Gtbank QuickCredit for salary earn or self-employed in Ghana and Nigeria- —Would you like to take a Quick Credit loan from Gtbank instantly as a salary earner or self-employed and pay back over 6 or 12 months at 1.7% rate interest month per . With No collateral or documents required.
Are you a salary earner with a need for more cash upfront? Quick Credit is right for you. Gtbank Quick Credit gives you funds worth up to three months of your salary at a competitive interest rate of 1.75% per month
Borrowers can get loan facility up to a minimum amount of N10,000 and a maximum of N5m which can be spread over 12 months at a competitive interest rate of 1.75% per month. There are no hidden charges incurred.
The credit facility has a maximum loan amount of N5million for salary earners and N500,000 for non-salary earners and minimum amount of N10,000.
Who is Eligible For Gtbank Quick Credit
The follow are requirement to apply for Gtbank Quick Credit
1.Workers earning at least N10,000
2. Salary earners whose account is domiciled in GTBank (if you don’t have a salary account with GTBank you can open one now to access the loan).
3.Salary earners who have received a monthly payment from the same employer for at least three consecutive months
4. Applicants must not be less than 18 years at loan application date and should not be older than 59 years at loan maturity date.
5. Customer must maintain a minimum monthly lodgement of N20,000 or earn a minimum net monthly salary of N10,000
6.Customer must not have any history of dud cheques
7.Customer must have satisfactory credit reports
The collateral for this type of credit facility is the Domiciliation of Borrower’s salary with GTBank or deduction from salary for loan obligations from salary for loan obligations from pay point.
8.Customer must not have any unpaid obligations
How long does it take to access QuickCredit?
Gtbank QuickCredit will be available immediately after a successful application and Borrower shall make equal monthly installment repayment of principal and interest; subject to the selected tenor not greater 12 months.
How to apply
USSD CODE METHOD
1. To apply for Gtbank QuickCredit, simply dial *737*51*51# from the phone line that is linked to your salary account.
2. Follow onscreen message
3. press 1 to confirm request for maximum credit amount
4.Enter 0 to input desired credit amount
5.Enter your 4 digit secure PIN to finalise the authorization.
2.Gtbank Quick Credit is also available on all GTBank online and mobile banking platforms (Internet Banking, GTWorld, GTBank Mobile App).
Gtbank Ghana QuickCredit
Gtbank Ghana QuickCredit is an innovative product developed to give retail customers instant access to cash for their pressing needs. Customers with salary accounts with the Bank can borrow up to 100% of their monthly salary at only 18% per annum interest rate and enjoy up to 12 months flexible repayment plan.
How to Apply for Gtbank Ghana QuickCredit
To apply for Quick credit as Ghana customers simply follow the steps below :
. Dial *737*0#
.Select option 1 (Payday Credit)
.Agree to Terms and Conditions
.Enter amount to borrow
.Enter Tenure (up to 12 months)
.Enter your PIN to confirm transaction
How to pay back
To pay back your Gtbank quick credit as a Ghana customer, kindly follow the steps below:
Dial *737*0# on your phone
Select option 4 (Repayment)
Select option 2 (Close Credit)
Enter PIN to liquidate credit.