texas banks names abd list

Origin and history of banking in Texas and List and Names of all banks TX

Last Updated on December 8, 2023 by admin

Texas has Community, regional, national and international banks. This bank consist of big banks that are major player in financial industry in states among are Wells Fargo, Chase, Bank of America and PNC—They operate the largest numbers of branches within Texas.

The first national bank in Texas was organized in Galveston.in 1865, However, A number of state-chartered banks were created by special acts of the Legislature in 1869-1876

Ten additional bank was created in 1874 under a general law.From 1865 to 1900, state banks, national banks, and private banks flourished in Texas. Private banks dominated the financial scene immediately after the war.

The first nationally chartered bank was the First National Bank of Galveston, established on September 22, 1865.In 1904 the state constitution was amended to permit state banks and they numbered more than 300 by 1908 and two years later exceeded the number of national banks in the state.

The Panic of 1907 saw the establishment of the National Monetary Commission to address money ills. Laws guaranteeing deposits in state-chartered banks were enacted in Texas, Oklahoma, Kansas, Nebraska, Mississippi, South Dakota, North Dakota, and Washington

With the introduction of The guaranty law took effect in January 1910 and empowered Texas state banks to secure deposits by a guaranty-fund system or by a bond security system

The number of state banks increased from 515 in 1910 to 1,035 in 1920, while the number of national banks remained at about 500. Paid-in capital of the state banks tripled, while total resources increased sixfold

In 1925, An amendment to the banking law which destroyed its effectiveness, and the guaranty-fund system was abolished two years later.

The Federal Reserve Bank of Dallas was established in 1914 and soon began operating branches in El Paso, Houston, and San Antonio and banks were encouraged to become, members of the Federal Reserve System and the Federal Deposit Insurance Corporation.

By the early 1970s, multibank holding-company systems had developed in Texas–particularly in metropolitan areas–encouraged by the state prohibition of branch banking.

Seven of the ten largest commercial banks in Texas failed between 1987 and 1990. Only Texas Commerce Bancshares and Allied Bancshares survived.

The banking crisis in Texas in the 1980s was affected by problems in the savings and loan industry, which had grown rapidly and irresponsibly since the 1970s. Both industries suffered from inadequate federal regulation and supervision.

As a result of bank failure , Congress was meant to passed a law entitled the Financial Institutions Reform, Recovery and Enforcement Act of 1989, by which the government established the Resolution Trust Corporation to address S&L failures.

The Depository Institutions Deregulation and Monetary Control Act of 1980 was an effort to improve the efficiency of depository institutions by encouraging competition among institutions and pushing the phaseout of time-deposit interest-rate ceilings (completed in 1986)

By 1980s federal bank authorities, spearheaded by the FDIC, made a strong effort to alter the control, management, and behavior of the major Texas banks.

The economy began a slow, protracted recovery. Additional large banking consolidations and restructurings began. In late 1992 the Federal Reserve Board approved the merger of Team Bancshares into Banc One Corporation, the parent company of Bank One, Texas.

The number of banks declined from 1,800 preponderantly small institutions at the end of 1985 to slightly over 1,100 still mainly small entities in 1992. There were approximately 470 failures, some of which led to mergers with sound banking firms.

By the end of 1993 the Texas banking scene was definitely improving. Only ten banks failed during the year, the lowest since six failed in 1984. None of the state’s sixty-three S&Ls failed–for the first year since 1985. Of the 433 state-chartered banks, fewer than 17 had problems. This was a far cry from the preceding decade, when more than 470 banks and 200 thrifts were closed in Texas.

