How to Apply for Zenith Bank ZECA school fees education Loan

Zenith Bank has join the list of banks in Nigeria that offer child education Loan to customers who’s qualify to apply for the loan facility.

The loan facility has Very Competitive Interest Rate with Flexible Prepayment Tenors and Direct Disbursement to School Accounts when approved.

Zenith Bank Children’s Account (ZECA) Education Loan is designed to provide short term funding to enable parents/guardians pay tuition fees for their children/wards.

The financial institution believe that education is the bedrock of social and economic development,this make them most innovative financial institutions in Nigeria.Hence they remains focused on providing premium financial solutions that create value for its customers and meet their lifestyle needs.”

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What is the features of Zenith Bank child education loan


Minimum Facility amount N100,000
Maximum Facility amount N5,000,000
School fees will be paid directly to child/ward’s school.
Maximum tenor of 3 months (Junior School) , Maximum tenor of 9 months (Tertiary Institution)

Requirements to apply for Zenith bank ZECA Education Loan

1. Completed Application Form
2. Parent/guardian must have salary account domiciled with the bank.
3. Child/ward must must have an account with the bank.
4.Invoice of school /tuition fees

Now let take a look at Zenith bank ZECA education account for your child

Also read: Zenith Bank Transfer code: How to create or reset PIN,Transfer money, Block ATM card,buy recharge card,Update BVN and Cardless Withdrawer

What is Zenith Bank ZECA ACCOUNT?

Zenith Bank Children’s Account is a unique savings account designed to allow parents save (in Naira or US Dollars) for their children’s future and teach them about savings from a tender age.

The account is modeled in two tiers for young children and teens with an overarching objective of making savings fun for them and teaching them financial discipline.

The account type ranges from age( 0 – 12) and age (13 – 17)


This account specifically for children between the ages of 0-12yrs with Zero account opening balance the Interest rate at 1.25%.

You may also read:How to check Zenith Bank account Balance,Statement Of Account and EazyBanking ussd code


The Zenith Teens account is a next level account for teenagers between the age of 13 and 17 years. Zeca Teens account holders enjoy all the benefits of the Zenith Children’s Account and a Naira MasterCard (a prepaid card issued upon Parent’s request) so he/she can start learning to manage money responsibly.

The account is specifically for children between the ages of 13-17yrs with Zero account opening balance.The Interest rate at 1.25%.

With is the requirement to open Zenith bank ZECA Account

1.Account opening form duly completed
2.One recent clear passport photograph of Guardian/Parent and child
3.Birth Certificate of Child
4.Identification of signatories (Driver’s License, International Passport,
5.National Identity Card or Voter’s Card)
6.Residence permit (where applicable)
7.Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill)

Also take a look: How to Block Zenith Bank and Fidelity Bank ATM card /Bank account & Activate

How to Apply for Zenith Bank school fees Loan for your child

Interest customers who’s salary account is domicile with Zenith bank should visit any nearest zenith bank close to you to pick up your application form.

Please note: Once your school fees loan is approved it will be disbursed directly to the account of the beneficiary’s school.

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