How to open sterling bank account online and various account type package

Last Updated on July 1, 2024 by admin

Opening a bank account has become crucial to us, because it enables us to earn interest on our money as well as carry out transactions like bills payment and financial transfer.

Sterling Bank has different account packages for its potential customers ranging from Classic Current account,Domiciliary Current,Classic Savings,Domiciliary Savings, TrybeOne, Kia Kia and I Can Save account for kids.

For the purpose of our discussion , we shall take a look at how to open a sterling bank account without visiting the banking hall which can be done from your comfort zone, anywhere and at any time.

You can also read: How to buy airtime /recharge card from Sterling Bank account

Open sterling bank account using ussd code

Opening an account just got easier with Sterling’s *822#, and get your account number instantly.

HOW TO OPEN AN ACCOUNT

To open an sterling bank account using ussd code Simply dial *822*7# and follow the onscreen prompts.

This kind of account has Maximum single deposit of N20,000 why the Maximum cumulative balance of N200,000 at any point in time.
Maximum transaction limit of N3,000 and daily limit of N30,000

2. Opening Sterling bank account online

To open account online via sterling bank website,simply copy the link to your browser: https://sterlingonlineaccount.sterling.ng/#/GetStarted

Type of sterling bank account package

1. Sterling bank I Can Save account

This type of account is designed for kids , it help to prepare them for the future and help cultivate the habit of savings from an early age.

Features of I can save account

Minimum account opening balance of N2,000
• Daily minimum balance of N1,000
• Competitive interest rate i.e. 1.25% p.a. (30% of MPR)
• Allows lodgment of cheques and dividend warrants.
• Issuance of Debit card & SMS alert

What are the document required to open sterling bank I Can Save account

1.Completed Account Opening Forms
2.Parent’s/Guardian’s Valid Means of Identification. .
3. One recent passport sized photograph each of minor and parent/guardian.
4. Documentary Evidence of Address in Nigeria
5. CERPAC- Combined Expatriate Residence Permit and Alien Card of Parent/Guardian (West Africa nationals excluded).
6. The birth certificate of the minor/International passport or evidence of age.

2. Sterling Classic Current account

This kid of account allow holder to carry out third party transactions with ease with use of cheque book.

Features

• Minimum opening balance of
=N=5,000
• Minimum daily balance (Not
Restrictive)
• AMF at =N=1/mille (Negotiable with
huge turnover)
• Access to electronic Banking
• Access to overdraft facility
• Access to consumer finance

Require document to open sterling bank classic account

1.Completed Account Opening
Forms
2.Valid means of identification.
3. One recent passport sized
photograph
4. Documentary Evidence of Address
in Nigeria
5. Two satisfactory references.
6. CERPAC- Combined Expatriate
Residence Permit and Alien Card
(West African nationals excluded).
7. Address verification.

3.Sterling bank Kia Kia account

This type of account is designed for those with no documentation or ID

Features

• N50,000 single deposit**
• N300,000 total balance**
• Mobile banking transaction limit of
N3,000 and daily limit of N30,000
• No International Funds Transfer
• One account signatory
• Issuance of Verve Card Only

Required document to open KIA KIA ccount

• Account Opening package/Online
• Passport photograph
• BVN

4. Sterling bank TrybeOne account

This type of account is designed for campus student With zero account opening balance,

Features
• Minimum opening balance of
N1000
• Daily minimum balance of Zero
• Competitive interest rate of 1.25%
p.a.
• Allows lodgment of cheques and dividends up to N2 Million limit per day
• Access to electronic banking facility
• Issuance of a debit card
• Youth between the ages of 16-25yrs

Required document to open sterling bank tryone account

BVN
• Account opening Online/In-branch (www.TrybeOne.ng/Tryber)
• One Passport Photograph

5. Sterling bank Classic Savings account

This type of account is target at saving customers

Features

• Minimum opening balance of N2,000.00
• Daily minimum balance of N1,000
• Competitive interest rate i.e. 1.25% p.a. (30% of
MPR)
• Access to Debit Card
• Access to Electronic Banking
• Valid Identification
• KYC
• SMS alert

Required document to open sterling bank Classic Savings account

• Completed Account Opening Forms
• Valid means of identification.
• One recent passport sized photograph
• Letter of introduction from employer.
• CERPAC- Combined Expatriate Residence
Permit and Alien Card (West African
nationals excluded).

6. Sterling bank Domiciliary Current and Savings account

Whether home or abroad, you can conveniently make withdrawals and receive deposits via transfers or cash deposit in foreign currency.

This allows you to maintain current accounts in foreign currencies. Transactions (deposits & withdrawals) are carried out in the same currency in which the account is denominated.

Features
• Minimum account opening balance of:
– USD 100
– GBP 100
– EURO 100
• Foreign cheque lodgment allowed
• Allows for offshore remittances
• Internet Banking Facility & SMS Alert

Required document to open Domiciliary Current account

Completed Account Opening Forms
• Valid means of Identification.
• One recent passport sized photograph
• Documentary Evidence of Address in Nigeria
• Two satisfactory references
• CERPAC- Combined Expatriate Residence Permit and Alien Card (West African nationals excluded).
• Board Resolution to open domiciliary a/c if a company.

On the other hand,sterling bank Domiciliary Savings account has the following features.

• Minimum account opening balance
of:
– USD 100
– GBP 100
– EURO 100
• 1 % p.a. interest rate on daily
balances
• Allows for offshore remittances
• Internet Banking Facility & SMS Alert

Document required for sterling bank Domiciliary Savings account