOR 1
Branch code :XXX
City :SYDNEY
Country : Australia

10 Bank names :Bank of Melbourne

Bank of Melbourne SWIFT code/SWIFT BIC Address, which is: SGBLAU2S.

11.bank name: Macquarie Bank

The SWIFT code for your Macquarie Bank account is MACQAU2S.

12, bank name: Bendigo Bank

To receive money from abroad to Bendigo Bank account.
You will need to provide the sender with the following information:

1.Your name and address.
2.Your Bendigo Bank account number.
3. Bendigo Bank BSB – 633000.
4, Bendigo Bank Swift Code – BENDAU3B

13. Account Name: BOQ [Customer Name]

Account Number: BOQ Account Number
bank name : Bank of Queensland Limited
Beneficiary Bank Address: Level 6/100 Skyring Terrace, Newstead, Queensland, 4006
Bank of Queensland Swift/ BIC Code: QBANAU4B

14,Bank name; Adelaide Bank

BSB: 610-101
Adelaide Bank SWIFT code: BENDAU3B
Adelaide Bank address: 80 Grenfell Street, Adelaide, South Australia, 5000

15.Bank Name: Bankwest

The Bankwest SWIFT code is : BKWAAU6P.

Frequently Asked Questions

Q; What is the difference between a Swift code and an IBAN?

A;  Swift code and an IBAN are both used in international banking transactions, but they serve different purposes. A Swift code, also known as a BIC code, is used to identify a specific bank during international money transfers. It consists of 8-11 alphanumeric characters and helps ensure that funds are sent to the correct financial institution.

On the other hand, an IBAN (International Bank Account Number) is used to identify an individual’s bank account in a particular country. It includes the country code, check digits, and the recipient’s account number, providing a standardized format for cross-border payments. In summary, while a Swift code identifies the bank, an IBAN specifies the account within that bank, making both essential for secure and efficient global fund transfers.

Q: Can I use the same Swift code for all branches of a bank?

A:Yes. Use the first 8 characters of the SWIFT code. That is the SWIFT code of the bank’s main branch. The three digits after that are optional for directing it to a particular branch, but most banks prefer that you send it to the main branch anyway.

Q; Are there any fees associated with using Swift codes for international transfers?

Yes, there are several fees you might encounter when using SWIFT codes for international transfers.

Conclusion

It’s important to note that while banks have primary SWIFT codes for their head offices, they may use different codes for various branches or services. For instance, Commonwealth Bank of Australia uses CTBAAU2S400 for its Brisbane branch, while AMP Bank Limited has AMPBAU2SRET for its RET branch and AMPBAU2STRY for its TRY branch, both in Sydney. This variation in codes ensures more precise routing of international transactions