How to deposit check at Capital One Mobile App and ATM in few steps

Last Updated on October 18, 2023 by admin

Deposit check at Capital One mobile app and ATM- Do you want to deposit your check with Capital One Mobile and ATM? With your smartphone , you can easily carry out mobile check deposits without visiting the capital one branch.

However, If you live near a Capital One Café or Capital One Bank location, you can make a check deposit at the ATM at that location whenever you receive a check, yet couldn’t pay the check in a bank location or branch,

Mobile and ATM check deposits allow you to access your cash just as fast (or faster) than a teller deposit, you can See instant confirmation of your deposit and when your funds are ready to use.

The American bank holding company which specializes in credit cards, auto loans, banking, and savings accounts has unveiled the process and steps on how customers can deposit checks at ATM and Mobile App.

Also read: How to Enroll for Capital One mobile app and Online banking and setup AutoPay

How to deposit check at Capital One mobile App

You can securely Deposit a check with your smartphone to your Capital one checking or savings account from anywhere in the United States and U.S. territories with Mobile Deposit. Learn how to use mobile check deposit

1. Login to Capital one Mobile App
2. Then choose  your Capital One eligible checking, savings, and money market accounts
3. Then tap Deposit next to the camera icon.
4.Take photos of the front and back of your check (please write “for Capital One mobile deposit” and sign your name on the back of the check prior to taking your picture).
5. Enter the amount you’re depositing. Add a memo if you like. If it all looks good, swipe the Slide to Deposit button to confirm

Note: Please keep your check in a safe place until you see the full deposit amount reflect in your account’s Past/Recent Transactions. Once you do, make sure to destroy the check immediately by shredding it or using another secure method.

 

Capital One ATM check Deposit

You can securely deposit a check if you live near a Capital One Café or Capital One Bank location any time of day or night. If you have multiple checks or bills to deposit, most ATMs allow you to insert them all at once. Other ATMs might require you to place your deposits in a bank envelope.

1.Located Capital one ATM or Capital One Café
2.Insert your card and enter your PIN.
3. Choose the “Deposit” option.
4.Select either checking or savings account you’d like the money to be deposited
5.Type the amount of money you’re depositing and insert your check.
6.If the ATM can read checks, you won’t even need to enter the amount.
7.Confirm the amount you see on screen.
8.The follow the onscreen message , take your receipt and make sure you have your bank card before walking or driving away.

Read: How to apply for capital one credit card and get approval

Types of checks that is not acceptable by Capital one Bank

 

The follow types of check is not accept by Capital One bank

1.Checks made payable to anyone other than yourself and any joint account holders.
2. Checks that are more than six months old, postdated, or not dated.
3. Checks payable to “Cash”
4.Money orders and traveler’s checks
5.Foreign checks

However, capital one generally accept U.S. personal, business, and government checks

Is there a deposit limit for Mobile Deposit?

Generally customers can make as many deposits as they want, but there are daily and monthly limits . When you go to enter your check, the app will show you the maximum amount you can deposit. If you need to deposit an amount that’s more than the limit.

 

When will your Capital one deposited check money be available?

Your Capital one Mobile check or ATM check deposit will be available, If your deposit was submitted on or before the business day cutoff (9:00 p.m. ET), your funds are generally available by the next business day. Sometimes, it might be place an extended hold on your deposited funds

Some cash deposits might be available right away.but you can usually withdraw or use the full amount in two business days—sometimes sooner. but Making a deposit at an ATM owned by someone other than your bank may also delay your access. So, be sure to give yourself enough time so that your money is there when you need it.

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