Heritage bank -How to Transfer Money, buy airtime & data and pay Bills as well Register for PIN

Technology  Innovation  is shaping how businesses operate in modern  world, ranging from medicine, Agriculture,  Insurance ,Telecommunication and banking service

Innovative design has given room to seamless, secure and fast ways of delivering service to customers. Heritage bank is not left out . Their  mobile banking ,internet banking is gear towards  delivering of service to their  numerous customers in Nigeria.

The financial Institution happen to be the pioneers of USSD banking in Nigeria, They understand that more than ever before, banking is about ease and convenience, and with the ongoing lockdown in the country, There customers need to be able to access their money whenever and wherever they want.

Heritage bank  new 745 offerings is second to None, the SMS Banking space such as funds transfer, Bill payment,check account balance and your betting wallet (Bet9ja) and your Sabimen (DSTV) wallet.

We are going to discuss how to register for heritage bank ussd code, buy airtime transfer money.

How to Register for Heritage bank USSD Pin

1.Dial *745*accountnumber*Last6digitsofcard#, press ‘1’ to agree to the indemnification clause on your screen.
2.Now select your card type, enter your card expiry date as it is printed on your card, 3.choose the account to be used for transactions as you may have more than one HB account.
4.Then select your 4 digit PIN and finally, confirm your account number and on-boarding details you have supplied. That is; your PIN and account number.
5.Once done, click send.

Also Read: Heritage bank USSD code: How to check Account Balance, transfer Money and Buy Airtime /Recharge card

You can register for Heritage bank USSD PIN with debit card and without Debit card as well.


Registration Process  for Heritage bank ussd Pin

With Debit Card: simply dial *745*Account number*Last6DigitOfCard#

Without Card:simply dial *745*Account Number#


You may also like: How to apply for Heritage Bank salary advance/payday loan and auto loan


How to buy Airtime from Heritage BANK


Buy Airtime for Self

Heritage bank customers can buy Airtime for self by dialing *745*Amount#
Example: *745*500t# to buy 500 naira Airtime for yourself.


Buy Airtime for Friends and Family Members


Simply Dial:*745*Amount*Mobile Number#

Example:*745*500*09055553135# to Buy 500 Naira Airtime for  Friends or family members


How to transfer money via Heritage bank Ussd code

Funds Transfer (Intra)

To transfer money to another heritage bank account simply dial *745*1*Amount*Account Number#

Click send bottom
Input your authorization PIN you create earlier during registration

by this you have successfully send N20,000 to the recipient

Funds Transfer (InterBank)

To enable heritage bank customers transfer money to another bank account that is not heritage bank, like sending money to UBA,UNION Bank, Polaris Bank, Acess Bank Gtbank and others simply dial the following code

*745*2*Amount*Account Number#

Example: *745*2*20000*1002345678# you have successfully transfer N200,000 the recipient

Please Note: USSD code must be done from Registered Phone number with Heritage Bank

Depositors can also make use Heritage Bank Mobile App to transfer money, pay for bills, like Gotv, Dstv, buy Airtime and check account balance.



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