USSD Code to get Loans in Nigeria

Are you searching for how to apply for payday, salary advance and other loan in all Nigeria banks using USSD platform to apply for loan application without going to the banking hall.Then you are in the right website as we discuss all the short and magic code to apply for credit facility.

In most case, your salary must be domicile with the bank before you can apply for the payday or salary advance loan. Some financial company doesn’t require you to have bank account but you must be a regularly user before you can qualify for it.

Read: Personal Loan: How to Apply for it

What is USSD Banking?

USSD is an acronym that stands for Unstructured Supplementary Service Data.It’s a type of banking that allows customers to make financial transactions from their phone through the use of short codes. It simply requires a cellular network; no internet connection is required and it must be done from a phone number that is link to bank account.

As against Salary Advance and payday loan and other loan package which is relatively short term in nature (ranging from one week to three months), loans application allow qualifying customers to borrow amounts that they will otherwise have to save for up to a maximum of two years.

Read: Things consider before applying for a Car loan

USSD Code for Loans in Nigeria

To apply for a loan via USSD, you simply need to input the code into your phone and follow the prompts that pop up. Some USSD Codes for loans in Nigeria are:

Platform USSD Code for Loans

1. AB Microfinance Bank —- *389*755#
2. Accion Microfinance Bank—— *572*6#
3. Access Bank Payday Loan ——*901*11#

4. Quickteller loan:— *3226# and follow the instructions to apply.quickteller loan

5. Interswitch Group Loan——– Dial *322# to get a quick loan from #InterswitchLending

6. Airtel Quick Cash—— *561#
7. ALAT Loan By Wema Bank—– *945*100
8. Carbon Loan—— *1303#
9. Fairmoney Loan——-*322*2#
10. First Bank First Advance—–*894*11# or *894#
11. FCMB—–*329#
12. GTBank Soft Loan (QuickCredit)—– *737*51*51#
13. Trader Moni —-*540#
14. Paga——-*242#

Read: What to Avoid During Home Mortgage Loan Process

15. Payattitude——-*569#
16. Zenith Bank Loan—-*966#
17. Fidelity bank Loan —-*770*08#
18. Kwikcash—*561#
19. Polaris Payday Loan—— *833*12#
20. Union Bank Loan code——- *826#
21. Unity Bank Loan code——–*7799#
22. UBA Bank Loan code—–*919#


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