For the purpose of this article will shall list Active Texas banks as stated below:

 

Banks With Most Branches in Texas

Bank Name Branch Locations in Texas
1. Wells Fargo Bank 529
2. Chase Bank 493
3. Bank of America 339
4. PNC Bank 333
5. First National Bank Texas 293
6. Prosperity Bank 290
7. Woodforest National Bank 211
8. Frost Bank 174
9. Comerica Bank 127
10. Truist Bank 106

11. Cadence Bank 103
12. Regions Bank 91
13. First Financial Bank 82
14. IBC Bank 81
15. Zions Bank 77
16. Independent Financial 69
17. Centennial Bank 64
18. PlainsCapital Bank 62
19. Southside Bank 60
20.Simmons Bank 58
21.Stellar Bank 55
22.First State Bank 50
23.First United Bank and Trust Company 47
24,VeraBank 41

25,City Bank 39
26,Capital One 37
27,Citizens State Bank 36
28,Lone Star National Bank 36
29.Austin Bank, Texas 36
30.Broadway National Bank 36
31.Origin Bank 35
32.Guaranty Bank & Trust, N.A. 34
33.Veritex Community Bank 33
34. BOKF 32

35,Amarillo National Bank 32
36.Pinnacle Bank 30
37. Texas Regional Bank 30
38.Texas First Bank 28
39.InterBank 28
40.The American National Bank of Texas 27
41.First Bank & Trust 25
42.American Bank 24
43.Vantage Bank Texas 24
44.Security State Bank & Trust 23
45.Commercial Bank of Texas 23
46.Bank OZK 23

47.Vista Bank 22
48.First Community Bank 22
49,Texas Bank and Trust Company 22
50.Sunflower Bank 22
51.American Momentum Bank 20
52,First United Bank 19
53.Falcon International Bank 19
54.Citizens Bank 18

55.The City National Bank of Sulphur Springs17
56.Third Coast Bank, SSB17
57.FirstCapital Bank of Texas17
58.Alliance Bank17
59.The First State Bank17
60.Extraco Banks16
61.The First National Bank of Hughes Springs16
62.American State Bank16
63.Rio Bank16
64.SouthStar Bank, S.S.B.16
65,Legend Bank, N.A.15
66.TexasBank15
67.Pilgrim Bank15
68.The Moody National Bank15
69.Community National Bank & Trust of Texas14
70.Peoples Bank14
71.Wellington State Bank14

72.Farmers State Bank14
73.American Bank of Commerce14
74.First Texas Bank13
75.FirstBank Southwest13
76.American First National Bank13
77.Inwood National Bank13
78.Hancock Whitney Bank13
79.WestStar Bank13
80.Jefferson Bank13
81.Trustmark National Bank12
82.East West Bank12
83.Bank of the West12
84.American National Bank & Trust12
85.Citizens National Bank12
86.Texas Bank12

87.First National Bank and Trust Company of Weatherford12
88.West Texas National Bank11
89.Texas Community Bank11
90.Western Bank11
91.The First National Bank of East Texas11
92.Citizens National Bank of Texas11
93.Wallis Bank11
94.Texas Capital Bank11
95,Texas National Bank11
96.Texas Community Bank11
97.Western Bank11
98.Citizens National Bank of Texas11
99.Texas Partners Bank10
100.Herring Bank10
101;ValueBank Texas10

102.Bank of England10
103.Pointbank10
104,Texas Champion Bank10
105.b1BANK10
106.R Bank10
107.Community National Bank10
108.Susser Bank9
109.First National Bank9
110.NewFirst National Bank9
111.First Bank9
112.Texas Gulf Bank9
113.Ciera Bank9
114,Texas National Bank of Jacksonville9
115,First Horizon Bank8
116.Benchmark Bank8
117,Plains State Bank8

118,Lone Star Capital Bank8
119,Sage Capital Bank8
120.Capital Bank8
121Security State Bank8
122.Southwest Bank8
123.First-Citizens Bank & Trust Company8
124.The Bank and Trust, S.S.B.8
125.The First National Bank of Granbury8
126.TXN Bank8

 

127.First State Bank of Uvalde8
128.The First National Bank of Sonora7
129.Grandview Bank7
130.First Commercial Bank7
131.Alliance Bank Central Texas7
132.Ozona Bank7
133.Round Top State Bank7

134.First Liberty Bank7
135.Colonial Savings, F.A.7
136,Washington Federal Bank7
137,SouthTrust Bank, N.A.7
138,The Northern Trust Company7
139.HomeTown Bank7
140.UBank7
141.Hanmi Bank7
142,State Bank of De Kalb7
143,Frontier Bank of Texas7
144,Community bank 6.

