Gtbank Ghana Quick Credit :How to borrow,repay and apply for MaxAdvance loan

Last Updated on July 1, 2024 by admin

Guaranty Trust Bank plc, has Launched Quick Credit loan  in Ghana, this  offers  quick loans to salary earners whose account  domiciled with  GTBank. The loan facility gives customers funds worth up to three months of their salary in less than two minutes.

Gtbank Ghana Quick Credit is designed to support Customers who’s salary accounts domicile with the Bank to borrow up to 100% of their monthly salary at only 1.5% interest rate and enjoy up to 12 months flexible repayment plan.

Customers must have received a minimum monthly salary of GHS800 for at least with Three (3) months which Must be an active current account holder. For the Bank’s Max Advance customers however, a minimum of one (1) month’s salary inflow is required. Must be a salaried worker between the ages of 18-65 years.

Read: Types of GTBank Loan And How To Apply and borrow

The facility tenor is for 30 days after disbursement. The tenor of the facility commence upon completion of the application via USSD and disbursement into the Borrower’s account.

Repayment for Gtbank in Ghana quick credit loan

i. To pay for Gtbank quick credit in Ghana, Bank  automatically debit the Borrower’s account with the outstanding balance at the end of the tenor.

ii. Prior to expiration of the facility, the Borrower may opt to repay the facility by enabling the repayment option via the Bank’s USSD short code.

iii. Upon expiry of the facility any outstanding amount shall attract a late pay

How to apply for Gtbank Ghana quick credit loan?

To apply for gtbank quick credit in Ghana, customers need to Dial *737*0# Select option 1 (Payday Credit)

2. Agree to Terms and Conditions
3. Enter amount to borrow
4. Enter Tenure (up to 12 months)
5. Enter your PIN to confirm transaction

Once done Your funds will be credited to your account instantly.

Also read: Gtbank Travel Advance loan: How to apply and requirements

How to pay back Gtbank ghana Quick credit loan

To offset your loan, borrower should follow the steps given below.

1. Dial *737*0# on your phone
2. Select option 4 (Repayment)
3. Select option 2 (Close Credit)
4. Enter PIN to liquidate credit.
5. You will receive an instant notification to confirm that your repayment has been successful.

Once the facility is fully paid, you can access it again by dialing *737*0# and selecting option 1 for Payday Credit.

Please note: you need to maintain a salary account with the Bank during the tenor of the loan facility


Gtbank MaxAdvance loan


MaxAdvance is designed to facilitate personal loans to staff of prequalified Corporate and government institutions who have salary accounts with the Bank.

Read: GTBank FX Inflow: How to receive Foreign Currency Inward Transfer

How to Apply Gtbank MaxAdvance loan

1. To apply for Gtbank MaxAdvance loan borrower need to Pick an application form from any of their branches nationwide or download from their website.

2. Complete form and submit to your Relationship Manager or any of their branches.
3. The application form must be duly verified and approved/signed by the HR department of the applicant’s employer

4. Applicants must submit all relevant documents together with a letter of undertaking from their HR department.

5. The facility will be available within 48 hours after receipt of all necessary documents.

, ,

About admin

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies For Advertisement, Content marketing andsponsored post: contact :
View all posts by admin →