How to Apply for Gtbank Quick Credit loan for salary and Non Salary

Last Updated on January 26, 2024 by admin

Whether you’re looking for extra money to pay bills,take a vacation or Quick Credit for Small Business it can be stressful if you don’t know what your choices are especially getting a personal loan from a bank .

As a salary earner, you can now get the cash you need instantly, and pay back in up to 12 months. Quick Credit gives you funds up to N5million at an interest rate of 2.0% monthly with No Hidden Charges also you are expected to pay Credit Insurance Fee of 1% (One-Off Charge)

You can also read: GTBank USSD Code *737#: How To transfer money, Open account and activate your account

Guaranty trust bank Quick Credit is a time loan accessible to Salary and non- salary account holders which include Small medium scale Business. However, Borrower should not be less than 18 years at loan application date and should not be older than 59 years at loan maturity date.

This kind of credit facilities is designed to  financing the working capital (i.e funds needed for day to day needs) of SMEs in the Education (creche, primary & secondary schools) and Healthcare (Hospitals, Retail Pharmacies and Diagnostic Centres).

 

  • Customer must maintain a minimum monthly lodgement of N20,000 or earn a minimum net monthly salary of N10,000
  • Customer must not have any history of dud cheques
  • Customer must have satisfactory credit reports
  • Customer must not have any unpaid obligations

 

Read: How to buy Airtime and Data Top-up from GTB Account for self & third (3rd) Party

Quick Credit is a time loan facility for Salary Earners i.e., individuals with salary accounts domiciled in GTBank. Customers are prequalified for the loan based on their salary inflows in the last six months.

USSD

  • Dial *737*51*51#
  • Follow the displayed instruction
  • Press “1 ” to confirm the request for the displayed maximum credit amount
  • Press “0” to input other desired credit amount Enter 737 PIN to authenticate the request

Internet Banking

  • Log on to Internet Banking with your User ID/Email and password
  • Click Quick Loans > Quick Credit
  • Click “New Request”
  • Select the account to credit
  • Click on Determine eligibility
  • Select “Click here to Apply for maximum eligibility amount” or Enter “Loan Amount”
  • Select “Click here to Agree to terms and conditions”
  • Provide the answer to the secret question
  • Click “Continue”
  • Enter your Token Code Click “Submit”

GTWorld

  • Log on to GTWorld mobile app with your user ID and password
  • Click “Apply for Loans”
  • Click “Quick Credit”
  • Complete displayed form with requested loan tenor and loan amount
  • Click the “Submit” to complete request.

You may like to read: How to buy Airtime,check account Balance ,Pay bills & Transfer money in first Bank

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