145,Southwestern National Bank6
146.Incommons Bank, N.A.6
147.Clear Fork Bank6
148.Shelby Savings Bank, SSB6
149.Farmers Bank & Trust Company6
150.Bank of South Texas6
151.TrustTexas Bank, SSB6
152.Mineola Community Bank, S.S.B.6
153,Austin Capital Bank SSB6
154,The First National Bank of Bastrop6
155.Coleman County State Bank6
156.North Dallas Bank & Trust Co.6
157.Harmony Bank6

158.Classic Bank6
159.Horizon Bank, SSB6
160.Amerant Bank6
161.Great Plains National Bank6
162.Schertz Bank & Trust6
163.Oakwood Bank5
164.First State Bank of Odem5
165.Ennis State Bank5
166.Arrowhead Bank5
167.Industry State Bank5
168.Lone Star State Bank of West Texas5
169.The First National Bank of Shiner5
170.First National Bank of Huntsville5
171.First National Bank of Central Texas5

172,Farmers and Merchants Bank5
173.Sabine State Bank and Trust Company5
174.State Bank of Texas5
175.Texas Brand Bank5
176.Anahuac National Bank5
177.The First National Bank of McGregor5
178,Beal Bank5
179.The Pecos County State Bank5
180.Home Bank5
181.First Guaranty Bank5
182.ENCORE BANK5

183.Cypress Bank, SSB5
184.CapTex Bank5
185,Lamar National Bank5
186,Sundown State Bank5
187.Golden Bank5
188.Texas Heritage National Bank5
189Peoples State Bank5
190.First Security State Bank4
191.Worthington Bank4
192.Lone Star Bank4
193.Texas Financial Bank4
194.CrossFirst Bank4
195.Texas Heritage Bank4

196.MCBank4
197.First-Lockhart National Bank4
198.Fayette Savings Bank, SSB4
199.The Commercial National Bank of Brady4
200. First State Bank of Ben Wheeler, Texas4
201Texas Republic Bank4
202.Texana Bank4
203.First National Bank in Port Lavaca4
204.Western Heritage Bank4
205.Commerce Bank4
206.NBT Financial Bank4

207.First National Bank of Hereford4
208.Texas State Bank4
209.First Federal Community Bank, SSB4
210.Charter Bank4
First National Bank of Bosque County4
Central National Bank4
Transpecos Banks, SSB4
Austin County State Bank4
First American Bank4

First National Bank of Omaha4

Texas Security Bank4
Greater State Bank4
Bank of Hope4
Community Bank & Trust, Waco, Texas4
POINTWEST BANK4
Kleberg Bank, N.A.4

 

Cornerstone Capital Bank, SSB4
BOC Bank4
First State Bank of Texas4
The National Bank of Andrews4
HomeBank Texas4
Gulf Coast Bank and Trust Company4
Central Bank4
UMB Bank4
Freedom Bank4
Citizens 1st Bank4
Llano National Bank4

Worthington Bank4
First Security State Bank4
Texas Financial Bank4
Lone Star Bank4
Texas Heritage Bank4
MCBank4
CrossFirst Bank4
First-Lockhart National Bank4
Fayette Savings Bank, SSB4
First State Bank of Ben Wheeler, Texas4
The Commercial National Bank of Brady4
Texana Bank4
Texas Republic Bank4
First National Bank in Port Lavaca4

NBT Financial Bank4
Western Heritage Bank4
Commerce Bank4
First National Bank of Hereford4
Texas State Bank4
First National Bank of Bosque County4
First Federal Community Bank, SSB4
Charter Bank4
Central National Bank4
Austin County State Bank4
Transpecos Banks, SSB4
First American Bank4
Texas Security Bank4
First National Bank of Omaha4
k of Hope4

