Standard Chartered bank Ussd code*977#: How to register,transfer money and buy airtime

Financial technology has taken over how banking sector serve customers using mobile banking, internet/Online banking and USSD code. the service is seamless, fast secure and reliable . Standard Chartered bank has unveiled their magic number *977#  that will enable customers  carry out their financial transaction  from their comfort zone without visiting banking hall .

Fintech enable banks operate in a very dynamic environment with limitless opportunities for growth .depositors can now  transfer money,check their account balance,Airtime top-up,Blocking of accounts and many more.

Standard Chartered bank operate in Nigeria as commercial bank and it offers a wide range of products and services in Retail; Wealth Management; Commercial; Corporate and Institutional; Private, Digital and Transaction Banking business

However, there are requirements in place for users which must be carry out from customers phone number that is link to bank account in respective of phone type.Furthermore, all transactions require your 6-digit PIN for transaction authorization.

You can also read:How to register/create All Nigeria banks ussd transaction Pin code

Application Eligibility

1.This service is available to only individual SCB account holders. Joint account holders and corporate account holders are not eligible to use this service.

2.An active account with Standard Chartered Account
3.Mobile number on account must be registered on SMS alert
4 .Naira (NGN) Account Holders

How to register for Standard Chartered bank *977# USSD Banking?

To register,simply dial *977# and provide the following details related to your account with SCB;

1.10-digit account number (Naira)
2.Your Bank Verification Number (BVN)
3.Your date of birth
4.You will then be required to create your 6-digit USSD Transaction PIN and confirm the PIN. On completion, you will receive a successful registration message.

Let take a look at all Standard Chartered bank short codes available ranging from Balance Inquiry,Funds Transfer,Data subscription and Airtime Top-up as well block your account should case

Read: How to Create/Register for USSD transfer PIN code for all Nigerian banks

How do I get the 2nd USSD 2nd Level USSD PIN?


You can obtain your 2nd Level USSD PIN for transactions above ₦20,000 on SC Mobile or iBanking.

On SC Mobile; Login > Open Menu > 2nd Level USSD PIN
On iBanking; Login > Select Account Name > 2FA USSD PIN Mgmt
An OTP will be sent to you to authenticate your request
Create 4-digit 2nd Level USSD PIN, confirm 4-digit 2nd Level USSD PIN

How to transfer money with Standard Chartered bank *977# USSD Banking?

Customers should dial *977*Amount*Account Number# for Funds Transfer

Example:Let assume you want to transfer N5000 to account number 3041674463 all you need do is to dial *977*5000*3041674463#


What is the transaction limit on *977#?

With your USSD Banking Transaction, you can conduct a maximum of ₦20,000 only per transaction and ₦100,000 only a day.

To complete a transaction higher than ₦20,000, you will be required to authorise the transaction with a 2nd PIN called USSD 2nd Level USSD PIN.

How to Check Standard Chartered bank Balance Inquiry

As depositor of SCB,who intend to check their account balance they should dial *977*00# then you seen on screen message displaying your current account balance.

You can also read: Sterling bank ussd code: How to register or reset Pin- transfer money, buy airtime and pay bills

How to Top-up Airtime for self with Standard Chartered bank *977# USSD

To buy airtime for your phone number that is link to your bank account simply dial *977*Amount#

Example: customers that want to buy N1000 recharge card for phone number 09055553115 should dial *977*1000#.

How to buy Airtime for 3rd party

If you want to buy recharge card for your friends and family or you want to buy airtime for your other phone number the process is straight and simply all you need is to dial *977*Amount*Phone Number#

Example:Let assume you intend to buy Airtime for your wife or relative of N500 with phone number 09071802357 SIMPLY DIAL *977*500*09071802357#

How to buy Data for Self

Data is life so most time we feel uncomfortable when we don’t have it. the goodness for Standard Chartered bank is the ability to buy it direct from their bank account by dialing *977*2#

How to buy Data for friends and family

As Africans we are passionate about our relatives and friends, when is come to given .This often prompt us to buy them data and airtime when the need arise.Doing this is easy, seamless and fast with SCB by dialing *977*2*Phone Number#

How to Block  Standard Chartered bank accounts

Standard Chartered bank account holders can block their bank account by dialing *977# and follow the on screen message  or  call your bank via contact details: or + 234 270 4611-4, 0800 123 5000.

You can also block your Standard Chartered bank account by using Online Banking

1.Login to Standard Chartered Net Banking Portal.
2.Select ‘Help & Services’
3.Click on ‘Card Management’
4.Select ‘Report Lost/Stolen Card’
5.Now follow the instructions that appear on the screen.
6.The card will be blocked on completion. A new replacement card will be sent to the registered mailing address.

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