1. USSD

• Dial *737*51*54#
• Enter “1” to select customer to confirm
• Enter PIN to complete reference confirmation

2. Internet Banking

• • Log on to GTBank Internet Banking with your User ID/Email and password.
  • Click on “Self Service” > “Reference Confirmation.”
  • Click “New Reference.”
  • Enter the new customer’s Account Number.
  • Click on the “Get name” button.
  • Provide the answer to your secret question.
  • Enter your generated Token code.
  • Click the “Submit” button to complete the request

3.  GTWorld Mobile App:

• • Log in to the GTWorld app on your mobile device.
  • Tap the menu icon (three horizontal lines).
  • Select “Self Service” > “Reference Confirmation”.
  • Follow the steps to enter the account number and confirm the details.

4. Self Service Portal:

• • Visit the GTBank Self Service Portal:
  • Under the “General Services” section, select “Reference Upload/Confirmation”.
  • Follow the instructions to enter the account number and confirm the details.

5. GTBank Branch:

• • Visit any GTBank branch and request account reference confirmation.
  • Provide the account number of the customer you want to confirm.

Important Note:

• Always verify account details before making any transactions.
• Be cautious of fraudulent activities and avoid sharing your personal information with unauthorised individuals

Read: How to Buy MTN Data and subscription code

GTInstant

GTInstant is a simplified account offered by GTBank designed specifically for individuals who might have limited documentation available for opening a traditional bank account.

Key Features and Benefits:

• Simplified Account Opening: It requires minimal documentation, making it easier and faster to open compared to regular accounts.
• Instant Account Number and Card: You receive your account number and a Naira MasterCard instantly upon opening the account.
• BVN or NIN Requirement: To open a GTInstant account, you’ll need either your Bank Verification Number (BVN) or your National Identification Number (NIN).
• Competitive Interest Rate: Enjoy a competitive interest rate on your savings.
• Local Transactions Only: The GTInstant Naira MasterCard is valid for transactions within Nigeria only.
• Transaction and Balance Limits: There are limits on the maximum single deposit (₦50,000) and the maximum cumulative account balance (₦300,000).
• Upgrade Option: You can upgrade your GTInstant account to a full-fledged account by providing additional documentation like a BVN/NIN and a utility bill.

How to Open a GTInstant Account:

• Via USSD: Dial *737*0# from your mobile phone and follow the prompts.
• GTWorld App: Download and install the GTWorld app, then follow the in-app instructions to open a GTInstant account.
• GTBank Website: Visit the GTBank website and use the online account opening platform.

Who is GTInstant ideal for?

• Individuals with limited documentation for opening a traditional bank account
• People looking for a quick and easy way to open a bank account
• Those who primarily need an account for local transactions within Nigeria

How GTInstant Works

• Your account number and Naira MasterCard are issued instantly. BVN or NIN is required to open a GTInstant account. Kindly download GTWorld or click here to open via the website
• You have a maximum single deposit limit of N50,000 per transaction and a maximum cumulative account balance of N300,000.
• The GTInstant Naira MasterCard is valid for local transactions only.
• Competitive interest rate at 8.025%.
• You can upgrade your GTInstant account to a high-value account by providing BVN/NIN and utility bill at any of our branches or visit here to upload your documents online.

Read: GTBank ussd *737#:How to use it for Transaction

What information do I need to provide to upgrade my account?

To upgrade your GTBank account, you will need to provide the following information and documents:

• Personal Information:
  • Full Name
  • Date of Birth
  • Gender
  • Nationality
  • Residential Address
  • Phone Number
  • Email Address
  • Occupation/Employer Details
• Identification Documents:
  • A valid means of identification (e.g., National ID card, International Passport, Driver’s License).
  • Recent Utility Bill (not older than 3 months) in your name, showing your current residential address.
  • Proof of income or employment (if applicable)
• Additional Information:
  • Depending on your current account type and desired upgrade level, you may need to provide additional information, such as:
    • Bank Verification Number (BVN)
    • National  Identification Number (NIN)
    • Recent passport photograph

What are the benefits of upgrading my GTBank account?

Upgrading your GTBank account can offer several benefits, depending on your current account type and the type of account you upgrade to. Generally, upgrading can unlock the following advantages:

1. Increased Transaction Limits:

• Higher daily and monthly transaction limits for transfers, withdrawals, and other transactions.
• This allows you to manage larger sums of money and conduct more extensive financial activities.

2. Expanded Product and Service Access:

• Eligibility for additional products and services like loans, credit cards, and investment options.
• This can help you manage your finances more effectively and access credit when needed.

3. Enhanced Convenience and Flexibility:

• Access to additional features and services, such as a chequebook facility and international transactions.
• Greater flexibility and convenience in managing your finances.

4. Improved Customer Service:

• Access to dedicated relationship managers or priority customer service for personalised assistance.
• Faster response times and dedicated support for resolving queries and issues.

5. Other Benefits:

• Depending on the specific account you upgrade to, you may enjoy other perks like:
  • Higher interest rates on savings accounts
  • Travel insurance benefits
  • Lifestyle privileges
  • Exclusive events and offers

What is the process for upgrading my GTBank account?

Here’s a breakdown of the general process to upgrade your GTBank account:

1. Gather Required Documents

Depending on your current account type and desired upgrade, you’ll likely need:

• Proof of Identity: Valid ID like National ID card, International Passport, or Driver’s License.
• Proof of Address: Recent utility bill (not older than 3 months) in your name.
• Proof of Income/Employment (if applicable): Payslips, employment letter, or business registration documents.
• Other Documents: May include BVN, NIN, recent passport photograph, etc.

2. Choose an Upgrade Method

You have two main options:

• Online Upgrade:
  • Visit the GTBank website and log in to your internet banking account.
  • Navigate to the Self-Service Portal and select “Account Upgrade”.
  • Fill out the online form, providing the required information and uploading scanned copies of your documents.
  • Submit the form and await confirmation.
• Branch Visit:
  • Visit your nearest GTBank branch with the original and photocopies of the required documents.
  • Fill out the account upgrade form provided by the bank staff.
  • Submit the form and documents to a bank representative.
  • Your application will be processed, and you’ll be notified of the outcome.

3. Await Confirmation

• GTBank will review your application and documents.
• You’ll receive a notification via email or SMS once the upgrade is complete.
• If any additional information is needed, you’ll be contacted.