Community Bank & Trust, Waco, Texas4
Greater State Bank4
POINTWEST BANK4
Kleberg Bank, N.A.4
Cornerstone Capital Bank, SSB4
First State Bank of Texas4
BOC Bank4
Gulf Coast Bank and Trust Company4
The National Bank of Andrews
HomeBank Texas4 branchesCentral Bank4
UMB Bank4
One World Bank3
TBK BANK, SSB3
The First National Bank of Winnsboro3
The First National Bank of Sterling City3
The First National Bank of Mertzon3
Crossroads Bank3

Bank of Texas3
Bank of Brenham3
NexBank3
The First National Bank of Ballinger3
The State National Bank of Big Spring3
The First National Bank of Evant3
The First National Bank of Livingston3
PrimeBank of Texas3
Metro City Bank3
The Security State Bank3
Citibank3
The First National Bank of Trinity3
Dominion Bank3
Pegasus Bank3

Guadalupe Bank3
First National Bank of Dublin3
Fayetteville Bank3
sKeystone Bank, SSB3
First Savings Bank3
The First National Bank of Eagle Lake3
First State Bank of Brownsboro3
The Falls City National Bank3
The Buckholts State Bank3
Graham Savings and Loan, SSB3
First State Bank of Burnet3
Bridge City State Bank3
First National Bank of Jasper3
Fort Davis State Bank3
CIBC National Trust Company3
Commercial State Bank3

Cendera Bank3
The First National Bank of Bellville3
The Brenham National Bank3
Cathay Bank2
The First National Bank of Tom Bean2
Gilmer National Bank, Gilmer, Texas2

First National Bank of Alvin2
Beal Bank USA2
First National Bank of Stanton2
Bank2
The Waggoner National Bank of Vernon2
Security Bank of Crawford2
The Chasewood Bank2
Global One Bank2
BOM Bank2
First National Bank of South Padre Island2
Cattlemens Bank2
Texas Advantage Community Bank2
Unity National Bank of Houston2

Investar Bank2
Bank 7 2
First Capital Bank2
The Liberty National Bank in Paris2
The Bank of New York Mellon Trust Company2
NBH Bank2
The Jacksboro National Bank2
Commercial National Bank of Texarkana2
COMMONWEALTH BUSINESS BANK2
Haskell National Bank2
The First National Bank of Moody2
The First National Bank of Quitaque2
West Texas State Bank2

First Bank and Trust of Memphis2
First National Bank of Lake Jackson2
First State Bank of Bedias2
MidFirst Bank2
Commerce Bank Texas2
Citizens National Bank at Brownwood2
Citizens State Bank of Luling2
Valliance Bank2
Dalhart Federal Savings & Loan Association, SSB2
The State National Bank of Groom2
Sanger Bank2
First National Bank of Giddings2

The Yoakum National Bank2
Evolve Bank & Trust2
PCB Bank2
Spectra Bank2
Fannin Bank2
Texas Exchange Bank2
Columbus State Bank2
FSNB2
Fidelity Bank of Texas2
Big Bend Banks, N.A.2

Lakeside Bank2
The Citizens National Bank of Hillsboro2
Titan Bank, N.A.2
Muenster State Bank2
The First National Bank of Anderson2
United Texas Bank2
Zavala County Bank2
Bank of Houston2
Interstate Bank2
Castroville State Bank2
Spring Hill State Bank2
American Nation Bank2
First National Bank of Fort Stockton2
First National Bank of Burleson2
BNY Mellon2

 

First National Bank of Alvin2
Beal Bank USA2
Cathay Bank2
The First National Bank of Tom Bean2
Gilmer National Bank, Gilmer, Texas2
The First National Bank of Stanton2
The Community Bank2
Security Bank of Crawford2
The Chasewood Bank2
First National Bank of South Padre Island2
Global One Bank2
BOM Bank2
Texas Advantage Community Bank2
Unity National Bank of Houston2

