All Union bank ussd code for transfer you need to know

Last Updated on October 8, 2025 by admin

Union Bank USSD codes offer a seamless and convenient way to conduct banking transactions directly from your mobile phone without the need for internet connectivity.

This service is designed to provide users with swift access to a range of banking functions through simple, easy-to-remember codes.

As mobile banking becomes increasingly essential, Union Bank has recognized the need to cater to customers seeking quick and efficient solutions for their banking needs.

By dialing g *826# , customers can perform various transactions such as checking account balances, transferring funds, purchasing airtime, and paying bills, all from the comfort of their homes or on the go.

This innovation aims to make banking more accessible, especially in regions where internet access may be limited.

The use of USSD codes eliminates the traditional banking barriers, offering services that are both time-saving and user-friendly.

Customers can avoid the long queues often associated with physical bank visits and instead, manage their finances with just a few keystrokes on their mobile devices.

Union Bank’s focus on providing this service underscores their commitment to enhancing customer satisfaction by leveraging technology. Whether for personal use or business transactions, the introduction of USSD banking codes represents a significant advancement in making banking services more inclusive and responsive to the diverse needs of customers.

For the purpose of this content we are going to discuss all Union bank ussd codes for financial transactions for comfort zones without visiting the banking hall from any location both home and abroad provided their alert number is roaming.

Read: Lists of UBA *919# USSD Code for all transaction: Transfer, buy airtime, Cardless withdrawal,Register and account statement

Table of Contents

**How do I enroll/ Register for Union Bank *826#?**

To register for Union Bank USSD Banking using *826#, follow these simple steps to get started:

1. On your mobile phone, dial *826# using the number linked to your Union Bank account.

2. From the menu options, choose “Register” or “Create PIN”.

3. Type in your Union Bank account number when prompted.

4. Choose a secure 4-digit PIN that you’ll use to authorize future transactions.

5. Re-enter the PIN to confirm and complete the setup.

How to Transfer money to Union Bank

To transfer money using Union Bank’s USSD code (826#)*, you don’t need internet—just your mobile phone and a registered Union Bank account. Here’s how to do it:

For Union Bank to Union Bank

Dial: *826*1*Amount*Account Number# Example: *826*1*5000*0123456789#
Confirm the recipient’s name.
Enter your 4-digit PIN to authorize.

For Union Bank to Other Banks

Dial: *826*2*Amount*Account Number# Example: *826*2*5000*0123456789#
Select the recipient’s bank from the list.
Confirm the name and enter your PIN.

How to Buy airtime from union bank

Buying airtime from your Union Bank account using USSD is super quick and doesn’t require internet. Here’s how to do it:

To Recharge Your Own Line

Dial: *826*Amount# Example: *826*500# to buy ₦500 airtime for your registered number.
Confirm the transaction and enter your PIN if prompted.

To Recharge Another Number

Dial: *826*Amount*Recipient’s Phone Number# Example: *826*500*08012345678# to send ₦500 airtime to someone else.
Confirm the recipient’s number and enter your PIN.

How to Check union bank account balance

You can check your Union Bank account balance quickly using any of these methods—no internet required for most of them:

Dial *826*4# on your mobile phone. (Make sure you’re using the phone number linked to your Union Bank account.)
Enter your 4-digit USSD PIN when prompted.
Your account balance will be displayed instantly on your screen.

Cardless withdrawal: How to withdraw money from Union bank ATM with debit card

To perform a cardless withdrawal from a Union Bank ATM, you actually don’t need your physical debit card—just your phone and a few steps. Here’s how it works:

Dial: *826*7# on your mobile phone (linked to your Union Bank account).
Select “Cardless Withdrawal” from the menu.
Enter the amount you want to withdraw.
Create a one-time 4-digit PIN for the transaction.
Receive a Paycode via SMS. This code is valid for a limited time and is required at the ATM.

At the Union Bank ATM

Press “Enter” or “Cardless Withdrawal” on the ATM screen.
Select “Paycode” or “Cardless Transaction”.
Enter:
- Your Paycode
- The amount
- Your one-time PIN
Collect your cash

How to Block your Union bank account

To block your Union Bank account using USSD—especially in cases of theft, fraud, or lost phone—follow these urgent steps:

Dial: *826*6# from any mobile phone.
Select “Block Account” from the menu.
Enter your registered phone number or account number.
Confirm the action to immediately block your account.

Union bank Card management (block and unblock card)

Managing your Union Bank debit card—whether you need to block it for security or unblock it for use—is simple and can be done through USSD, mobile app, or by contacting customer support. Here’s how:

Dial *826# on your registered mobile line.
Select “Card Management” or “Block Card” from the menu.
Choose the card you want to block.
Confirm the action by entering your PIN.

To block Union bank debit card and unblocked card imply dial *826*21#

How to Request union bank loan

You can request a Union Bank loan easily using their USSD code—no paperwork, no branch visit, and no internet required. Here’s how to do it:

Dial: *826*41# on your mobile phone (must be the number linked to your Union Bank account).
Select Loan Type: Choose from available loan options like Salary Advance, PayLite, or Personal Loan.
Enter Loan Amount: Type in the amount you wish to borrow.
Confirm Terms: Review interest rate, repayment period, and other terms.
Accept Offer: Confirm with your USSD PIN to complete the request.

Union bank Data purchase

To purchase mobile data from your Union Bank account using USSD, you can do it quickly without internet—just your phone and a few taps. Here’s how:

Dial: *826# on your mobile phone (must be the number linked to your Union Bank account).
Select “Airtime/Data” from the menu.
Choose:
- “Self” to buy data for your own number
- “Others” to buy for someone else
Select your network provider (MTN, Airtel, Glo, or 9mobile).
Choose the data bundle or enter the amount.
Confirm the transaction and enter your USSD PIN.

To buy data direct from your union bank account , simply dial *826*9#

Also read: List of Fidelity bank USSD code for Instant Banking for all transaction

How to increase union bank withdrawal limit

To increase your Union Bank withdrawal limit, especially for ATM or USSD transactions, you’ll need to follow a few steps depending on the channel you use. Here’s a full guide:

Dial *826*8# and navigate to “Limit Increase” (if available).
If not listed, contact customer care or visit a branch.
You may be required to upgrade your account or provide additional documentation.

Union bank Pay merchants (mCash)

Union Bank’s mCash service lets you pay merchants instantly using USSD—no need for cash, cards, or internet. It’s designed for quick, secure payments to registered businesses. Here’s how it works:

Dial: *826*22*MerchantCode*Amount# Example: *826*22*123456*500# to pay ₦500 to a merchant with code 123456.
Confirm Merchant Name: You’ll see the merchant’s name on your screen—make sure it’s correct.
Enter Your USSD PIN: This authorizes the transaction securely.
Receive Confirmation: You’ll get an SMS confirming the payment instantly.

How to Request union bank debit card

To request a Union Bank debit card using USSD, you’ll need to follow a few simple steps directly from your mobile phone—no internet required. Here’s how:

Dial: *826*21#. on your mobile phone (must be the number linked to your Union Bank account).
Select “Card Services” or “Card Request” from the menu.
Choose Card Type: Select the type of debit card you want (e.g., Verve, Visa, MasterCard).
Confirm Your Details: Review your account information and delivery option (pickup at branch or delivery if available).
Authorize Request: Enter your USSD PIN to confirm.

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