How to deposit Wells Fargo mobile check and Limits

How to deposit Wells Fargo mobile check and Limits

Depositing Check with Wells Fargo Mobile Deposit directly into your eligible checking or savings account save time which is only available through the Wells Fargo Mobile app.The process is secure and convenient,it can be done remotely, no matter where you are or what time of day it is.

Instead of you visiting the banking, you can simply snap a picture of the front and back of the check on your smartphone and deposit it using the bank’s mobile app from your comfort zone without waiting for the long queues.

Wells Fargo Online and Wells Fargo Business Online customers who maintain an eligible checking or savings account are eligible to use mobile deposit.

How to deposit Bank of America Mobile check and Deposit Limits

However, there is a monthly limit for Wells Fargo Mobile Check Deposits and it’s displayed when you select your deposit account. Once you’ve hit that limit, you can’t deposit another check with the app until the limit is reset at the beginning of the next month.

For most customers, Wells Fargo has increased daily and rolling 30-day mobile deposit limits and ATM withdrawal limits.

You’re probably wondering “how do i deposit my check with Wells Fargo Mobile Deposit.That’s why i’m going to show you how to deposit check without stress.

The type of check you must deposit must be payable in U.S. dollars and drawn at any U.S.-based bank, including personal, business, and most government checks. Checks must be payable to, and endorsed by the account holder

Your money will be available,if you deposit on a business day before 9 pm PT, your money will typically be available the next day. If you deposit after 9 pm PT or on a weekend or holiday, wels fargo process the deposit on the next business day and your money will typically be available the day after that.

When will  Wells Fargo  place hold  in your account

There can be hold with your mobile deposit when hold is applied on any portion of your deposit, you will receive a notification that provides details on the amount held and when it will be available.

A deposit is held when funds are posted to your account but are not immediately available to cover debits or withdrawals. Common reasons include:

.Large deposit amount
.Frequent overdrafts
.Deposited check returned unpaid
.Indications a deposited check may not be paid

Read: Bank of America Small Business Loans & Financing: requirements and How to apply

How to deposit check with Wells Fargo Mobile

1. Before you can deposit check with Wells Fargo Mobile Deposit download the app if you don’t have it from App store and register for it.
2. Select Deposit in the bottom bar.
3. Choose the account you want to use for your deposit.
4. Enter the amount of your check.
5.Sign the back of your check and write “For Mobile Deposit at Wells Fargo Bank Only” below your signature (or if available, check the box that reads: “Check here if mobile deposit”).

6.Take a photo of the front and back of your endorsed check with your mobile device. For photos that work best, follow these guidelines:
a. Place your check on a dark-colored, plain surface that’s well lit.
b. Position your camera directly over the check (not angled).
c. Fit all 4 corners in the guides of your mobile device’s camera screen.
7.Submit your deposit.

You can also read: Bank of America online banking and Mobile app: How to register, deposit check, transfer money and check statement of account

Once completing your deposit, you will receive a confirmation message on your mobile device for each successful deposit,you will also get confirmation to your primary email address.

After completing your mobile deposit: Write “Mobile deposit” and the date on the front of your check. Store it in a safe place for 5 days, and then destroy it. Five days is enough time in case the original check is required for any reason.

Wells Fargo check mobile deposit currently has no fee to attach to it. Your mobile carrier’s message and data rates may apply.