Investar Bank2
Cattlemens Bank2
The Liberty National Bank in Paris2
The Waggoner National Bank of Vernon2
The Bank of New York Mellon Trust Company2
NBH Bank2
Bank 72
First Capital Bank2
The Jacksboro National Bank2
COMMONWEALTH BUSINESS BANK2

Haskell National Bank2
The First National Bank of Moody2
Commercial National Bank of Texarkana2
Crescent Bank2
The First National Bank of Quitaque2
Spur Security Bank1
MapleMark Bank1
Open Bank1
Fifth Third Bank1
USAA Federal Savings Bank1
Carmine State Bank1
Armed Forces Bank1
Johnson City Bank1
Anchor D Bank1
The First National Bank in Cooper1
American Continental Bank1

 

 

Crowell State Bank1
The Karnes County National Bank of Karnes City1
Woori America Bank1
The First Security Bank1
Marion State Bank1
Dallas Capital Bank1
Blue Sky Bank1
Agility Bank1
Farmers State Bank of Newcastle1
Hill Bank & Trust Co.1
The City National Bank of Taylor1
The First National Bank of Lipan1
The Cowboy Bank of Texas1
T Bank1
First State Bank and Trust Company1
Liberty Bank and Trust Company1

Ameristate Bank1
Flanagan State Bank1
Great Southern Bank1
Normangee State Bank1
Bandera Bank1
Charles Schwab Bank, SSB1
Bank of the Orient1
Wells Fargo Bank South Central1
Robert Lee State Bank1
Citizens Bank of Las Cruces1
SNB Bank1
Brazos National Bank1
Citizens National Bank of Crosbyton1
The First National Bank of Anson1
First Texoma National Bank1
Mason Bank1
The Granger National Bank1
The First Bank of Celeste1
Atascosa Bank1
Pavillion Bank1
Anthem Bank & Trust1
First American Trust, FSB1
Kress National Bank1
Security National Bank of Omaha1
The First National Bank of Eldorado1
First State Bank of San Diego1

Farm Bureau Bank FSB1
The First National Bank in Falfurrias1
National Bank & Trust1
Tejas Bank1
First Foundation Bank1
Henderson Federal Savings Bank1
The First National Bank of Aspermont1
Liberty National Bank1
Preferred Bank1
Angelina Savings Bank, SSB1
Zapata National Bank1
Gulf Capital Bank1
The Perryton National Bank1
Tolleson Private Bank1
Charles Schwab Premier Bank, SSB1

Menard Bank1
The MINT National Bank1
Wilmington Trust1
Powell State Bank1
First Federal Bank Littlefield, Texas1
Bodcaw Bank1
Stockmens National Bank in Cotulla1
Diamond Bank1
The City National Bank of Colorado City1
Charles Schwab Trust Bank1
The Donley County State Bank1
Junction National Bank1
PromiseOne Bank1
BankUnited1
First IC Bank1
The Lytle State Bank of Lytle, Texas1
The Lamesa National Bank1
The First National Bank of Hebbronville1
The City National Bank of San Saba1
Bank of DeSoto1
BANK 341 branchBMO Harris Bank1
Amistad Bank1
First Mid Bank & Trust1
The Bankers Bank1

First Texas National Bank1
City National Bank1
The Brady National Bank1
Bank of Whittier1
The Santa Anna National Bank1
U.S. Bank1 branchTIB1
Trinity Bank, N.A.1
First Command Bank1
Shinhan Bank America1
Grand Bank1
Texas Traditions Bank1
The American National Bank of Mount Pleasant1
Lovelady State Bank1
The Bank of San Jacinto County, Coldspring, Texas1
Peoples State Bank of Hallettsville1
The Commercial Bank1
Pearland State Bank1
Liberty Capital Bank1

 

Top Texas Banks for Customer Satisfaction e (Based on 1,000-point scale)

Bank Name
1. Frost Bank
2. Capital One
3. Woodforest National Bank
4. Chase Bank
5. Prosperity Bank
6. Bank of America
7. IBC Bank
8. First National Bank Texas
9. Wells Fargo

 

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

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